Payday Loans in Cement, Oklahoma

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No payday loan companies in Cement, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers & Merchants Bank 621 Main St, Maysville, OK 73057 +1 (405) 867 - 4485
Red Crown Credit Union 19 N Rowe St, Pryor, OK 74361 +1 (918) 477 - 3200
Western-Shamrock Finance 720 US-81, Duncan, OK 73533 +1 (580) 252 - 1821
Blue Sky Bank 101 E 8th St, Pawhuska, OK 74056 +1 (918) 287 - 4111
ACB Bank- Waukomis Branch 121 N Main St, Waukomis, OK 73773 +1 (580) 758 - 3380
Transfund ATM 9001 S May Ave, Oklahoma City, OK 73159
Advance America 430 W Wekiwa Rd Ste. C, Sand Springs, OK 74063 +1 (918) 245 - 5179
High Plains Bank 810 Oklahoma Blvd, Alva, OK 73717 +1 (580) 327 - 1777
Sun Loan Company 3004 W University Blvd 103, Durant, OK 74701 +1 (580) 924 - 8700
Cornell Financial Services 1804 W Broadway Ave, Sulphur, OK 73086 +1 (580) 622 - 5229

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cement, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawton, OK, Payday Loans in Muskogee, OK, Payday Loans in Norman, OK, Short-term Loans in Oklahoma City, OK, Payday Loans in Owasso, OK, Payday Loan Companies in Shawnee, OK, Payday Loans in Stillwater, OK and Guaranteed Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cement, OK.

Beautiful sights of Cement, OK

Payday Loans Available in Cement, OK By The Following ZIP Codes:

73017

Are Payday Loans Legal In Cement, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Cement, OK payday loan calculator

Payday Loans in Cement, Oklahoma: An In-Depth Look

If you live in Cement, Oklahoma and find yourself in need of some extra cash to pay for unexpected expenses, you might be considering taking out a payday loan. Payday loans are a type of short-term, high-interest loan that are typically due on the borrower’s next payday. Although they can be a quick and easy way to get cash in a pinch, there are some key things you should know before taking out a payday loan in Cement.

How Payday Loans Work in Cement, Oklahoma

Payday loans are legal in Oklahoma, but there are certain regulations that lenders must follow. In Cement, payday lenders are required to be licensed and must disclose all fees and interest rates to borrowers before they sign a loan agreement. Oklahoma law also limits the amount of money that borrowers can take out in payday loans to $500.

When you take out a payday loan in Cement, you typically provide the lender with a postdated check for the amount of the loan plus any fees and interest. The lender will hold onto the check until your next payday, at which point they will cash it unless you have made other arrangements to pay off the loan.

The Pros and Cons of Payday Loans in Cement

Before taking out a payday loan in Cement, it’s important to weigh the pros and cons. Here are some of the main advantages and disadvantages of payday loans:

Advantages:

  • Quick and easy access to cash
  • No collateral required
  • No credit check required (which can be a disadvantage too – see below)

Disadvantages:

  • High interest rates and fees
  • Short repayment terms (usually two weeks)
  • Risk of falling into a cycle of debt
  • No protection from predatory lending practices
  • No positive impact on credit score, and potentially negative impact if not repaid on time

Interesting Facts and Statistics about Payday Loans in Cement, Oklahoma

  • The average payday loan in Oklahoma is $394.
  • Oklahoma has one of the highest rates of payday loan usage in the United States, with one in eight residents having taken out a payday loan in the past year.
  • The average interest rate on a payday loan in Oklahoma is 395%, the highest in the country.

Applying for a Payday Loan in Cement with TheGuaranteedLoans

If you decide to take out a payday loan in Cement, it’s important to do your research and find a reputable lender. TheGuaranteedLoans can connect you with potential lenders in your area, making it easy to compare rates and terms. However, it’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. Any agreements you make with lenders will be between you and the lender, not TheGuaranteedLoans.

To apply for a payday loan in Cement with TheGuaranteedLoans, simply fill out our online application. We’ll ask for some basic information about yourself and your financial situation, and match you with potential lenders based on your qualifications. If you are connected with a lender and agree to the terms of a loan, the lender will deposit the funds directly into your bank account.

Conclusion

Payday loans can be a useful resource for individuals in need of extra cash in Cement, Oklahoma. However, it’s important to understand the risks associated with these types of loans, including high interest rates, short repayment periods, and the potential for falling into a cycle of debt. By doing your research and working with a reputable lender, you can make an informed decision about whether a payday loan is the right choice for you.

F.A.Q.

What should I do if I have trouble repaying a payday loan in Cement, Oklahoma?

If you have trouble repaying a payday loan in Cement, Oklahoma, you should contact the lender immediately to discuss potential options for repayment. You may also be able to seek assistance from a credit counseling agency or non-profit organization.

Are payday loans legal in Cement, Oklahoma?

Yes, payday loans are legal in Cement, Oklahoma. However, they are subject to certain regulations to protect borrowers from predatory lending practices.