Payday Loans in Osage, Oklahoma

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No payday loan companies in Osage, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Red River Credit Corporation 742 State Line Rd, Colcord, OK 74338 +1 (918) 422 - 8992
Win-Co Finance 416 W Grand Ave, Ponca City, OK 74601 +1 (580) 767 - 1200
Republic Loans 405 W Kansas Ave, Chickasha, OK 73018 +1 (405) 224 - 1911
McCurtain County National Bank 1501 SE Washington St, Idabel, OK 74745 +1 (580) 286 - 6647
Arvest Bank 338 S 5th St, Jay, OK 74346 +1 (918) 253 - 4235
Oklahoma Cash Advance 1402 W Grant Ave Suite B, Pauls Valley, OK 73075 +1 (405) 238 - 2733
Dixie Finance 123 E 6th St, Okmulgee, OK 74447 +1 (918) 756 - 5700
Shamrock Bank NA 101 S Main St, Coalgate, OK 74538 +1 (580) 927 - 2311
Advance America 1001 E State Hwy 152 Ste. 109, Mustang, OK 73064 +1 (405) 376 - 5321
Texoma Educators Federal CU 424 N Washington Ave, Durant, OK 74701 +1 (580) 920 - 1177

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Osage, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Guaranteed Loans in Tulsa, OK, Payday Loans in Bartlesville, OK, Emergency Loan in Broken Arrow, OK, Payday Loans in Edmond, OK and Same Day Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Osage, OK.

Beautiful sights of Osage, OK

Payday Loans Available in Osage, OK By The Following ZIP Codes:

74054

Are Payday Loans Legal In Osage, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Osage, OK payday loan calculator

Payday Loans in Osage, Oklahoma: What You Need to Know

Life can be full of unexpected expenses, and sometimes you need a little extra help to make ends meet. For many people in Osage, Oklahoma, payday loans can provide much-needed financial relief. If you’re considering a payday loan, it’s crucial to understand how they work and what to expect.

What are Payday Loans?

Payday loans are short-term loans that are designed to be repaid on your next payday. These loans typically have high-interest rates and fees, making them an expensive option for borrowing money. In Osage, Oklahoma, payday loans are legal, but there are strict regulations that lenders must follow.

How Do Payday Loans Work?

The payday loan process is relatively simple. To apply for a payday loan, you’ll need to provide proof of income, such as a pay stub or bank statement, and a valid ID. You’ll also need to provide a post-dated check or authorization for the lender to withdraw the loan amount plus fees from your bank account on your next payday.

Once you’re approved for a loan, you’ll receive the money you borrowed, minus any fees. On your next payday, the lender will cash your post-dated check or withdraw the loan amount plus fees from your bank account. If you’re unable to repay the loan on your next payday, you may be able to roll it over for an additional fee.

The Pros and Cons of Payday Loans

Payday loans can be a helpful option in an emergency, but they’re not without risk. Here are some of the pros and cons of payday loans:

  • Pros:
    • Fast and easy application process
    • No credit check required
    • May be able to get approved with bad credit or no credit
  • Cons:
    • High-interest rates and fees
    • Short repayment terms
    • Credit score may be impacted if you’re unable to repay the loan
    • May trap borrowers in debt cycles

Interesting Facts and Statistics About Payday Loans in Osage, Oklahoma

  • As of 2021, there were 465 licensed payday lenders in Oklahoma.
  • The average annual percentage rate (APR) for a payday loan in Oklahoma is 394%.
  • In 2019, Oklahoma borrowers took out more than 815,000 payday loans with an average loan amount of $394.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Osage, Oklahoma, TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders who may be able to offer you a loan. To get started, fill out our online application, and we’ll facilitate your connection with potential lenders. Remember, payday loans should only be used in emergencies and should be repaid on time to avoid more fees and debt cycles.

Note: TheGuaranteedLoans is not a direct lender. We’re a connector service that helps borrowers connect with potential lenders.

F.A.Q.

Are there any protections for borrowers in Osage, Oklahoma when it comes to payday loans?

Yes, Oklahoma has implemented several protections for borrowers, including a requirement for lenders to provide clear and concise information about the loan terms and fees, as well as a cooling-off period after the second consecutive loan.

Can I be sued or have my wages garnished if I default on a payday loan in Osage, Oklahoma?

No, payday lenders are prohibited from suing or garnishing wages for non-payment of a payday loan in Osage, Oklahoma.