Payday Loans in Moodys, Oklahoma

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No payday loan companies in Moodys, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Continental Credit 816 W Main St, Duncan, OK 73533 +1 (580) 255 - 0740
Check Into Cash 5032 S Memorial, Ste G-2, Tulsa, OK 74145 +1 (918) 621 - 4466
First United Bank - Pauls Valley Meridian 2000 Grant Ave 1, Pauls Valley, OK 73075 +1 (405) 207 - 9410
TIAA Financial Services 1204 N Boomer Rd, Stillwater, OK 74075 +1 (800) 842 - 2638
Check Into Cash 1213 N Highway 81, Duncan, OK 73533 +1 (580) 255 - 2327
Bank of Eufaula 102 N Main St, Eufaula, OK 74432 +1 (918) 689 - 7732
Advance Oklahoma 115 E Jackson St, Hugo, OK 74743 +1 (580) 326 - 0011
Mabrey Bank 102 Main St, Weleetka, OK 74880 +1 (405) 786 - 2216
Western Shamrock Finance 6656 NW 39th Expy, Bethany, OK 73008 +1 (405) 491 - 2500
Red River Credit Corporation 1311 N Perkins Rd, Stillwater, OK 74075 +1 (405) 624 - 0799

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moodys, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, 24-Hour Loan in Broken Arrow, OK, Payday Loan Without a Credit Check in Edmond, OK, Emergency Loan in Enid, OK, No Credit Check Loans in Lawton, OK, Payday Loans in Muskogee, OK, Payday Loans in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moodys, OK.

Are Payday Loans Legal In Moodys, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Moodys, OK payday loan calculator

Payday Loans in Moodys, Oklahoma

If you’re looking for a way to get extra cash to cover unexpected expenses, a payday loan may be an option for you. In Moodys, Oklahoma, payday loans are legal. But before you decide to take out a payday loan, it’s important to understand the pros and cons.

What is a Payday Loan?

A payday loan is a short-term loan that is usually repaid on the borrower’s next payday. The borrower writes a post-dated check to the lender, which includes the loan amount plus fees. The lender then gives the borrower cash, and the post-dated check is held until the borrower’s next payday.

Pros of Payday Loans

One of the benefits of payday loans is that they are relatively easy to obtain. You generally don’t need to have good credit to qualify, and the application process is quick. If you need cash quickly, a payday loan might be a good option.

Cons of Payday Loans

Despite the benefits, payday loans also come with some downsides. The fees for payday loans are usually high, and if you can’t pay the loan back on time, those fees can add up quickly. Additionally, if you renew or roll over your payday loan, you could end up in a cycle of debt.

Payday Loans in Moodys, Oklahoma

In Moodys, Oklahoma, payday loans are legal. The state has established regulations to protect consumers who take out payday loans. These regulations include limits on the amount of the loan and the fees that can be charged.

According to Oklahoma law, the maximum amount you can borrow with a payday loan in Moodys is $500. The maximum fee that can be charged is $65, regardless of the amount borrowed. Additionally, the loan term cannot exceed 45 days.

Interesting Facts about Payday Loans in Moodys

  • Approximately 18% of Oklahomans have used a payday loan at some point.
  • The average payday loan in Oklahoma is for $394.
  • 62% of payday borrowers in Oklahoma make less than $30,000 per year.

Applying for a Payday Loan in Moodys, Oklahoma

If you’re interested in applying for a payday loan in Moodys, Oklahoma, you can apply online through TheGuaranteedLoans. We are a connector service that can help you connect with potential lenders. It’s important to remember that we are not a direct lender and cannot guarantee loan approval.

To get started, simply fill out our online application. We’ll ask for basic information such as your name, address, and employment status. If you are connected with a potential lender, they will contact you to complete the application process.

Conclusion

Payday loans can be a helpful way to get extra cash when you need it, but it’s important to understand the pros and cons before taking one out. In Moodys, Oklahoma, payday loans are legal. If you decide to apply for a payday loan, be sure to read and understand the terms of the loan before signing any agreements.

Remember, TheGuaranteedLoans can help you connect with potential lenders in Moodys. Apply now to see if you qualify for a payday loan.

F.A.Q.

Are there any organizations that can help me if I have problems with a payday loan in Moodys, Oklahoma?

Yes, if you are having problems with a payday loan in Moodys, Oklahoma, there are organizations that can help you. These may include consumer advocacy groups, legal aid organizations, and credit counseling agencies. These organizations can provide advice, assistance, and resources to help you resolve your issues with the payday lender.

Are payday loans legal in Moodys, Oklahoma?

Yes, payday loans are legal in Moodys, Oklahoma as long as they comply with state regulations.