Payday Loans in Davidson, Oklahoma

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No payday loan companies in Davidson, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Barri Agent 1410 W Chestnut Ave, Enid, OK 73701
Simmons Bank 128 Plaza, Madill, OK 73446 +1 (580) 795 - 5503
World Finance 8529 N Rockwell Ave, Oklahoma City, OK 73132 +1 (405) 720 - 4425
Bell Finance Loans Wilburton 301 E Main St A, Wilburton, OK 74578 +1 (918) 465 - 3277
Advance America 5334 NW Cache Rd a, Lawton, OK 73505 +1 (580) 591 - 0333
Tinker Federal Credit Union No transactions 4140 I-40, Oklahoma City, OK 73108 +1 (405) 732 - 0324
Stroud National Bank 830 N Main St 4110, Perkins, OK 74059 +1 (405) 547 - 1199
Bill's Pawn Shop 511 W Main St, Purcell, OK 73080 +1 (405) 527 - 4444
Rainbow Finance Co 400 S Main St, Waurika, OK 73573 +1 (580) 228 - 2314
Liberty Tax and Loans 2101 N. 14th Street 121 Ste 121, Ponca City, OK 74601 +1 (580) 718 - 0033

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Davidson, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Same Day Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Davidson, OK.

Beautiful sights of Davidson, OK

Payday Loans Available in Davidson, OK By The Following ZIP Codes:

73530

Are Payday Loans Legal In Davidson, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Davidson, OK payday loan calculator

Payday Loans in Davidson, Oklahoma: Accessible Cash When You Need It Most

Money troubles come in many shapes and sizes, and sometimes the perfect solution is acquiring a payday loan. While no one likes the idea of borrowing money, a payday loan can provide you with much-needed cash quickly and conveniently. In this article, we will examine payday loans in Davidson, Oklahoma, covering everything you need to know about this lending option.

What are payday loans in Davidson, Oklahoma?

Payday loans are short-term, high-interest-rate loans meant to help people cover emergency expenses. Typically, these loans are for smaller amounts, often ranging between $50 and $1,000. They usually have very short terms that last between two and four weeks. In Davidson, Oklahoma, payday loans are legal and regulated by the Oklahoma Deferred Deposit Lending Act.

Who Qualifies for a Payday Loan?

Getting a payday loan in Davidson, Oklahoma isn’t difficult. Most lenders only require that you meet three basic qualifications:

  • You must be at least 18 years old
  • You must be a U.S. citizen or a permanent resident
  • You must have a valid bank account and proof of income

Note that lenders may have additional eligibility requirements, such as a minimum income or a good credit score. Be sure to ask your lender about their specific requirements before applying.

How Do Payday Loans in Davidson, Oklahoma Work?

Payday loans are designed to be fast and straightforward. You can apply for a loan online or in-person at a payday loan storefront. If you’re approved, the lender will give you the loan amount in cash or deposit it directly into your checking account. You then must repay the loan plus interest and fees, usually within two to four weeks.

Payday loans in Davidson, Oklahoma are subject to state regulations, which include:

  • A maximum loan amount of $500
  • A maximum loan term of 45 days
  • A maximum finance charge of $15 per $100 borrowed, up to $45
  • No rollovers or renewals are allowed

Keep in mind that payday loans have high-interest rates and fees, and late payments can lead to additional charges and fees. Always read and understand the terms and conditions of your loan before agreeing to anything.

Why Get a Payday Loan in Davidson, Oklahoma?

Payday loans are ideal for emergencies and unexpected expenses. These could include medical bills, car repairs, and other unexpected bills you may not have the cash on hand to cover. The application process is quick and straightforward, and you can often have the money you need in as little as one business day.

Payday loans in Davidson, Oklahoma can help you get the money you need to meet your emergency expenses. However, it’s essential to pay back the loan on time to avoid high-interest rates and fees.

Apply Now with TheGuaranteedLoans

Applying for a payday loan through TheGuaranteedLoans is easy and convenient. We are a connector service, meaning we connect you with lenders who are willing to offer you a loan. Our service is free, and you can apply for a loan in just a few minutes online.

Apply now for a payday loan in Davidson, Oklahoma, with TheGuaranteedLoans and get the cash you need when you need it the most.

Interesting Facts about Payday Loans in Davidson, Oklahoma

  • In Oklahoma, payday loans are legal and regulated by the Oklahoma Deferred Deposit Lending Act.
  • Between 2012 and 2015, payday loan use in Oklahoma increased by 30%.
  • The average interest rate for a payday loan in Oklahoma is around 392% APR.
  • Oklahoma has one of the highest payday loan usage rates in the country, with 13.5% of adults taking out payday loans annually.
  • The majority of payday loans in Oklahoma are taken out by people aged 25 to 44 years old.

These statistics show that payday loans are a popular form of borrowing in Davidson, Oklahoma, and across the state. However, it’s crucial to understand the terms and conditions of your loan to avoid falling into a debt cycle.

F.A.Q.

What is the maximum interest rate that can be charged on a payday loan in Davidson, Oklahoma?

The maximum interest rate that can be charged on a payday loan in Davidson, Oklahoma is 17.50%.

How long do I have to repay a payday loan in Davidson, Oklahoma?

The repayment period for a payday loan in Davidson, Oklahoma is typically 14 days, but some lenders may offer longer repayment terms.