Payday Loans in Leflore, Oklahoma

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No payday loan companies in Leflore, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 1213 W Lindsey St, Norman, OK 73069 +1 (405) 364 - 7131
ATM Valero 1400 Memorial Dr, Marietta, OK 73448 +1 (800) 432 - 1000
Merrill Check Cashing 3280 S Muskogee Ave, Tahlequah, OK 74464 +1 (918) 207 - 1200
Western Finance Associates 3426 US-412, Colcord, OK 74338 +1 (918) 422 - 5040
Best Loans 1503 S Sheridan Rd, Tulsa, OK 74112 +1 (918) 834 - 7535
Advance America 116 N. Radio Rd., Durant, OK 74701 +1 (580) 931 - 0356
World Acceptance Corporation 129 N Main St, Jay, OK 74346 +1 (918) 253 - 6554
Tinker Federal Credit Union City of Norman - Mask Mandate 301 36th Ave NW, Norman, OK 73072 +1 (405) 732 - 0324
Money Mart 2200 N 14th St, Ponca City, OK 74601 +1 (580) 765 - 1010
Fast Loans 1022 W Ray Fine Blvd, Roland, OK 74954 +1 (918) 427 - 1019

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Leflore, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, 24-Hour Loan in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Guaranteed Loans in Bartlesville, OK, Short-term Loans in Broken Arrow, OK, Emergency Loan in Edmond, OK and 24-Hour Loan in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Leflore, OK.

Beautiful sights of Leflore, OK

Are Payday Loans Legal In Leflore, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Leflore, OK payday loan calculator

Payday Loans in Leflore, Oklahoma – A Comprehensive Guide

When unexpected expenses arise, it can be challenging to find the funds to cover them. This is where payday loans come in. Payday loans are a popular option for those in need of quick cash in Leflore, Oklahoma. In this comprehensive guide, we will dive into what payday loans are, how they work, and important things to consider when taking one out.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are designed to help individuals cover unexpected expenses. Typically, these loans are repaid by the borrower’s next payday, hence the name “payday loan.”

Unlike traditional loans that require extensive paperwork and credit checks, payday loans in Leflore, Oklahoma are easy to apply for and do not require collateral. This accessibility and ease of application make payday loans an attractive option for individuals in urgent need of cash.

How do Payday Loans Work?

When applying for payday loans in Leflore, Oklahoma, borrowers need to provide the lender with a postdated check or provide authorization to withdraw funds from their bank account. This postdated check or authorization is equivalent to giving the lender the right to collect the loan amount plus interest and any fees associated with the loan on the borrower’s next payday.

The maximum amount of payday loans that individuals can borrow in Oklahoma is $500, and lenders typically charge up to 390% APR on these loans. This means that if someone borrows $100 for two weeks, they will owe the lender $117 when they receive their next paycheck.

Things to Consider when Taking out a Payday Loan

While payday loans in Leflore, Oklahoma may seem like an easy solution to financial stress, it’s essential to consider some critical factors before taking one out.

  • Interest and Fees: Payday loans come with high-interest rates and fees. Make sure you understand how much you will owe in interest and fees before taking out a payday loan.
  • Repayment Terms: Repayment periods for payday loans are short and typically due on the borrower’s next payday. Make sure you can repay the loan on time, or you may incur additional fees and damage to your credit score.
  • Credit Score: Payday lenders typically don’t check credit scores before approving loans, which can make payday loans tempting for those with poor credit. However, missing a payment on a payday loan can further harm your credit score, so weigh the risk carefully before applying.

Facts and Statistics

According to the Oklahoma Policy Institute, 350,000 Oklahomans take out a payday loan each year, and 80% of borrowers need to take out another loan to repay the first one. These repeat loans account for 70% of all payday loan activity in the state. Oklahoma City and Tulsa are the top two cities in Oklahoma with the highest concentration of payday lenders.

Apply Now

If you are in need of quick cash, TheGuaranteedLoans is here to help. We facilitate connections between borrowers and potential lenders for payday loans in Leflore, Oklahoma. Our application process is easy, accessible, and confidential. Remember that we are a connector service, and not a direct lender. We only connect borrowers with lenders.

Don’t let financial stress weigh you down. Apply now for a payday loan in Leflore, Oklahoma, and get the cash you need to cover unexpected expenses.

F.A.Q.

What is the maximum interest rate that can be charged on a payday loan in Leflore, Oklahoma?

The maximum interest rate that can be charged on a payday loan in Leflore, Oklahoma is 17.50%.

How long do I have to repay a payday loan in Leflore, Oklahoma?

The repayment period for a payday loan in Leflore, Oklahoma is typically 14 days, but some lenders may offer longer repayment terms.