Payday Loans in Meers, Oklahoma

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No payday loan companies in Meers, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Finance of McAlester 225 E Chickasaw Ave, McAlester, OK 74501 +1 (918) 423 - 9282
Advance Loan 1150 N Harrison Ave, Shawnee, OK 74801 +1 (405) 214 - 5400
Red River Credit Corporation 622 S Lynn Riggs Blvd, Claremore, OK 74017 +1 (918) 283 - 1565
Oklahoma AgCredit 1104 S George Nigh Expy, McAlester, OK 74501 +1 (918) 423 - 0207
Covington Credit 3023 S Harvard Ave, Tulsa, OK 74114 +1 (918) 838 - 4215
Advance America 1620 N Lewis Ave, Tulsa, OK 74110 +1 (918) 585 - 9962
Empire Finance 1412 E SW Washington St, Idabel, OK 74745 +1 (580) 208 - 2901
Diamond Finance Ardmore 333 W Main St #105, Ardmore, OK 73401 +1 (580) 226 - 5626
Loan Income Verification Services 2828 NW 57th St, Oklahoma City, OK 73112 +1 (405) 242 - 6406
Red River Credit Corporation 532 SE Washington Blvd, Bartlesville, OK 74006 +1 (918) 333 - 5113

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Meers, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK, Payday Loans in Enid, OK, Payday Loan for Lawton, OK, Payday Loan Companies in Muskogee, OK, Payday Loans in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Meers, OK.

Are Payday Loans Legal In Meers, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Meers, OK payday loan calculator

Understanding Payday Loans in Meers, Oklahoma

Payday loans are a type of short-term loan that can provide borrowers with quick access to cash when they need it. These loans are popular among those who need funding for unexpected expenses, such as car repairs or medical bills.

Payday loans are legal in Oklahoma. However, there are certain regulations in place to protect borrowers from predatory lending practices. Before you take out a payday loan in Meers, Oklahoma, it’s important to understand the regulations and your rights as a borrower.

How Payday Loans Work in Meers, Oklahoma

When you take out a payday loan in Meers, Oklahoma, you’ll typically write a post-dated check for the loan amount plus any fees. The lender will hold onto the check until your next payday, at which point they will cash the check to repay the loan.

Payday loans in Meers, Oklahoma typically have a maximum loan amount of $500 and a maximum term of 45 days. The maximum finance charge on a $100 payday loan in Meers, Oklahoma is $15.

Pros and Cons of Payday Loans

Payday loans can provide quick access to cash when you need it. However, they also come with high interest rates and fees. Before you take out a payday loan in Meers, Oklahoma, it’s important to consider the pros and cons.

Pros:

  • Fast and convenient approval process
  • No credit check required
  • Can be helpful in emergency situations

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt if not paid back on time
  • Can negatively impact credit score if not paid back on time

Regulations and Rights for Borrowers

Payday loan borrowers in Meers, Oklahoma are protected by certain regulations and laws. The Oklahoma Deferred Deposit Lending Act, enacted in 2004, regulates payday lending in the state.

Under this law, payday loan lenders in Meers, Oklahoma are required to provide borrowers with a written agreement that outlines the terms and conditions of the loan, including the interest rate, fees, and due date.

Borrowers in Meers, Oklahoma also have the right to:

  • Rescind the loan within 24 hours without penalty
  • Repay the loan early without penalty
  • Not be charged more than one finance charge per loan

Interesting Facts and Statistics about Payday Loans in Meers, Oklahoma

  • According to the Oklahoma Policy Institute, approximately 1 in 8 Oklahoma adults have used a payday loan in the past few years.
  • The average payday loan borrower in Oklahoma takes out nine loans per year, according to the same report.
  • Oklahoma has some of the highest interest rates for payday loans in the country, with average annual percentage rates (APRs) of 391%.

Apply Now

If you’re considering a payday loan in Meers, Oklahoma, TheGuaranteedLoans can help you connect with potential lenders. Our online application is fast and easy, and we’ll help you find a lender that fits your needs.

It’s important to keep in mind that TheGuaranteedLoans is a connector service, and we are not a direct lender. We work with a network of reputable lenders to help you find the right loan for your needs.

Apply now and take the first step toward getting the cash you need.

F.A.Q.

Are there any restrictions on the use of payday loan funds in Meers, Oklahoma?

Yes, in Meers, Oklahoma payday loan funds must be used for a legitimate purpose and cannot be used for illegal activities or to pay off existing payday loans.

Is there a limit on the number of payday loans a borrower can have at one time in Meers, Oklahoma?

Yes, in Meers, Oklahoma a borrower can only have one payday loan at a time.