Payday Loans in Oktaha, Oklahoma

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No payday loan companies in Oktaha, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express of Yukon 200 S Ranchwood Blvd # 1, Yukon, OK 73099 +1 (405) 350 - 2024
Fast Loans 831 US-59, Stilwell, OK 74960 +1 (918) 696 - 2168
Check `n Go 8787 N Owasso Expy Suite G, Owasso, OK 74055 +1 (918) 274 - 0982
ATM Bank of Oklahoma 110 S Main St, Newkirk, OK 74647 +1 (800) 234 - 6181
Regional Finance 2412 N 14th St suite a, Ponca City, OK 74601 +1 (580) 765 - 0031
Ardmore Finance Corp. 105 N 1st St, Ponca City, OK 74601 +1 (580) 765 - 6700
McClain Bank - Purcell Main Bank 131 W Main St, Purcell, OK 73080 +1 (405) 527 - 6503
Empire Finance 217 W Division St, Stilwell, OK 74960 +1 (918) 696 - 3422
Cash N' Go Payday Loans 2230, US-412, Colcord, OK 74338 +1 (918) 422 - 4100
Security Finance 1410 W Gary Blvd, Clinton, OK 73601 +1 (580) 323 - 4802

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oktaha, OK, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Bartlesville, OK, Payday Loan for Broken Arrow, OK, Same Day Loans in Edmond, OK, Payday Loans in Enid, OK, Payday Loans in Lawton, OK, Short-term Loans in Muskogee, OK, Payday Loan Companies in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oktaha, OK.

Beautiful sights of Oktaha, OK

Payday Loans Available in Oktaha, OK By The Following ZIP Codes:

74450

Are Payday Loans Legal In Oktaha, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Oktaha, OK payday loan calculator

Understanding Payday Loans in Oktaha, Oklahoma

Payday loans are a type of short-term loan that is often used to cover unexpected expenses between paychecks. In Oktaha, Oklahoma, payday loans are legal and can be a helpful resource for those who need immediate cash. However, it is important to understand the terms and responsibilities of taking out a payday loan.

How Payday Loans Work in Oklahoma

In Oklahoma, payday loans can range from $100 to $500, with a maximum term of 45 days. Lenders are not allowed to charge more than $15 in fees for every $100 borrowed. This means that if you borrow $300, you will be charged a maximum of $45 in fees.

Payday loan lenders in Oktaha, Oklahoma are required to be licensed and regulated by the Oklahoma Department of Consumer Credit. This helps to ensure that lenders follow all state regulations and that consumers are protected from fraud or unfair practices.

Applying for a Payday Loan in Oktaha, Oklahoma

To apply for a payday loan in Oktaha, Oklahoma, you must be at least 18 years old and have a steady source of income. You will need to provide identification, proof of income, and a post-dated check or access to your bank account for repayment.

It is important to note that payday loans are meant to be repaid on your next payday. If you are unable to repay the loan, you may be subject to additional fees and penalties. Before taking out a payday loan, it is important to carefully consider your options and ensure that you will be able to repay the loan on time.

The Benefits of Payday Loans in Oktaha, Oklahoma

While payday loans may come with high fees and interest rates, they can also be a helpful resource for those who need immediate cash. Payday loans in Oktaha, Oklahoma are often processed quickly and do not require a credit check, which can make them a viable option for those with poor credit.

Additionally, payday loans can be used for a variety of expenses, including medical bills, car repairs, and other unexpected costs. If used responsibly, a payday loan can help you manage your finances during a difficult time.

Interesting Facts and Statistics about Payday Loans in Oktaha, Oklahoma

  • There are over 320 licensed payday loan stores in Oklahoma, with many located in Oktaha and surrounding areas.
  • In 2019, Oklahoma borrowers took out over 800,000 payday loans, totaling over $340 million in loans.
  • The average payday loan borrower in Oklahoma takes out eight loans per year and spends an estimated $345 in fees.

Apply Now for a Payday Loan in Oktaha, Oklahoma

If you find yourself in need of immediate cash in Oktaha, Oklahoma, consider applying for a payday loan through TheGuaranteedLoans website. Our connector service can help you find potential lenders who can provide the cash you need. Remember, we are not a direct lender, but we work with a network of trusted lenders who can provide loans that meet your needs.

Don’t let unexpected expenses cause you stress. Apply now and get the money you need.

F.A.Q.

Can I file a complaint about a payday lender in Oktaha, Oklahoma?

Yes, if you have a complaint about a payday lender in Oktaha, Oklahoma, you can contact the Oklahoma Department of Consumer Credit to file a complaint.

What should I do if a payday lender is not following the law in Oktaha, Oklahoma?

If you believe a payday lender is not following the law in Oktaha, Oklahoma, you can contact the Oklahoma Department of Consumer Credit to report the lender. You can also file a complaint with the Consumer Financial Protection Bureau.