Payday Loans in Lamar, Oklahoma

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No payday loan companies in Lamar, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First American Cash Advance 2818 N. Kickapoo, Space J, Shawnee, OK 74804 +1 (405) 878 - 0262
Empire Finance 933 S Country Club Rd, El Reno, OK 73036 +1 (405) 295 - 2981
Sun Loan Company 2012 S Wood Dr Ste B, Okmulgee, OK 74447 +1 (918) 756 - 4451
World Finance 1919 NW Cache Rd Ste C, Lawton, OK 73507 +1 (580) 351 - 9402
First American Cash Advance 1903 N Main St, Muskogee, OK 74401 +1 (918) 682 - 0248
Speedy Loans 500 E Cherokee Ave, Sallisaw, OK 74955
Omni Military Loans 1912 NW Cache Rd A, Lawton, OK 73507 +1 (580) 357 - 6664
World Finance 1221 W Gary Blvd Ste B, Clinton, OK 73601 +1 (580) 323 - 4303
Oklahoma AgCredit 2801 N Kickapoo Ave B, Shawnee, OK 74804 +1 (405) 273 - 8176
1st Bank & Trust 710 S Park Dr, Broken Bow, OK 74728 +1 (580) 584 - 9123

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lamar, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Lawton, OK, Payday Loan Without a Credit Check in Muskogee, OK, Payday Loan Companies in Norman, OK, Payday Loans in Oklahoma City, OK, Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lamar, OK.

Beautiful sights of Lamar, OK

Payday Loans Available in Lamar, OK By The Following ZIP Codes:

74850

Are Payday Loans Legal In Lamar, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Lamar, OK payday loan calculator

Welcome to Payday Loans in Lamar, Oklahoma

Are you in search of urgent cash? Are you facing financial difficulty and looking for an immediate solution? A payday loan might just be what you need. If you are a resident of Lamar, Oklahoma, you can obtain pdls legally provided you meet the requirements.

How do payday loans work?

Payday loans, also known as cash advances, are short-term loans, typically due on the borrower’s next payday. The loans are usually for small amounts, with Oklahoma law capping the amount at $500. Payday loans in Lamar, Oklahoma, are regulated by the state’s Deferred Deposit Lending Act. The loan amount is determined by the borrower’s income and credit score, with lenders usually charging a fee that can range from $15 to $30 for every $100 borrowed.

What are the requirements for obtaining a payday loan in Lamar, Oklahoma?

As per Oklahoma Law, for obtaining a payloan loan you must meet the following requirements

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must provide proof of income
  • You must provide a checking account or a prepaid card as per the guidelines.

Bear in mind that lenders may have additional requirements that you would need to meet. While the requirements for a payday loan may seem lenient, it’s essential to review your financial situation carefully and know the repayment terms before applying for a loan. Late or failed payments can affect your credit score and lead to additional fees and interest rates.

What are the benefits and drawbacks of payday loans in Lamar, Oklahoma?

As with every financial decision, there are pros and cons to obtaining a payday loan in Oklahoma. Listed below are some benefits and drawbacks.

Benefits

  • Payday loans are ideal for unexpected emergency expenses that arise before payday
  • The loan application process is fast and easy
  • The requirements are minimal, and you do not need a high credit score to qualify

Disadvantages

  • The interest rates and fees on payday loans may be high when compared to other loan options
  • Failing to meet repayment can lead to additional interest and fees
  • Payday loans do not help to build credit scores as they are not reported to credit bureaus

Interesting facts about Payday Loans in Lamar, Oklahoma

If you are considering taking a payday loan in Lamar, Oklahoma, it is essential to know some interesting facts and statistics about payday loans in Oklahoma to help you make an informed decision. According to a report by the Oklahoma Policy Institute, approximately one out of every eight Oklahomans has taken a payday loan. Furthermore, Oklahoma has some of the highest interest rates on such loans at a whopping 395%. It is also interesting to note that Oklahoma has comparatively few rules and restrictions on payday lending, making it easy for lenders to charge high-interest rates and fees.

Apply now on TheGuaranteedloans

If you have decided to go ahead with a payday loan in Lamar, Oklahoma, you can apply now on TheGuaranteedLoans. We are not direct lenders but a service connector that enables you to connect with credible lenders willing to offer you a loan. You simply need to provide your details on the loan application form on our website, and we will connect you to potential lenders who will review your application. If you meet the requirements, you could receive a loan offer, and the funds could be deposited into your account within the next business day.

Remember, taking out a payday loan can be convenient for emergency expenses, but it is crucial to calculate the risks associated with such loans. Consider the interest rates, fees, and repayment terms before making a decision. Nevertheless, if you are in need of immediate cash advance, you can apply now on TheGuaranteedLoans.

F.A.Q.

Are there any alternatives to payday loans in Lamar, Oklahoma?

Yes, there are several alternatives to payday loans in Lamar, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Lamar, Oklahoma?

You can find more information about payday loans in Lamar, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.