Payday Loans in Overbrook, Oklahoma

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No payday loan companies in Overbrook, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Sun Loan Company 1007 Main St, Woodward, OK 73801 +1 (580) 256 - 6800
Courtesy Loans 105 W Main St, Holdenville, OK 74848 +1 (405) 379 - 7483
Walmart Money Center 3215 Williams Ave, Woodward, OK 73801 +1 (580) 254 - 3331
1 Hour Car Title Loans Enid 620 S Madison St, Enid, OK 73701 +1 (580) 952 - 3877
Arbuckle Finance 211 E Court St #1, Atoka, OK 74525 +1 (580) 889 - 1944
BancFirst 230 S Broadway St, Konawa, OK 74849 +1 (580) 925 - 3211
Stroud National Bank 300 W Main St, Stroud, OK 74079 +1 (918) 968 - 2545
Bank of Commerce 322 W 6th St, Chelsea, OK 74016 +1 (918) 789 - 2567
Oklahoma AgCredit 2801 N Kickapoo Ave B, Shawnee, OK 74804 +1 (405) 273 - 8176
Bank of Oklahoma Mortgage Enid 2308 N Van Buren St, Enid, OK 73703 +1 (580) 548 - 8501

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Overbrook, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loan for Edmond, OK, Payday Loans in Enid, OK, Emergency Loan in Lawton, OK, Online Loans in Muskogee, OK, Payday Loan Without a Credit Check in Norman, OK and Emergency Loan in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Overbrook, OK.

Beautiful sights of Overbrook, OK

Are Payday Loans Legal In Overbrook, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Overbrook, OK payday loan calculator

Understanding Payday Loans in Overbrook, Oklahoma

Payday loans are a type of short-term loan that have become increasingly popular in recent years. These loans are meant to help consumers get quick access to cash for unexpected expenses or emergencies. However, payday loans can also be a debt trap for many borrowers if they are not used responsibly.

Payday Loan Regulations in Oklahoma

It is important to note that payday loans are legal in Oklahoma, including Overbrook. The Oklahoma Department of Consumer Credit regulates payday lenders in the state. Here are some of the key regulations regarding payday loans in Oklahoma:

  • Borrowers can receive up to $500 in payday loan funds.
  • The loan term cannot exceed 45 days.
  • Lenders can charge up to $65 in fees per loan, which includes a $15 charge for every $100 borrowed.
  • Lenders are required to provide a written agreement that includes all fees, APR, and repayment terms.

It is important to understand the terms and conditions of a payday loan before accepting one. Make sure to shop around and compare rates from different lenders to ensure you are getting the best deal possible.

The Pros and Cons of Payday Loans

While payday loans can be a helpful tool in times of financial need, they are not always the best option for everyone. It is important to consider the following advantages and disadvantages of payday loans before applying:

Pros:

  • Quick access to cash
  • No credit check required
  • Easy application process
  • Can be helpful for emergency expenses

Cons:

  • High fees and interest rates
  • Can lead to debt traps for some borrowers
  • May not be regulated in all states
  • Can negatively impact credit score

Interesting Facts and Statistics about Payday Loans in Overbrook, Oklahoma

Here are some interesting facts and statistics about payday loans in Overbrook and the broader state of Oklahoma:

  • Oklahoma has the highest average payday loan interest rate in the country at 390%.
  • The average payday loan in Oklahoma is $394.
  • Oklahoma borrowers take out an average of nine payday loans per year.
  • Payday lending in Oklahoma has increased by 500% in the past decade.

These statistics illustrate the high interest rates and potential risks associated with payday loans in Oklahoma. While payday loans may be a necessary option for some borrowers, it is important to carefully consider the terms and conditions before accepting one.

Apply Now

If you are in need of a payday loan, TheGuaranteedLoans can help connect you with potential lenders in Overbrook, Oklahoma. Fill out our online application today and receive a decision in minutes. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We simply facilitate your connection with potential lenders who may be able to offer you a payday loan.

Before accepting any loan offers, make sure to carefully review the terms and conditions and ensure you understand all fees, APR, and repayment terms.

Conclusion

Payday loans can be a helpful tool for those in need of quick cash, but they are not without risks. Make sure to understand the regulations and potential risks before accepting a payday loan in Overbrook, Oklahoma. Remember, TheGuaranteedLoans is here to offer support and connect you with potential lenders to help you make the best financial decision for your needs.

F.A.Q.

Are there any restrictions on the use of payday loan funds in Overbrook, Oklahoma?

Yes, in Overbrook, Oklahoma payday loan funds must be used for a legitimate purpose and cannot be used for illegal activities or to pay off existing payday loans.

Is there a limit on the number of payday loans a borrower can have at one time in Overbrook, Oklahoma?

Yes, in Overbrook, Oklahoma a borrower can only have one payday loan at a time.