Payday Loans in Prue, Oklahoma

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No payday loan companies in Prue, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
McClain Bank - Purcell Main Bank 131 W Main St, Purcell, OK 73080 +1 (405) 527 - 6503
Eitzen Agency 102 S Main St, Fairview, OK 73737 +1 (580) 227 - 2553
American Heritage Bank 3309 E Frank Phillips Blvd, Bartlesville, OK 74006 +1 (918) 333 - 8300
Bank 7 103 Broadway St, Camargo, OK 73835
Logan County Loans 125 N Division St, Guthrie, OK 73044 +1 (405) 282 - 6200
Global Loans 107 Main St, Arkoma, OK 74901 +1 (918) 875 - 3030
Southern Finance 6026 S Memorial Dr, Tulsa, OK 74145 +1 (918) 665 - 9096
Capital Advance 1211 N Commerce St 31, Ardmore, OK 73401 +1 (580) 224 - 0046
New State Loan Co 100 US-77, Marietta, OK 73448 +1 (580) 276 - 5502
Pete Eischen Chevrolet Co. 2323 N Main St, Fairview, OK 73737 +1 (888) 670 - 5015

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Prue, OK, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Bartlesville, OK, Emergency Loan in Broken Arrow, OK, Short-term Loans in Edmond, OK, Payday Loans in Enid, OK, Guaranteed Loans in Lawton, OK, Emergency Loan in Muskogee, OK, Payday Loan Without a Credit Check in Norman, OK and Payday Loan for Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Prue, OK.

Payday Loans Available in Prue, OK By The Following ZIP Codes:

74060

Are Payday Loans Legal In Prue, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Prue, OK payday loan calculator

If you find yourself in an unexpected financial bind, payday loans in Prue, Oklahoma, might be a viable solution. These short-term loans allow you to access funds quickly and conveniently, but they can also be detrimental if you don’t use them responsibly. In this article, we’ll explore everything you need to know about payday loans in Prue, Oklahoma, so that you can make an informed decision.

What are payday loans?

Payday loans, also known as cash advances, are short-term loans that allow you to borrow a small amount of money to cover expenses until your next payday. Typically, these loans are for $100 to $500, and the repayment period is usually two weeks to a month. The fees associated with payday loans are generally higher than those of traditional loans.

Are payday loans legal in Oklahoma?

Yes, payday loans are legal in Oklahoma. Oklahoma is one of the few states that allow payday lending with minimal regulations. However, the laws surrounding payday loans in Oklahoma are designed to protect borrowers from predatory lending practices.

Applying for a payday loan in Prue, Oklahoma

Applying for a payday loan in Prue, Oklahoma, is a straightforward process. You’ll need to provide the lender with your personal information, including your name, address, phone number, and employment details. You’ll also need to provide proof of income and be at least 18 years of age.

Once you’ve provided the necessary information, the lender will review your application and determine whether to approve or deny your loan. If approved, the lender will provide you with the loan amount, and the repayment terms will be outlined in the loan agreement.

It’s essential to read the loan agreement carefully and understand the repayment terms before signing. Make sure to ask any questions you may have before signing the agreement.

The pros and cons of payday loans in Prue, Oklahoma

Pros

  • Quick and straightforward application process
  • Access to funds within a short period
  • No credit check required

Cons

  • High fees and interest rates
  • Short repayment terms
  • Potential for debt trap

It’s important to weigh the pros and cons of payday loans before applying. While payday loans can provide quick access to cash, they can also be detrimental to your finances if you’re not careful.

Interesting facts about payday loans in Prue, Oklahoma

  • Oklahoma has one of the highest payday loan usage rates in the country, with 1 in 8 Oklahoma adults having used a payday loan service.
  • The average payday loan amount in Oklahoma is $394.
  • The average interest rate for a payday loan in Oklahoma is 391%.

Apply Now

If you’re considering a payday loan in Prue, Oklahoma, TheGuaranteedLoans can help. We’re a connector service that can link you to potential lenders based on your application. We’re not a direct lender, and we don’t make credit decisions. However, we strive to provide a hassle-free experience and ensure that the lenders we work with follow all applicable laws and regulations.

To start the application process, simply fill out our online application form. We’ll review your application and connect you to potential lenders who may be able to provide the funds you need.

Conclusion

Payday loans in Prue, Oklahoma, are a viable option for those in need of quick cash. However, it’s essential to use them responsibly and understand the potential risks they can carry. Be sure to read the loan agreement carefully and weigh the pros and cons before deciding to take out a payday loan.

F.A.Q.

How do I qualify for a payday loan in Prue, Oklahoma?

In general, you must be 18 years or older, have a valid ID and a source of income to qualify for a payday loan in Prue, Oklahoma.

What are the maximum loan amounts and fees for payday loans in Prue, Oklahoma?

in Prue, Oklahoma, the maximum loan amount is $500, and the maximum finance charge is $15 per $100 borrowed.