Payday Loans in Cashion, Oklahoma

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No payday loan companies in Cashion, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First State Bank 321 W Main St, Watonga, OK 73772 +1 (580) 623 - 4945
High Plains Bank 810 Oklahoma Blvd, Alva, OK 73717 +1 (580) 327 - 1777
Commission Express 1831 E 71st St, Tulsa, OK 74136 +1 (918) 877 - 2764
Sun Loan Company 404 N Lynn Riggs Blvd, Claremore, OK 74017 +1 (918) 283 - 4774
Latimer County Abstract & Title 135 E Main St, Wilburton, OK 74578 +1 (918) 465 - 2131
Red River Credit Corporation 914 N Main St, Altus, OK 73521 +1 (580) 482 - 3600
Red River Credit Corporation 124 W Main St, Ardmore, OK 73401 +1 (580) 223 - 2010
Oklahoma AgCredit 1420 N Clarence Nash Blvd, Watonga, OK 73772 +1 (580) 623 - 4959
State Finance 1926 N Main St, Miami, OK 74354 +1 (918) 542 - 1813
IBC Bank 209 E Cherokee St, Lindsay, OK 73052 +1 (405) 756 - 4494

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cashion, OK, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Lawton, OK, Payday Loans in Muskogee, OK, Same Day Loans in Norman, OK, No Credit Check Loans in Oklahoma City, OK, Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cashion, OK.

Beautiful sights of Cashion, OK

Payday Loans Available in Cashion, OK By The Following ZIP Codes:

73016

Are Payday Loans Legal In Cashion, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Cashion, OK payday loan calculator

Payday Loans in Cashion, Oklahoma: Everything You Need to Know

If you are in Cashion, Oklahoma, and are in need of quick cash, you may be considering a payday loan. Payday loans are short-term loans that are intended to help borrowers cover unexpected expenses until their next paycheck. In Oklahoma, payday loans are legal and regulated by the Oklahoma Deferred Deposit Lending Act.

How Do Payday Loans Work?

Payday loans are typically offered by storefront lenders or online lenders. Borrowers must provide proof of income and a personal check dated for the date they receive their next paycheck. The lender will then give the borrower cash, minus a fee. The borrower must then pay back the loan plus interest on their next payday. The interest rates on payday loans can be high, and borrowers should be aware of the total cost of the loan before taking it out.

Are There Any Restrictions on Payday Loans in Oklahoma?

In Oklahoma, payday loans are legal and regulated by the Oklahoma Deferred Deposit Lending Act. Under this law, payday lenders are required to be licensed and must follow certain rules and regulations. For example, lenders cannot charge more than $15 in fees for every $100 borrowed, and loans must have a maximum term of 45 days. Borrowers are also limited to one outstanding loan at a time, and lenders must provide written contracts that outline the terms of the loan.

What Are the Benefits of Payday Loans?

Payday loans can be beneficial for those who need quick cash to cover unexpected expenses. Unlike traditional loans, payday loans do not require a credit check, so even those with poor credit may be able to qualify. Payday loans also have a fast application process and can provide cash on the same day as the application. Additionally, payday loans can help borrowers avoid late fees, overdraft charges, and other penalties.

What Are the Risks of Payday Loans?

While payday loans can be beneficial for those in need of quick cash, they also have risks. The high interest rates associated with payday loans can make them difficult to repay, and borrowers may find themselves trapped in a cycle of debt. Additionally, because payday loans do not require a credit check, borrowers with poor credit may be more likely to take out multiple loans, which can worsen their financial situation.

What Are Some Alternatives to Payday Loans?

If you are considering a payday loan, it is important to explore all of your options. Some alternatives to payday loans include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Personal loans from family or friends
  • Payment plans with creditors

These alternatives may have lower interest rates or more flexible repayment terms than payday loans.

Interesting Facts About Payday Loans in Cashion, Oklahoma

  • According to the Oklahoma Policy Institute, the average payday loan in Oklahoma has an annual percentage rate of 391%.
  • In 2019, payday lenders in Oklahoma made more than 460,000 loans, totaling more than $200 million.
  • The majority of payday loan borrowers in Oklahoma are women, and more than half are younger than 36.

Apply Now

If you are in need of a payday loan in Cashion, Oklahoma, TheGuaranteedLoans can help. We are a connection service that can help connect you with potential lenders who may be able to offer you a loan. Fill out our online application now to get started. Remember, TheGuaranteedLoans is not a direct lender, but we will help facilitate your connection with lenders who may be able to lend you money.

Don’t wait, apply now and get the cash you need.

F.A.Q.

Are there any alternatives to payday loans in Cashion, Oklahoma?

Yes, there are several alternatives to payday loans in Cashion, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Cashion, Oklahoma?

You can find more information about payday loans in Cashion, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.