Payday Loans in Kiefer, Oklahoma

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No payday loan companies in Kiefer, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Liberty National Bank 8232 OK-17, Elgin, OK 73538 +1 (855) 351 - 2265
Royal Finance Co 201 S Wood Dr, Okmulgee, OK 74447 +1 (918) 756 - 8811
Thunder Loan LLC 1805 N Broadway Ave, Ada, OK 74820 +1 (580) 453 - 7073
Dixie Finance 220 E Choctaw Ave, McAlester, OK 74501 +1 (918) 423 - 3810
Advance Loan 1006 W Broadway St, Ardmore, OK 73401 +1 (580) 226 - 2999
First National Bank and Trust 200 S Wewoka Ave, Wewoka, OK 74884 +1 (405) 257 - 3333
Ardmore Finance Corp. 501 W Main St, Durant, OK 74701 +1 (580) 931 - 3700
Midwestern Loans, Inc. 1474 N Main St, Altus, OK 73521 +1 (580) 482 - 4727
Tower Loan 1600 E Main St, Cushing, OK 74023 +1 (918) 225 - 3301
Walmart Money Center 923 W 11th St, Hobart, OK 73651 +1 (580) 726 - 5693

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kiefer, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, Payday Loan for Broken Arrow, OK, Payday Loans in Edmond, OK, Quick Loan in Enid, OK, Payday Loan for Lawton, OK, Payday Loans in Muskogee, OK, Quick Loan in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kiefer, OK.

Beautiful sights of Kiefer, OK

Payday Loans Available in Kiefer, OK By The Following ZIP Codes:

74041

Are Payday Loans Legal In Kiefer, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Kiefer, OK payday loan calculator

Payday Loans in Kiefer, Oklahoma

Are you struggling to make ends meet between paychecks? Do you have unexpected bills or expenses that can’t wait until your next payday? If you’re in Kiefer, Oklahoma, you may be considering a payday loan. In this article, we’ll take a closer look at payday loans in Kiefer, their benefits and drawbacks, and how to apply for one.

What is a Payday Loan?

A payday loan, also known as a cash advance or payday advance, is a short-term loan typically due on your next payday. These loans are designed to help borrowers bridge the gap between paychecks when unexpected expenses arise. Payday loans are legal in Oklahoma and can range from $50 to $500.

Benefits of Payday Loans

  • Quick and easy application process
  • No credit check required
  • Receive funds within 24 hours of approval
  • Funds can be used for any purpose

One of the biggest benefits of payday loans is their quick and easy application process. Unlike traditional loans, which may require extensive paperwork and a credit check, payday loans typically only require proof of income and a valid ID. This streamlined process means you can receive funds within 24 hours of approval, making them an ideal solution for unexpected expenses or emergencies.

Another benefit of payday loans is that they don’t require a credit check. This means that even if you have bad credit or no credit history at all, you may still be eligible for a payday loan. This makes them an attractive option for those who may not qualify for traditional loans.

Drawbacks of Payday Loans

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt cycle

While payday loans can be a quick and easy solution for unexpected expenses, they also come with some drawbacks. One of the biggest drawbacks is their high interest rates and fees. According to Oklahoma state law, payday lenders can charge up to $15 in fees for every $100 borrowed. This can add up quickly and make it difficult to repay the loan in full.

Another drawback of payday loans is their short repayment terms. Most payday loans are due on your next payday, which may not give you enough time to repay the loan in full. This can lead to a cycle of debt if you’re unable to repay the loan and have to extend it or take out another loan to cover the initial loan.

How to Apply for a Payday Loan

If you’re considering a payday loan in Kiefer, Oklahoma, here’s what you need to know:

  • You must be at least 18 years old
  • You must have a valid ID and proof of income
  • You can apply in person or online
  • Loan amounts and terms may vary

To apply for a payday loan, you must be at least 18 years old and have a valid ID and proof of income. You can apply in person at a payday lender or online. However, it’s important to note that loan amounts and terms may vary depending on the lender. It’s important to read the terms and conditions carefully and only borrow what you can afford to repay.

Interesting Facts and Statistics about Payday Loans in Kiefer, Oklahoma

  • The average payday loan amount in Oklahoma is $394.
  • Oklahoma has one of the highest average interest rates for payday loans in the country at 395%.
  • Between 2012 and 2018, payday lenders in Oklahoma made $1.4 billion in loans and collected $2.3 billion in interest and fees.

Apply Now

If you’re in need of a payday loan in Kiefer, Oklahoma, TheGuaranteedLoans can help. As a connector service, we can help you connect with potential lenders who may be able to offer you a loan. It’s important to remember that we are not a direct lender and do not make any lending decisions.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We’ll ask you for some basic information about yourself and your income. Once you submit your application, we’ll work to connect you with potential lenders who may be willing to offer you a loan. If you’re approved, you’ll receive funds within 24 hours.

Conclusion

Payday loans can be a quick and easy solution for unexpected expenses or emergencies. However, they also come with high interest rates and fees and a short repayment term. If you’re considering a payday loan, it’s important to read the terms and conditions carefully and only borrow what you can afford to repay.

F.A.Q.

Can I renew or extend a payday loan in Kiefer, Oklahoma?

Yes, you can renew or extend a payday loan in Kiefer, Oklahoma, but you should be aware that this can result in additional fees and interest charges. It is generally better to try to pay off the loan on time if possible.

What happens if I can't repay a payday loan in Kiefer, Oklahoma?

If you are unable to repay a payday loan in Kiefer, Oklahoma, the lender may attempt to collect the debt through legal means, such as wage garnishment or seizing funds from your bank account.