Payday Loans in Jennings, Oklahoma

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No payday loan companies in Jennings, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 747 W Rogers Blvd Unit C, Skiatook, OK 74070 +1 (918) 396 - 7488
Regional Finance 1740 S 4th St Suite B, Chickasha, OK 73018 +1 (405) 224 - 1829
Advance America 2111 Oklahoma Ave, Woodward, OK 73801 +1 (580) 256 - 6545
Jenny's Enterprise 111 NE 6th St, Guymon, OK 73942 +1 (580) 338 - 7999
Bank of Oklahoma 1 E Choctaw Ave, McAlester, OK 74501 +1 (918) 302 - 4581
Empire Finance 108 W Will Rogers Dr, Kingfisher, OK 73750 +1 (405) 375 - 6731
Cash Express of Edmond 609 S Broadway, Edmond, OK 73034 +1 (405) 341 - 5155
Superior Finance Co 1117 E Wade Watts Ave, McAlester, OK 74501 +1 (918) 423 - 9377
Bell Finance Loans Guthrie 220 E Harrison Ave, Guthrie, OK 73044 +1 (405) 282 - 2870
Walmart Money Center 3100 E Main St, Cushing, OK 74023

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jennings, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Quick Loan in Bartlesville, OK, Payday Loan for Broken Arrow, OK, Online Loans in Edmond, OK and Quick Loan in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jennings, OK.

Payday Loans Available in Jennings, OK By The Following ZIP Codes:

74038

Are Payday Loans Legal In Jennings, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Jennings, OK payday loan calculator

Everything You Need to Know About Payday Loans in Jennings, Oklahoma

Payday loans have been around for a long time, and there are several reasons why people use them. For individuals who are cash strapped and need quick access to cash, payday loans can be a lifeline. If you’re in Jennings, Oklahoma, and considering a payday loan, this article has all the information you need to make an informed decision.

What are Payday Loans?

A payday loan is a small short-term loan that is often due on the borrower’s next payday. These loans are typically for amounts between $100 and $1000 and have high-interest rates and fees. Payday loans are usually due in full in two to four weeks, and a borrower must provide proof of income and a bank account to be approved. Many payday lenders do not require a credit check for approval, which makes them an attractive option for people with poor credit.

Payday Loans in Jennings, Oklahoma

In Oklahoma, payday loans are legal, and the state heavily regulates payday lending. According to the Oklahoma Deferred Deposit Lending Act, lenders are not allowed to charge more than $15 for every $100 borrowed, and a borrower cannot take out more than two loans at once.

Payday lenders in Jennings, Oklahoma, must be licensed through the Oklahoma Department of Consumer Credit. The requirements for licensing include posting a $10,000 bond, maintaining a $100,000 net worth, and paying a $1,000 annual fee. These regulations are designed to protect consumers from predatory lenders and ensure they have access to fair lending practices.

How to Apply for a Payday Loan in Jennings, Oklahoma

If you’re considering a payday loan in Jennings, Oklahoma, it’s essential to understand the application process. Many payday lenders have online applications and allow you to apply for a loan without ever leaving your home. When applying for a payday loan, you will typically need to provide the following:

  • Government-issued ID
  • Social Security number
  • Proof of income
  • Bank account information
  • Contact information

Once you’ve completed the application process, lenders will assess your information and determine whether they can offer you a loan. If you’re approved, they’ll provide you with the loan amount, interest rate, and fees, and you’ll need to accept the terms to receive the funds. It’s important to read the loan agreement carefully to ensure you understand the repayment terms, fees, and interest rate.

Why Use TheGuaranteedLoans to Apply for a Payday Loan?

TheGuaranteedLoans is a loan-connector service that can help you find a lender who meets your specific needs. We work with several lenders and provide borrowers with fast and convenient access to the funds they need. When you apply through TheGuaranteedLoans, we’ll connect you with a lender who meets your requirements and can provide you with the best loan terms and interest rate.

It’s important to remember that TheGuaranteedLoans is not a direct lender. Our service is designed to connect you with potential lenders, and we’ll never charge you for our service. When you work with TheGuaranteedLoans, you can rest assured that you’re getting access to the best options available, and you won’t have to worry about dealing with predatory lenders or hidden fees.

Interesting Facts About Payday Loans in Jennings, Oklahoma

  • Jennings, Oklahoma, is a small town of approximately 350 people.
  • Oklahoma has the highest average payday loan APR in the nation, at 395%.
  • Payday loan lenders in Oklahoma earned over $52 million in fees in 2019.
  • There are over 300 licensed payday lenders in Oklahoma, including several in Jennings.
  • Approximately 1 in 8 Oklahoma adults have used a payday loan.

Apply Now for a Payday Loan in Jennings, Oklahoma

If you’re in Jennings, Oklahoma, and need quick access to cash, a payday loan may be the right choice for you. Apply now through TheGuaranteedLoans to connect with lenders who can offer you the best loan terms and interest rates. Our fast, easy application process ensures you’ll receive the money you need when you need it most.

F.A.Q.

Can I roll over or renew my payday loan in Jennings, Oklahoma?

No, rollovers and renewals are not allowed for payday loans in Jennings, Oklahoma. borrowers must pay off their loans in full on the due date.

What is the repayment period for payday loans in Jennings, Oklahoma?

in Jennings, Oklahoma, the repayment period for payday loans is typically 14 days, but can be extended to 30 days if agreed upon by both parties.