Payday Loans in Goltry, Oklahoma

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No payday loan companies in Goltry, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Red River Credit Corporation 207 E Chickasaw, Ste A,B, McAlester, OK 74501 +1 (918) 429 - 0207
Cash N Go 1735 US-59, Stilwell, OK 74960 +1 (918) 696 - 0407
Security Finance 1410 W Gary Blvd, Clinton, OK 73601 +1 (580) 323 - 4802
MoneyGram inside ADVANCE AMERICA - 3547 ADVANCE AMERICA, 9441 E 31st St 3547, Tulsa, OK 74145 +1 (918) 280 - 0800
First National Bank & Trust Co 1025 Pennsylvania Ave, Hartshorne, OK 74547 +1 (918) 297 - 2511
Pushmataha County Abstract Co 111 W Main St, Antlers, OK 74523 +1 (580) 298 - 3189
Bank of Cushing, a branch of Blue Sky Bank, Pawhuska 224 E Broadway St, Cushing, OK 74023 +1 (918) 225 - 2010
BancFirst 601 West Carl Hubbell Blvd, Meeker, OK 74855 +1 (405) 279 - 3535
1 Hour Car Title Loans Enid 620 S Madison St, Enid, OK 73701 +1 (580) 952 - 3877
Fast Money 1400 N Pocola Blvd, Pocola, OK 74902 +1 (918) 436 - 8113

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goltry, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK, Bad Credit Loans in Enid, OK, Payday Loans in Lawton, OK, Emergency Loan in Muskogee, OK, Payday Loans in Norman, OK and No Credit Check Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goltry, OK.

Beautiful sights of Goltry, OK

Payday Loans Available in Goltry, OK By The Following ZIP Codes:

73739

Are Payday Loans Legal In Goltry, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Goltry, OK payday loan calculator

Payday Loans in Goltry, Oklahoma – Everything You Need to Know

Are you struggling to make ends meet before your upcoming paycheck? Do you need access to fast cash to cover unexpected expenses? If so, a payday loan may be the solution you need. In this comprehensive guide, we will cover everything you need to know about payday loans in the city of Goltry, Oklahoma.

What are Payday Loans?

A payday loan is a type of short-term loan that allows borrowers to access cash quickly and easily. Payday loans typically come with high interest rates and fees and must be paid back in a short period of time, usually within two weeks or by the borrower’s next payday.

Unlike traditional loans, payday loans do not require a credit check or collateral and are available to people with bad credit or no credit history. This makes them a popular option for people who need access to cash but cannot qualify for traditional loans.

Are Payday Loans Legal in Oklahoma?

Yes, payday loans are legal in the state of Oklahoma. The state imposes certain regulations on lenders to protect borrowers from predatory lending practices. The Oklahoma Deferred Deposit Lending Act governs payday loans and sets strict limits on the amount of interest and fees that lenders can charge.

How do Payday Loans Work in Goltry, Oklahoma?

In Goltry, Oklahoma, payday loans work the same way they do in the rest of the state. Borrowers can apply for a loan either online or in person at a payday lender’s physical location. The lender will typically ask the borrower to provide certain documents, such as proof of income and a government-issued ID.

Once the borrower is approved for the loan, they will receive the cash, which they must pay back with interest and fees within the agreed-upon time frame. If the borrower is unable to repay the loan on time, the lender may charge additional fees and interest or take legal action to collect the debt.

What are the Benefits of Payday Loans?

Payday loans offer several benefits to borrowers, including:

  • Quick access to cash
  • No requirement for collateral
  • No credit check required
  • Ability to qualify for loans with bad credit or no credit history

What are the Risks of Payday Loans?

While payday loans can be a helpful financial resource, they also come with several risks, including:

  • High-interest rates and fees
  • Potential to fall into a cycle of debt
  • Risk of predatory lending practices from unscrupulous lenders

Interesting Facts and Statistics about Payday Loans in Goltry, Oklahoma

  • In 2019, there were approximately 353 licensed payday lenders in the state of Oklahoma.
  • The average payday loan in Oklahoma is $394.
  • The maximum payday loan amount in Oklahoma is $500.
  • The maximum finance charge for a 14-day $100 payday loan in Oklahoma is $15.
  • The average APR for payday loans in Oklahoma is 390%.

Apply Now

Are you in need of a payday loan in Goltry, Oklahoma? TheGuaranteedLoans is here to help. Our website serves as a connector service, helping borrowers connect with potential lenders who can provide them with the cash they need.

Remember, we are not a direct lender, and we do not make credit decisions or charge fees. Instead, we work to match borrowers with lenders who may be able to help them. If you are interested in applying for a payday loan, fill out our simple online application today.

Conclusion

Payday loans can be a helpful financial resource for people who need access to cash quickly. However, it is important to be aware of the risks associated with these loans and to use them responsibly. By understanding the laws and regulations governing payday loans in Goltry, Oklahoma, and by working with a trusted connector service like TheGuaranteedLoans, you can make an informed decision about your financial future.

F.A.Q.

What are the risks of taking out a payday loan in Goltry, Oklahoma?

One of the main risks of taking out a payday loan in Goltry, Oklahoma is the high interest rates and fees that can make it difficult to repay the loan on time. This can lead to a cycle of debt and financial stress.

What is the role of the Oklahoma Department of Consumer Credit in regulating payday loans?

The Oklahoma Department of Consumer Credit is responsible for enforcing the state's payday lending laws and regulations. This includes monitoring lenders to ensure they are complying with the rules and taking action against those who violate the law.