Payday Loans in Ravia, Oklahoma

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No payday loan companies in Ravia, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 621 S Main St, Sapulpa, OK 74066 +1 (918) 224 - 5619
Rock Island Credit Union 320 S Rock Island Ave, El Reno, OK 73036 +1 (405) 262 - 1463
Last Dollar Loan 120 Evergreen St, Durant, OK 74701 +1 (580) 924 - 1900
Tower Loans 21 W Main St, Shawnee, OK 74801 +1 (405) 273 - 9104
J & R Eagle Loan Co 1140 US Highway 70A, Wilson, OK 73463 +1 (580) 668 - 3050
ProMortgage Associates, Inc. 2114 SE Washington Blvd, Bartlesville, OK 74006 +1 (918) 335 - 7735
Approved Cash 1750 S 4th St, Chickasha, OK 73018 +1 (405) 222 - 3952
Bell Finance Loans Ardmore 333 W Main St 100, Ardmore, OK 73401 +1 (580) 226 - 0905
BARRI AGENT INSIDE LA TAMPIQUENA MEXICAN STORE 410 N Park Dr, Broken Bow, OK 74728
Holdenville Finance 211 N Broadway St, Holdenville, OK 74848 +1 (405) 379 - 7041

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ravia, OK, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK, Payday Loan for Enid, OK, Payday Loans in Lawton, OK, No Credit Check Loans in Muskogee, OK, Payday Loans in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ravia, OK.

Payday Loans Available in Ravia, OK By The Following ZIP Codes:

73445, 73455

Are Payday Loans Legal In Ravia, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Ravia, OK payday loan calculator

Overview of Payday Loans in Ravia, Oklahoma

Payday loans are a form of short-term lending that has gained popularity in the United States over the past decade. These types of loans are designed to help people who are in need of quick cash to cover emergency expenses such as unexpected medical bills, car repairs, or rent payments.

What is a Payday Loan?

A payday loan, also known as a cash advance loan, is a short-term loan that is typically due on the borrower’s next payday. These loans are designed to provide borrowers with quick access to cash to cover their emergency expenses.

  • The amount of the loan is typically between $100 and $1,000.
  • The loan is usually due on the borrower’s next payday.
  • Borrowers must generally provide proof of income and a checking account to qualify for a payday loan.
  • The interest rates on payday loans can be very high, often reaching 300% or more.
  • In Oklahoma, payday loans are legal, but there are certain restrictions on the amount of interest that can be charged and the length of the loan term.

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with both advantages and disadvantages. Here are some of the pros and cons of using payday loans:

Pros:

  • Quick access to funds in an emergency situation.
  • No collateral is required to obtain a payday loan.
  • Borrowers with poor credit may still be able to qualify for a payday loan.

Cons:

  • Extremely high interest rates can lead to a cycle of debt.
  • Payday loans can be difficult to repay, leading to additional fees and charges.
  • Borrowers may be subject to deceptive or unethical lending practices.

Payday Loans in Ravia, Oklahoma

In Oklahoma, payday loans are legal and regulated by the Oklahoma Department of Consumer Credit. In Ravia, borrowers can find a number of lenders who offer payday loans. However, it is important to choose a reputable lender who follows all state and federal lending laws.

Interesting facts about Payday Loans in Ravia, Oklahoma:

  • Ravia has a population of just over 500 people and is located in Johnston County, Oklahoma.
  • Nearly 10% of the population in Johnston County lives below the poverty line.
  • In 2018, over 120,000 payday loans were issued in Oklahoma, totaling over $322 million in loan volume.
  • The average payday loan in Oklahoma is $394.

Apply Now

If you find yourself in need of a payday loan in Ravia, Oklahoma, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and our goal is to help borrowers find reputable lenders who can provide the funding they need in a safe and responsible manner.

To begin the application process, simply fill out our online application form. We will then match you with lenders who may be able to provide you with a payday loan. If you are approved, funds can be deposited into your bank account as soon as the next business day.

Remember, payday loans are a form of short-term lending and should only be used for emergency expenses. With responsible borrowing and reputable lenders, payday loans can be a useful tool to help you get the cash you need when you need it most.

F.A.Q.

Can I renew or extend a payday loan in Ravia, Oklahoma?

Yes, you can renew or extend a payday loan in Ravia, Oklahoma, but you should be aware that this can result in additional fees and interest charges. It is generally better to try to pay off the loan on time if possible.

What happens if I can't repay a payday loan in Ravia, Oklahoma?

If you are unable to repay a payday loan in Ravia, Oklahoma, the lender may attempt to collect the debt through legal means, such as wage garnishment or seizing funds from your bank account.