Payday Loans in Longdale, Oklahoma

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No payday loan companies in Longdale, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First State Bank of Porter 51 E Main St, Chouteau, OK 74337 +1 (918) 476 - 7474
Bank 7 103 Broadway St, Camargo, OK 73835
Blue Sky Bank 101 E 8th St, Pawhuska, OK 74056 +1 (918) 287 - 4111
BancFirst 820 E Main St, Tishomingo, OK 73460 +1 (580) 371 - 2346
Quick Cash of America 4117 Southwest Blvd C, Tulsa, OK 74107 +1 (918) 446 - 1111
Pete Eischen Chevrolet Co. 2323 N Main St, Fairview, OK 73737 +1 (888) 670 - 5015
Maverick Finance 127 S Wewoka Ave, Wewoka, OK 74884 +1 (405) 257 - 5424
Bell Finance of Atoka 623 S Mississippi Ave ste c, Atoka, OK 74525 +1 (580) 364 - 0616
Sun Loan Company 1748 S 4th St, Chickasha, OK 73018 +1 (405) 224 - 5493
Herring Bank - Altus Walmart 2500 N Main St, Altus, OK 73521 +1 (580) 477 - 9200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Longdale, OK, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Bartlesville, OK, Payday Loan Without a Credit Check in Broken Arrow, OK, Payday Loans in Edmond, OK, Short-term Loans in Enid, OK, Online Loans in Lawton, OK, Payday Loans in Muskogee, OK, Payday Loan for Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Longdale, OK.

Beautiful sights of Longdale, OK

Payday Loans Available in Longdale, OK By The Following ZIP Codes:

73755

Are Payday Loans Legal In Longdale, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Longdale, OK payday loan calculator

Understanding Payday Loans in Longdale, Oklahoma

Payday loans have become a popular financial solution for people who need quick cash to handle their urgent expenses. These loans are typically small and short-term, with relatively high interest rates and fees.

In Oklahoma, payday loans are legal, and Longdale is one of the cities where you can find many lenders who offer these loans. But before you sign up for a payday loan, it is crucial to understand the ins and outs of this financial option.

How Payday Loans Work in Longdale, Oklahoma

Payday loans work by providing borrowers with quick access to cash, usually within a day or two. These loans can be obtained through various lenders, including online lenders, storefront lenders, and payday loan shops.

The borrower usually writes a postdated check for the loan amount, plus the fees and interest, which is due on the next payday. When the payday arrives, the lender cashes the check to receive the funds.

Advantages of Payday Loans

  • Easy and fast approval process
  • No credit check required
  • Available for people with bad credit

Disadvantages of Payday Loans

  • High interest rates and fees
  • Short repayment period (usually two weeks)
  • Can lead to a cycle of debt

What You Need to Apply for a Payday Loan in Longdale, Oklahoma

To apply for a payday loan in Longdale, you will need to meet certain requirements, including:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Show proof of income or employment
  • Provide a checking account or debit card

It’s important to note that lenders may have different application requirements, so be sure to check with the lender before applying for a loan.

Interesting Statistics about Payday Loans in Longdale, Oklahoma

According to recent data:

  • Longdale has a population of approximately 200 people.
  • According to the Consumer Financial Protection Bureau, the average APR on payday loans in Oklahoma is 395%.
  • In 2019, Oklahoma lenders made over 878,000 payday loans.

The Bottom Line

Payday loans can be a helpful financial tool for consumers who need quick cash to handle urgent expenses. However, they come with high interest rates and fees, and can lead to a cycle of debt if not used responsibly.

If you’re considering taking out a payday loan in Longdale, Oklahoma, make sure to read the terms and conditions carefully, and only borrow the amount you can afford to repay on time.

Apply Now

If you’re in need of a payday loan in Longdale, Oklahoma, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders who may be able to provide you with the loan you need. Fill out our online application form to get started today!

F.A.Q.

Can I renew or rollover a payday loan in Longdale, Oklahoma?

No, in Longdale, Oklahoma payday loans cannot be renewed or rolled over.

What fees and interest rates are associated with payday loans in Longdale, Oklahoma?

The fees and interest rates associated with payday loans in Longdale, Oklahoma are determined by the lender and are subject to state regulations.