Payday Loans in Lahoma, Oklahoma

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No payday loan companies in Lahoma, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 414 E Gladstone Ave, Frederick, OK 73542 +1 (580) 335 - 3243
National Quik Cash N Kickapoo St & W Independence St, Shawnee, OK 74804 +1 (405) 395 - 9066
First Fidelity Loans LLC 171 W 4th St Suite C, Tahlequah, OK 74464 +1 (918) 456 - 4498
World Finance Corporation 1508 S 6th St, Henryetta, OK 74437 +1 (918) 652 - 3335
First Summit Bank 527 Washington St, Ryan, OK 73565 +1 (580) 757 - 2221
Customer Credit Corporation 517 S Mission St, Sapulpa, OK 74066 +1 (918) 224 - 2411
Chisholm Trail Farm Credit 805 Chisholm Trail, Enid, OK 73701 +1 (580) 237 - 2535
Diamond Finance Loans Stigler 110 E Main St a, Stigler, OK 74462 +1 (918) 967 - 5626
Allstate Insurance Agency 310 S Wewoka Ave, Wewoka, OK 74884 +1 (405) 257 - 2431
Speedy Loans 2264 US-412, Colcord, OK 74338 +1 (918) 422 - 4100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lahoma, OK, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Owasso, OK, Payday Loans in Shawnee, OK, Short-term Loans in Stillwater, OK, Payday Loan Without a Credit Check in Tulsa, OK, Payday Loans in Bartlesville, OK, Bad Credit Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lahoma, OK.

Payday Loans Available in Lahoma, OK By The Following ZIP Codes:

73754

Are Payday Loans Legal In Lahoma, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Lahoma, OK payday loan calculator

Payday Loans in Lahoma, Oklahoma

If you’re in a tight spot financially and in need of quick cash, a payday loan might be the best option for you. In Lahoma, Oklahoma, payday loans are legal and can help you meet your urgent financial needs. In this article, we will explore how payday loans work in Lahoma, what the requirements are, and what the benefits and drawbacks are in applying for one.

How do payday loans work in Lahoma?

A payday loan is a type of short-term loan that is usually repaid within a month or two. It’s intended to help people smooth out their finances between paychecks. In Lahoma, Oklahoma, payday loans are legal under state law, but they are regulated.

Lenders who offer payday loans in Lahoma are required to be licensed, and they are not allowed to charge more than $15 in fees per $100 borrowed. Additionally, loans must be no more than $500, and the repayment period cannot exceed 45 days.

What are the requirements for getting a payday loan in Lahoma?

To qualify for a payday loan in Lahoma, you must be at least 18 years of age, have a valid US government-issued ID, a checking account in your name, and a reliable source of income. You don’t need to have good credit, and you typically won’t be required to put up any collateral.

To apply for a payday loan in Lahoma, you can either visit a physical storefront or submit an application online. The application process is typically quick and straightforward. Lenders will ask you to provide basic information such as your name, address, employment information, and bank account details.

What are the benefits and drawbacks of payday loans in Lahoma?

Payday loans in Lahoma can be helpful in certain situations, such as covering unexpected expenses between paychecks. However, they are not without risks and drawbacks.

One of the benefits of payday loans is that they are typically easy to access. The application process is often quick and straightforward, and lenders often do not require good credit or collateral.

On the other hand, payday loans often come with high fees and interest rates, which can add up quickly and leave borrowers in a cycle of debt. Additionally, if a borrower cannot repay their loan on time, they may face penalties, additional fees, and damage to their credit score.

Interesting facts about payday loans in Lahoma, Oklahoma

  • According to a report by the Center for Responsible Lending, the average annual interest rate for payday loans in Oklahoma is 390%. This is higher than the national average of 300%.
  • A survey conducted by CNBC found that 1 in 3 Americans has used a payday loan service at some point in their lives.
  • In Oklahoma, the average borrower takes out 8 payday loans per year.

Apply Now

If you are considering a payday loan in Lahoma, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender. You can fill out an application on our website, and we will match you with a lender who fits your needs. Remember, payday loans can come with high fees and interest rates, so it’s important to consider your options and budget before applying.

F.A.Q.

Are there any protections for borrowers in Lahoma, Oklahoma when it comes to payday loans?

Yes, Oklahoma has implemented several protections for borrowers, including a requirement for lenders to provide clear and concise information about the loan terms and fees, as well as a cooling-off period after the second consecutive loan.

Can I be sued or have my wages garnished if I default on a payday loan in Lahoma, Oklahoma?

No, payday lenders are prohibited from suing or garnishing wages for non-payment of a payday loan in Lahoma, Oklahoma.