Payday Loans in Gowen, Oklahoma

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No payday loan companies in Gowen, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First Cash Pawn 5926 NW 39th St, Oklahoma City, OK 73122 +1 (405) 495 - 1555
World Acceptance Corporation 1713 Investors Ave, El Reno, OK 73036 +1 (405) 262 - 1901
Dobbins Kristi L CPA 106 E Mc Clure Ave, Pauls Valley, OK 73075 +1 (405) 238 - 6447
EZ Credit 501 S 1st St 1, Madill, OK 73446 +1 (580) 795 - 7258
AFC Automotive Finance Corp. 1028 S Portland Ave, Oklahoma City, OK 73108 +1 (405) 951 - 5340
Regional Finance 2412 N 14th St suite a, Ponca City, OK 74601 +1 (580) 765 - 0031
World Finance 222 E Oak Ave, Seminole, OK 74868 +1 (405) 382 - 7977
Oklahoma Bank And Trust 600 W Gary Blvd, Clinton, OK 73601 +1 (580) 323 - 2345
Covington Credit 2510 N Broadway St, Poteau, OK 74953 +1 (918) 647 - 8179
World Finance 1919 NW Cache Rd Ste C, Lawton, OK 73507 +1 (580) 351 - 9402

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gowen, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Short-term Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Bad Credit Loans in Bartlesville, OK, Same Day Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gowen, OK.

Are Payday Loans Legal In Gowen, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Gowen, OK payday loan calculator

Payday Loans in Gowen, Oklahoma: All You Need to Know

If you’re facing a financial emergency in Gowen, Oklahoma, you may be considering getting a payday loan. Payday loans are short-term loans designed to help you cover unexpected expenses and tide you over until your next payday. However, before applying for a payday loan, it’s important to understand the laws and regulations in Oklahoma, as well as the risks and benefits of payday loans.

How Payday Loans Work in Gowen, Oklahoma

In Oklahoma, payday loans are legal and regulated by the Oklahoma Deferred Deposit Lending Act. This law sets limits on the amount you can borrow, the length of your loan term, and the fees you’ll be charged.

To apply for a payday loan in Gowen, Oklahoma, you’ll need to provide a valid ID, proof of income, and a post-dated check for the amount you’re borrowing plus fees. If you’re approved, the lender will give you the money and hold onto your check until your next payday, when they’ll cash it to repay the loan.

The Risks and Benefits of Payday Loans

While payday loans can be a lifeline in a financial emergency, they come with risks and drawbacks that you should be aware of. Here are some of the pros and cons of payday loans:

Benefits of Payday Loans

  • Quick and easy application process
  • Funds can be deposited directly into your account within 24 hours
  • No credit check required
  • You can use the money for any purpose

Risks of Payday Loans

  • High fees and interest rates can make payday loans very expensive
  • Rollover fees can trap you in a cycle of debt if you can’t repay the loan on time
  • Payday lenders may engage in predatory practices and target vulnerable individuals
  • Defaulting on a payday loan can damage your credit score and lead to legal action

Interesting Facts about Payday Loans in Gowen, Oklahoma

  • According to a study by the Oklahoma Policy Institute, the average payday loan borrower in Oklahoma takes out 8 loans per year and pays an average of 391% APR.
  • Oklahoma has the highest average payday loan interest rate in the country, according to a study by the Center for Responsible Lending.
  • Despite the high fees and interest rates, payday lenders in Oklahoma make over $300 million in profits per year.

Apply Now for a Payday Loan in Gowen, Oklahoma

If you’re in need of a payday loan in Gowen, Oklahoma, TheGuaranteedLoans can help connect you with potential lenders in our network. We offer a free online application that takes just a few minutes to complete, and we’ll work to find you loan options that fit your needs and budget.

Please note that TheGuaranteedLoans is not a direct lender. We simply facilitate connections between borrowers and lenders in our network. Before accepting any loan offer, be sure to read the terms and conditions carefully and ensure that you understand all fees and charges associated with the loan.

Apply now and get the money you need to cover your unexpected expenses!

F.A.Q.

Can I roll over or renew my payday loan in Gowen, Oklahoma?

No, rollovers and renewals are not allowed for payday loans in Gowen, Oklahoma. borrowers must pay off their loans in full on the due date.

What is the repayment period for payday loans in Gowen, Oklahoma?

in Gowen, Oklahoma, the repayment period for payday loans is typically 14 days, but can be extended to 30 days if agreed upon by both parties.