Payday Loans in Leonard, Oklahoma

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No payday loan companies in Leonard, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 1703 E Main St, Pawhuska, OK 74056 +1 (918) 287 - 2032
Fast Cash LLC 607 S Pocola Blvd #4, Pocola, OK 74902 +1 (918) 436 - 8113
Empire Finance 1015 N Washington St, Ardmore, OK 73401 +1 (580) 226 - 4999
IBC Bank 109 E Franklin Ave, Weatherford, OK 73096 +1 (580) 772 - 7441
Western-Shamrock Finance 1009 N Broadway St, Poteau, OK 74953 +1 (918) 647 - 2726
World Finance 107 W Division St, Stilwell, OK 74960 +1 (918) 696 - 3994
World Finance 1022 E Steve Owens Blvd, Miami, OK 74354 +1 (918) 542 - 3331
Price Mortgage Group LLC 780 N Santa Fe Ave, Edmond, OK 73003 +1 (405) 413 - 5427
World Finance 240 E 3rd St Ste B, Grove, OK 74344 +1 (918) 786 - 5007
Money Services Inc 6 B St NW, Ardmore, OK 73401 +1 (580) 223 - 6582

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Leonard, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawton, OK, Payday Loans in Muskogee, OK, Same Day Loans in Norman, OK, Emergency Loan in Oklahoma City, OK, Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loan Without a Credit Check in Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Leonard, OK.

Beautiful sights of Leonard, OK

Are Payday Loans Legal In Leonard, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Leonard, OK payday loan calculator

Payday Loans in Leonard, Oklahoma

Payday loans are a popular form of short-term lending that provide individuals with quick access to cash to tide them over until their next payday. In Leonard, Oklahoma, these loans are legal, and many residents turn to them when they need quick cash for unexpected expenses or emergencies. In this article, we’ll take a closer look at payday loans in Leonard, Oklahoma, including what they are, how they work, and what you should know before taking one out.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that is typically due on the borrower’s next payday. These loans are typically used to cover unexpected expenses, such as car repairs or medical bills, or to bridge the gap between paychecks. Payday loans are meant to be a temporary solution and should only be used in emergencies.

How Do Payday Loans Work in Leonard, Oklahoma?

In Leonard, Oklahoma, payday loans are regulated by state law. Lenders must be licensed to operate within the state, and loans are subject to strict regulations. Typically, payday loans in Leonard range from $50 to $500, and repayment is due within 12 to 45 days, depending on the loan terms.

To apply for a payday loan in Leonard, borrowers must provide proof of income, a government-issued ID, and a personal check or bank account information. The lender will then hold onto the borrower’s check or account information and deposit it on the due date. If the borrower is unable to repay the loan on time, they may be subject to additional fees or penalties.

What are the Pros and Cons of Payday Loans?

As with any form of lending, payday loans have both pros and cons. Some of the benefits of payday loans include:

  • Quick access to cash in emergencies
  • No credit check required
  • No collateral required
  • Easy application process

However, there are also several drawbacks to payday loans, including:

  • High interest rates and fees
  • Short repayment terms
  • The risk of falling into a cycle of debt

It’s important to carefully consider both the advantages and disadvantages of payday loans before deciding to take one out.

What Should You Know Before Taking Out a Payday Loan in Leonard, Oklahoma?

If you’re considering taking out a payday loan in Leonard, Oklahoma, it’s important to be aware of the state’s regulations and to choose a licensed lender. You should also carefully read the loan terms and understand the interest rates, fees, and repayment terms before signing any paperwork. Additionally, it’s a good idea to only borrow what you need and to have a plan in place for repaying the loan on time to avoid additional fees or penalties.

Interesting Facts and Statistics About Payday Loans in Leonard, Oklahoma

  • The average payday loan in Leonard, Oklahoma is $300
  • Payday loan interest rates in Oklahoma are among the highest in the country, with an average APR of 395%
  • In 2020, Oklahoma lawmakers passed legislation that tightened regulations on payday lenders, requiring them to offer installment loans with longer repayment terms and lower interest rates

Apply Now

If you’re in need of quick cash and are considering a payday loan in Leonard, Oklahoma, TheGuaranteedLoans can help. We’re a connector service that works with a network of direct lenders to connect borrowers with the best loan options for their needs. To get started, simply fill out our online application, and we’ll do the rest. Keep in mind that we are not a direct lender, and we don’t make credit decisions. Our goal is to facilitate your connection with potential lenders and help you get the funds you need as quickly and easily as possible.

F.A.Q.

Can I file a complaint about a payday lender in Leonard, Oklahoma?

Yes, if you have a complaint about a payday lender in Leonard, Oklahoma, you can contact the Oklahoma Department of Consumer Credit to file a complaint.

What should I do if a payday lender is not following the law in Leonard, Oklahoma?

If you believe a payday lender is not following the law in Leonard, Oklahoma, you can contact the Oklahoma Department of Consumer Credit to report the lender. You can also file a complaint with the Consumer Financial Protection Bureau.