Payday Loans in Porter, Oklahoma

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No payday loan companies in Porter, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Sun Loan Company 3444 North, US-81, Duncan, OK 73533 +1 (580) 470 - 9054
Red River Credit Corporation 1221 New Sapulpa Rd A, Sapulpa, OK 74066 +1 (918) 224 - 6311
Tinker Federal Credit Union City of Shawnee - Mask Mandate 3923 N Harrison St, Shawnee, OK 74804 +1 (405) 732 - 0324
BancFirst 19979 NE 23rd St, Harrah, OK 73045 +1 (405) 454 - 6216
Security Finance 306 W Broadway St, Muskogee, OK 74401 +1 (918) 682 - 7838
Bell Finance 1104 SE Washington St, Idabel, OK 74745 +1 (580) 286 - 6514
Continental Credit 443 S Wood St, Pryor, OK 74361 +1 (918) 825 - 6200
Community Loans of Edmond 636 W Edmond Rd, Edmond, OK 73003 +1 (405) 330 - 0101
Principal Financial Group 115 W Broadway Ave, Thomas, OK 73669 +1 (580) 350 - 6363
Paid In Cash 1201 N Rockwell Ave, Oklahoma City, OK 73127 +1 (405) 491 - 0555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Porter, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Online Loans in Shawnee, OK, Payday Loan Without a Credit Check in Stillwater, OK, Payday Loans in Tulsa, OK, Same Day Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Emergency Loan in Edmond, OK and Short-term Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Porter, OK.

Payday Loans Available in Porter, OK By The Following ZIP Codes:

74454

Are Payday Loans Legal In Porter, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Porter, OK payday loan calculator

Payday Loans in Porter, Oklahoma

If you’re facing a financial emergency and need quick cash, payday loans can be a viable option. Located in Oklahoma, Porter is a small town with a population of about 575 people. Like most of the state, payday loans are legal in Porter. In this article, we’ll discuss everything you need to know about payday loans in Porter, Oklahoma.

What are payday loans?

Payday loans are small, short-term loans typically borrowed by people with bad credit who have no other means of obtaining funds. Also known as cash advances or payday advances, these loans come with high-interest rates and require repayment by the borrower’s next payday or within a certain timeframe, usually within two to four weeks.

How do payday loans work in Porter, Oklahoma?

In Porter, Oklahoma, payday loan lenders are required to follow certain regulations set forth by the state. The loan amount in Porter cannot exceed $500, and the interest rate cannot be more than 390 percent. Borrowers can only have one outstanding payday loan at a time, with a maximum of two renewals. Additionally, lenders must provide borrowers with a written agreement outlining the terms of the loan, including the interest rate, fees, and repayment terms.

Who can apply for a payday loan in Porter, Oklahoma?

To apply for a payday loan in Porter, Oklahoma, you must be at least 18 years old, have a valid Social Security number, photo identification, and proof of income. Many lenders also require a checking account to facilitate electronic deposits and withdrawals.

Pros and cons of payday loans in Porter, Oklahoma

Like any financial product, payday loans have their advantages and disadvantages. The main benefits of payday loans in Porter, Oklahoma, include:

  • Quick and easy application process
  • No credit check required
  • Potentially useful for emergencies

However, there are also some drawbacks to consider, including:

  • High-interest rates and fees
  • Short repayment terms, which can lead to a debt spiral
  • Not a long-term solution for financial problems

How to choose a payday loan lender in Porter, Oklahoma?

Choosing a payday loan lender in Porter, Oklahoma, is an important decision that requires careful consideration. To find a reputable lender, research online reviews, ask for referrals from friends and family, and check with the Oklahoma Department of Consumer Credit to ensure the lender is licensed and in good standing.

Interesting facts and statistics about payday loans in Porter, Oklahoma

  • Porter is home to one payday lending store, which is regulated by state laws.
  • The average payday loan amount in Oklahoma is $400, with an interest rate of 395 percent.
  • In 2019, Oklahoma payday loan companies issued more than 684,000 loans, totaling over $326 million.
  • Oklahoma has one of the highest average payday loan interest rates in the country.

Apply now for a payday loan with TheGuaranteedLoans

If you’re in need of a payday loan in Porter, Oklahoma, TheGuaranteedLoans can help. As a connector service, we can facilitate your connection with potential lenders and help you get the cash you need quickly and easily. Fill out our online application today and get connected with trusted lenders.

Remember, payday loans are a short-term solution only and should be used with caution and careful consideration. Always read and understand the terms and conditions of your loan agreement before signing, and borrow only what you can afford to repay. With a little research and a responsible approach, payday loans can help you manage financial emergencies and get back on track to financial stability.

F.A.Q.

Can I renew or extend a payday loan in Porter, Oklahoma?

Yes, you can renew or extend a payday loan in Porter, Oklahoma, but you should be aware that this can result in additional fees and interest charges. It is generally better to try to pay off the loan on time if possible.

What happens if I can't repay a payday loan in Porter, Oklahoma?

If you are unable to repay a payday loan in Porter, Oklahoma, the lender may attempt to collect the debt through legal means, such as wage garnishment or seizing funds from your bank account.