Payday Loans in Douglas, Oklahoma

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No payday loan companies in Douglas, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Elmore City Bank 207 E Lindsey St, Elmore City, OK 73433 +1 (580) 788 - 2912
Security Finance 109 S Chickasaw St, Pauls Valley, OK 73075 +1 (405) 238 - 7515
Continental Credit 1221 W Lindsey St, Norman, OK 73069 +1 (405) 447 - 8889
National Quik Cash 431 S Mill St, Pryor, OK 74361 +1 (918) 825 - 6130
Advance America 863 12th Ave NE, Norman, OK 73071 +1 (405) 307 - 9808
Security Finance 1204 S Park Dr, Broken Bow, OK 74728 +1 (580) 584 - 3291
Best Loans 1503 S Sheridan Rd, Tulsa, OK 74112 +1 (918) 834 - 7535
BancFirst 32 Har-Ber Rd, Grove, OK 74344 +1 (918) 791 - 9000
Check Into Cash 3000 N 14th St Suite A, Ponca City, OK 74601 +1 (580) 767 - 1872
FirstBank 1501 E Jackson St, Hugo, OK 74743 +1 (580) 326 - 4958

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Douglas, OK, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loan Companies in Tulsa, OK, Payday Loan Without a Credit Check in Bartlesville, OK, Online Loans in Broken Arrow, OK, Quick Loan in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Douglas, OK.

Beautiful sights of Douglas, OK

Payday Loans Available in Douglas, OK By The Following ZIP Codes:

73733

Are Payday Loans Legal In Douglas, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Douglas, OK payday loan calculator

When an unexpected expense pops up, sometimes we can’t afford to wait until our next paycheck. That’s where payday loans come in. If you’re a resident of Douglas, Oklahoma, you’re in luck—payday loans are legal in Oklahoma. But before you take out a payday loan, it’s important to understand what you’re getting into.

What are payday loans?

Payday loans are short-term loans, often for two weeks, intended to cover emergency expenses until your next paycheck. Borrowers typically write a post-dated check or provide their banking information to the lender, who will deposit or withdraw the loan amount plus fees on the due date.

The fees associated with payday loans can be high. Oklahoma law allows lenders to charge up to $15 for every $100 borrowed, and loans can be rolled over up to two times, meaning additional fees could accrue.

How do I apply for a payday loan in Douglas, Oklahoma?

To apply for a payday loan in Douglas, you’ll need to provide the lender with your name, address, Social Security number, and employment information, including your employer’s name and address, and how long you’ve been employed there. You may also need to provide proof of income, such as a recent pay stub or bank statement. Some lenders may require a credit check.

The application process typically takes only a few minutes, and if you’re approved, you could receive the funds as soon as the next business day.

What should I be aware of before taking out a payday loan?

It’s important to be aware of the high fees associated with payday loans. Make sure you can repay the loan on the due date to avoid additional fees or collection efforts.

You should also be aware of your rights as a borrower. Oklahoma law requires lenders to provide borrowers with a written agreement, including information about the loan amount, fees, and due date. The lender is also required to disclose the annual percentage rate (APR) of the loan.

If you have difficulty repaying the loan, you have the right to request an extended payment plan, which allows you to repay the loan in small, affordable installments over a longer period of time. Lenders are required to inform borrowers of their right to an extended payment plan.

What are some alternatives to payday loans?

If you’re in need of fast cash but don’t want to take out a payday loan, there are some alternatives you may want to consider.

  • Credit union loans: Some credit unions offer small, short-term loans with more affordable rates and fees compared to payday loans.
  • Credit counseling: A credit counselor can help you create a budget and develop a repayment plan for your debts.
  • Payment plan: Many service providers, such as hospitals or utility companies, offer payment plans to help you pay off your bills over time.

Interesting Facts about Payday Loans in Douglas, Oklahoma

  • According to the Oklahoma Policy Institute, payday lenders in Oklahoma made $52 million in fees in 2018.
  • The average Oklahoma borrower takes out nine payday loans per year, according to the Center for Responsible Lending.
  • The maximum amount of a payday loan in Oklahoma is $500, according to Oklahoma law.

Apply Now

Need a payday loan in Douglas, Oklahoma? TheGuaranteedLoans can help connect you with potential lenders, fast. Fill out our online application and get matched with lenders who may be able to provide the funds you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we cannot guarantee approval or loan terms.

F.A.Q.

Are there any alternatives to payday loans in Douglas, Oklahoma?

Yes, there are several alternatives to payday loans in Douglas, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Douglas, Oklahoma?

You can find more information about payday loans in Douglas, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.