Payday Loans in Jones, Oklahoma

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No payday loan companies in Jones, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Ardmore Finance Corp. 7 N Washington St Ste A, Ardmore, OK 73401 +1 (580) 223 - 0794
Tower Loan 1600 E Main St, Cushing, OK 74023 +1 (918) 225 - 3301
World Acceptance Corporation 1805 W Broadway Ave, Sulphur, OK 73086 +1 (580) 622 - 8400
Ardmore Finance 711 N 1st Ave, Durant, OK 74701 +1 (580) 931 - 3700
Bell Finance Duncan 1953 W Elk Ave, Duncan, OK 73533 +1 (580) 470 - 8860
National Quik Cash 12701 East 86th St N Suite C, Owasso, OK 74055 +1 (918) 274 - 4604
Dixie Finance Co 123 E 6th St, Okmulgee, OK 74447 +1 (918) 756 - 5700
Advance America 430 W Wekiwa Rd Ste. C, Sand Springs, OK 74063 +1 (918) 245 - 5179
Walmart Money Center 1983 S Mississippi Ave, Atoka, OK 74525
Advance America 307 N. Blake Dr., Space E, Wagoner, OK 74467 +1 (918) 485 - 4009

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jones, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loan Without a Credit Check in Edmond, OK, Payday Loans in Enid, OK, Payday Loans in Lawton, OK, Quick Loan in Muskogee, OK, Payday Loans in Norman, OK and Guaranteed Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jones, OK.

Beautiful sights of Jones, OK

Payday Loans Available in Jones, OK By The Following ZIP Codes:

73049

Are Payday Loans Legal In Jones, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Jones, OK payday loan calculator

Everything You Need to Know About Payday Loans in Jones, Oklahoma

If you’re living in Jones, Oklahoma, and you’re considering a short-term loan to help you through until your next paycheck, you’re probably thinking about payday loans. These loans can be a useful tool in certain circumstances, but like all loans, they come with risks.

Before you take out a payday loan, you need to know all the facts. Read on to learn everything you need to know about payday loans in Jones, Oklahoma.

The Basics of Payday Loans

Payday loans are short-term loans that are designed to help you cover expenses until your next paycheck arrives. They’re usually small loans of a few hundred dollars or less, and they’re intended to be paid back within a few weeks.

In Jones, Oklahoma, payday loans are legal, regulated by the Oklahoma Deferred Deposit Lending Act. This law outlines exactly how payday lenders can operate in the state.

How Payday Loans Work

To take out a payday loan, you’ll need to provide proof of income and a valid form of ID. You’ll fill out an application, and if you’re approved, you’ll be given the loan amount you’ve requested (minus any fees).

At the end of the loan term, you’ll need to pay back the loan amount plus any fees. In Jones, Oklahoma, the maximum loan amount is $500, and lenders can charge up to $65 in fees for borrowing that amount.

Many lenders will require you to sign a post-dated check or set up an automatic debit to cover the loan payment on the due date.

The Risks of Payday Loans

Payday loans can be risky for the borrower. Because they’re short-term loans, they often come with high interest rates and fees. If you don’t have a plan to pay back the loan in full by the due date, you could end up with a lot of debt and damage to your credit score.

In addition, some payday lenders are predatory and will take advantage of vulnerable borrowers. Be sure to research any lender you’re considering and read all the loan terms and conditions carefully.

Interesting Facts and Statistics about Payday Loans in Jones, Oklahoma

  • As of 2021, there were 323 licensed payday lenders in Oklahoma.
  • In 2019, Oklahoma borrowers took out more than 950,000 payday loans with an average loan amount of $388.
  • In 2018, Oklahoma payday loan borrowers paid over $52 million in fees alone.

Applying for a Payday Loan with TheGuaranteedLoans

TheGuaranteedLoans is a convenient and reliable way to connect with payday lenders in Jones, Oklahoma. We’re not a direct lender, but we connect borrowers with trustworthy lenders who can help them get the short-term loan they need.

To apply for a payday loan with TheGuaranteedLoans, simply complete our online application form. We’ll match you with a lender who meets your need, and you can complete the loan process online in a matter of minutes.

With TheGuaranteedLoans, you can rest assured that you’re working with a reputable lender and that your loan terms and conditions will be clearly outlined before you accept the loan.

Summary

If you’re considering a payday loan in Jones, Oklahoma, be sure to do your research and understand all the risks and benefits. Remember, payday loans can be a useful tool, but they come with high fees and interest rates and can lead to a cycle of debt if not used responsibly.

At TheGuaranteedLoans, we’re here to help you find the lenders you need so you can get the short-term loan you need to make ends meet.

Apply now to get started with TheGuaranteedLoans, and take the first step toward financial peace of mind.

F.A.Q.

Are there any alternatives to payday loans in Jones, Oklahoma?

Yes, there are several alternatives to payday loans in Jones, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Jones, Oklahoma?

You can find more information about payday loans in Jones, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.