Payday Loans in Delaware, Oklahoma

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No payday loan companies in Delaware, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
COMMUNITY LOANS OF GUTHRIE 123 N Division St, Guthrie, OK 73044 +1 (405) 282 - 4525
Mvskoke Loan Fund 2951 N Wood Dr, Okmulgee, OK 74447 +1 (918) 549 - 2603
Rainbow Finance Co 400 S Main St, Waurika, OK 73573 +1 (580) 228 - 2314
CLOSED - Bank of Oklahoma 9300 N Pennsylvania Ave, Oklahoma City, OK 73120 +1 (405) 272 - 2253
AmeriState Bank 113 S Pennsylvania Ave, Atoka, OK 74525 +1 (580) 889 - 3375
Sun Loan Company 121 S Grand St, Enid, OK 73701 +1 (580) 242 - 2170
Sun Loan Company 1748 S 4th St, Chickasha, OK 73018 +1 (405) 224 - 5493
Sun Loan Company 1007 Main St, Woodward, OK 73801 +1 (580) 256 - 6800
Walmart Money Center 2500 N Main St, Altus, OK 73521 +1 (580) 482 - 8189
Ardmore Finance Corp. 105 N 1st St, Ponca City, OK 74601 +1 (580) 765 - 6700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Delaware, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK, Payday Loan Without a Credit Check in Enid, OK, Payday Loan for Lawton, OK, Online Loans in Muskogee, OK, Payday Loan Companies in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Delaware, OK.

Beautiful sights of Delaware, OK

Payday Loans Available in Delaware, OK By The Following ZIP Codes:

74027

Are Payday Loans Legal In Delaware, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Delaware, OK payday loan calculator

Payday Loans in Delaware and Oklahoma: A Comprehensive Guide

Payday loans are a type of short-term loan that can help people handle unexpected expenses or emergencies. They are designed to provide borrowers with quick cash advances that they can pay back with their next paycheck. In this article, we will explore the payday loan industry in Delaware and Oklahoma, including how to get a loan, the fees involved, and the laws and regulations in each state.

How to get a payday loan in Delaware and Oklahoma

Getting a payday loan is generally an easy and straightforward process. Most payday loan lenders offer online applications, making the process even more convenient for borrowers. Here are the steps you need to follow to get a payday loan in Delaware or Oklahoma:

  • Research lenders: Before committing to a payday loan lender, it’s essential to do your research. Compare the rates, fees, and terms of different lenders to find the best deal.
  • Check eligibility: Most payday loan lenders require borrowers to be 18 years or older, have a steady income, and a valid bank account. Make sure you meet the eligibility requirements before applying.
  • Apply: Once you’ve found a lender that meets your needs, fill out the application form online or in-store. You’ll need to provide your personal and financial information, as well as proof of income and bank account details.
  • Receive your funds: If you’re approved for a payday loan, the lender will typically transfer the funds to your bank account within 24 hours. You can then use the money to cover your expenses.
  • Repay the loan: Most payday loans are due on your next payday. The lender will automatically deduct the loan amount and fees from your bank account on your due date. If you’re unable to make the payment, you may be charged additional fees or rollover the loan for an extended period.

The fees involved in a payday loan in Delaware and Oklahoma

The fees associated with payday loans can vary depending on the lender and state. In Delaware, payday loans can have an APR of up to 521%. In Oklahoma, payday loans have a maximum APR of 390%. Here are the fees involved in a payday loan:

  • Interest fees: The lender will charge interest on the total amount borrowed. The interest rate can vary depending on the lender and the state.
  • Origination fees: Some lenders charge origination fees for processing and funding the loan.
  • Late payment fees: If you’re unable to make the payment on time, the lender may charge you late payment fees.
  • Rollover fees: If you’re unable to repay the loan on time, the lender may allow you to extend the loan period for a fee.

The laws and regulations of payday loans in Delaware and Oklahoma

The payday loan industry is regulated in both Delaware and Oklahoma. Here are some of the laws and regulations that apply in each state:

  • Delaware: Payday loans are legal in Delaware, and lenders are required to obtain a license from the state to operate. The maximum loan amount is $1,000, with a maximum term of 60 days. Delaware also has a 5-day cooling-off period during which borrowers can cancel the loan without penalty.
  • Oklahoma: Payday loans are legal in Oklahoma, and lenders are required to obtain a license from the state to operate. The maximum loan amount is $500, with a maximum term of 45 days. Oklahoma also has a cooling-off period, during which borrowers cannot take out a new loan.

Interesting facts and statistics about payday loans in Delaware and Oklahoma

  • Delaware has the highest payday loan usage rate in the country, with 12% of adults taking out a payday loan in the past five years.
  • In Oklahoma, the average payday loan is $394, and the average APR is 395%.
  • According to the Consumer Financial Protection Bureau, 80% of payday loans are renewed or rolled over within two weeks.
  • The payday loan industry is worth $46 billion in the United States.

Apply Now

Looking for a payday loan in Delaware or Oklahoma? Apply now and get connected with potential lenders through TheGuaranteedLoans. Simply fill out our online application form, and we’ll take care of the rest. Remember that we’re a connector service, not a direct lender, and we work with a network of reputable lenders to find you the best deal.

Payday loans can be a helpful resource for people in need of quick cash. However, it’s important to understand the fees involved, the regulations in your state, and the terms and conditions of the loan before committing to a lender. Make sure you do your research and compare multiple lenders to find the best deal for your financial needs.

F.A.Q.

Can I take out multiple payday loans in Delaware, Oklahoma at the same time?

Yes, you can take out multiple payday loans in Delaware, Oklahoma at the same time, but you should be aware that this can put you at greater risk of being unable to repay the loans and facing legal action from the lenders.

Are there any alternatives to payday loans in Delaware, Oklahoma?

Yes, there are other options available to you if you need quick cash in Delaware, Oklahoma. These may include borrowing from friends or family, using a credit card, or taking out a personal loan from a bank or credit union. These options may have lower interest rates and more flexible repayment terms than payday loans.