Payday Loans in Fargo, Oklahoma

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No payday loan companies in Fargo, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Loan Income Verification Services 2828 NW 57th St, Oklahoma City, OK 73112 +1 (405) 242 - 6406
Western Sun Federal Credit Union 4620 W Kenosha St, Broken Arrow, OK 74012 +1 (918) 362 - 1400
Greg Stong - Raymond James 302 N Independence St, Enid, OK 73701 +1 (580) 234 - 1694
Security Finance 414 E Gladstone Ave, Frederick, OK 73542 +1 (580) 335 - 3243
Legacy Bank 101 Main St, Hinton, OK 73047 +1 (405) 542 - 3101
BancFirst 230 S Broadway St, Konawa, OK 74849 +1 (580) 925 - 3211
Ardmore Finance Inc 1919 NW Cache Rd # A, Lawton, OK 73507 +1 (580) 248 - 3344
State Finance 1907 W Gore Blvd ste c, Lawton, OK 73501 +1 (580) 699 - 8558
Security Finance 6709 E 81st St Suite E, Tulsa, OK 74133 +1 (918) 499 - 0306
Jackson Hewitt Tax Service 1312 E Main St, Stigler, OK 74462 +1 (918) 689 - 3785

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fargo, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, No Credit Check Loans in Broken Arrow, OK, Same Day Loans in Edmond, OK, Online Loans in Enid, OK, Online Loans in Lawton, OK, Same Day Loans in Muskogee, OK, No Credit Check Loans in Norman, OK and Payday Loan for Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fargo, OK.

Beautiful sights of Fargo, OK

Payday Loans Available in Fargo, OK By The Following ZIP Codes:

73840

Are Payday Loans Legal In Fargo, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Fargo, OK payday loan calculator

Payday Loans in Fargo, Oklahoma: What You Need to Know

Payday loans are a popular option for consumers who need quick access to cash. If you’re living in Fargo, Oklahoma, you’re in luck because payday loans are legal in the state. However, it’s important to understand the rules and regulations surrounding these loans before you apply. In this article, we’ll guide you through everything you should know about payday loans in Fargo, Oklahoma.

What Are Payday Loans?

Payday loans, also known as cash advances, are short-term loans designed to help borrowers cover urgent expenses between paychecks. Unlike traditional loans, payday loans have a faster application process, and the funds are usually deposited into your bank account on the same day or within a few days.

Payday loans are typically taken out by people who find themselves in sudden need of funds to cover unexpected expenses such as medical bills, car repairs, or utility bills.

How Do Payday Loans Work?

The payday loan process is simple and straightforward. To apply for a payday loan, you will need to provide your personal and financial information to the lender. This may include information such as your name, address, employment status, and bank account details. Once the lender has verified your information, they will deposit the loan amount into your bank account.

When the loan term is up (usually within two weeks to a month), the lender will automatically withdraw the loan amount plus interest from your bank account. If you don’t have sufficient funds in your account, you may face additional fees and penalties

The Pros and Cons of Payday Loans

Before you decide to apply for a payday loan, it’s important to weigh the pros and cons. Here are some advantages and disadvantages of taking out a payday loan:

Advantages

  • Quick access to cash
  • Minimal documentation requirements
  • No credit check required
  • Short-term duration

Disadvantages

  • High interest rates and fees
  • Short repayment period may lead to financial strain
  • Potential for debt cycle and financial instability
  • Limited loan amounts

While payday loans may be a quick fix for urgent cash needs, they can also be a risky option for borrowers who are not able to repay the loan in time. The high interest rates and fees associated with payday loans can quickly add up and cause financial burden down the road.

Interesting Facts and Statistics About Payday Loans in Fargo, Oklahoma

  • The average payday loan amount in Oklahoma is $400
  • Oklahoma has the third-highest concentration of payday lenders in the country
  • In 2020, the average APR for payday loans in Oklahoma was 391%
  • Over 1.1 million payday loans were issued in Oklahoma in 2019

Apply Now for a Payday Loan in Fargo, Oklahoma

If you need emergency funding in Fargo, Oklahoma, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we work with a network of reputable lenders who can offer you a payday loan that fits your financial needs. To apply for a payday loan, simply fill out our online application form, and we’ll take care of the rest.

Remember, before you apply for a payday loan, make sure you understand the terms and conditions of the loan agreement and have a plan for how you’ll repay it. Borrow responsibly and use payday loans only for urgent, essential expenses.

TheGuaranteedLoans Disclaimer

TheGuaranteedLoans is not a direct lender. We are a connector service that partners with a network of trusted lenders who offer payday loans. By submitting an application through our website, you acknowledge that you are not applying for a loan directly from us and that we will not be lending you any money. We are not responsible for the actions or inactions of any lender we connect you with, nor are we responsible for any loan agreement, terms, or fees between you and the lender.

F.A.Q.

Can I file a complaint about a payday lender in Fargo, Oklahoma?

Yes, if you have a complaint about a payday lender in Fargo, Oklahoma, you can contact the Oklahoma Department of Consumer Credit to file a complaint.

What should I do if a payday lender is not following the law in Fargo, Oklahoma?

If you believe a payday lender is not following the law in Fargo, Oklahoma, you can contact the Oklahoma Department of Consumer Credit to report the lender. You can also file a complaint with the Consumer Financial Protection Bureau.