Payday Loans in Putnam, Oklahoma

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No payday loan companies in Putnam, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Liberty Tax and Loans 200 SE Washington Blvd A Ste a, Bartlesville, OK 74006 +1 (918) 331 - 0628
Vision Bank 1901 Arlington St, Ada, OK 74820 +1 (580) 332 - 5132
Check `n Go 1233 E Alameda, Norman, OK 73071 +1 (405) 307 - 9754
Red River Credit Corporation 532 SE Washington Blvd, Bartlesville, OK 74006 +1 (918) 333 - 5113
MidFirst Bank 305 N Washington Ave, Weatherford, OK 73096 +1 (888) 643 - 3477
Bell Financial Services Inc 2128 N Yellowood Ave, Broken Arrow, OK 74012 +1 (800) 294 - 0553
Paid In Cash 1201 N Rockwell Ave, Oklahoma City, OK 73127 +1 (405) 491 - 0555
Dixie Finance 227 SE Frank Phillips Blvd, Bartlesville, OK 74003 +1 (918) 337 - 9240
World Finance 1520 SW 27th St, El Reno, OK 73036 +1 (405) 262 - 1901
AmeriCash Loans 2029 N Harrison St, Shawnee, OK 74804 +1 (405) 273 - 5400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Putnam, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Bad Credit Loans in Edmond, OK, Quick Loan in Enid, OK, Payday Loans in Lawton, OK, Online Loans in Muskogee, OK, Payday Loans in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Putnam, OK.

Beautiful sights of Putnam, OK

Payday Loans Available in Putnam, OK By The Following ZIP Codes:

73659

Are Payday Loans Legal In Putnam, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Putnam, OK payday loan calculator

What You Need to Know About Payday Loans in Putnam, Oklahoma

If you’re in a bind and need cash fast, a payday loan may seem like a quick and easy solution. In Putnam, Oklahoma, these types of loans are legal and widely available. In this article, we’ll discuss everything you need to know about payday loans in Putnam, including how they work, what the requirements are, and how to choose the right lender for your needs.

How Payday Loans Work

Payday loans are short-term loans that typically range from $100 to $1,500. They are designed to help cover unexpected expenses or bills that come due before your next payday. The loan term is usually two to four weeks, and the loan is traditionally repaid in full on your next payday.

The application process for a payday loan is simple and easy. You can apply online or in-store, and you’ll need to provide basic personal and financial information, including your income and expenses. Once you’re approved, you can typically expect to receive the funds within 24 hours.

Requirements for a Payday Loan in Putnam, Oklahoma

In order to qualify for a payday loan in Putnam, Oklahoma, you need to meet several requirements. You must be at least 18 years old, have a steady source of income, and have an active checking account. You’ll also need to provide a government-issued ID and proof of income.

It’s important to note that payday loans are meant to be short-term solutions and should not be used as a long-term financial strategy. If you’re struggling to make ends meet, consider speaking to a financial advisor to explore other options.

Choosing the Right Payday Lender

When it comes to payday loans, it’s essential to choose the right lender for your needs. Here are some key factors to consider:

  • Interest rates: Payday loan interest rates can vary widely, so it’s important to shop around and compare rates before choosing a lender.
  • Term length: Some lenders offer longer loan terms, which may be more appealing if you need more time to repay the loan.
  • Reputation: Look for a lender with a solid reputation and positive customer reviews.
  • Transparency: Make sure you understand all the terms and conditions of the loan before signing on the dotted line.

Interesting Facts and Statistics

Payday loans are a controversial topic, with strong opinions on both sides. Here are some interesting facts and statistics regarding payday loans in Putnam, Oklahoma:

  • In 2019, Oklahoma had the highest per-capita payday loan usage in the nation.
  • The average APR for a payday loan in Oklahoma is 390%, according to the Center for Responsible Lending.
  • Payday loans in Oklahoma have an average repayment term of just 14 days.
  • According to a recent survey, 40% of payday loan borrowers had taken out four or more payday loans within the past year.
  • In 2018, the Consumer Financial Protection Bureau (CFPB) proposed rolling back regulations on payday loans, a move that was widely criticized by consumer advocacy groups.

Apply Now

Ready to apply for a payday loan in Putnam, Oklahoma? You can apply now using our online application form.

Remember, TheGuaranteedLoans is a connector service and not a direct lender. We’ll work to connect you with potential lenders who may be able to meet your needs. Fill out our online application form today to get started.

F.A.Q.

Are there any alternatives to payday loans in Putnam, Oklahoma?

Yes, there are several alternatives to payday loans in Putnam, Oklahoma, including short-term loans from credit unions, borrowing from friends or family, or applying for a credit card with a low-interest rate.

Where can I find more information about payday loans in Putnam, Oklahoma?

You can find more information about payday loans in Putnam, Oklahoma by visiting the website of the Oklahoma State Banking Department or by contacting a licensed payday lender in your area.