Payday Loans in Saint Louis, Oklahoma

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Saint Louis, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 3957 OK-97, Sand Springs, OK 74063 +1 (918) 246 - 9978
Empire Finance 1815 N Main St A, Miami, OK 74354 +1 (918) 542 - 2866
Farmers Exchange Bank 419 S Grand Ave, Cherokee, OK 73728 +1 (580) 596 - 3371
Approved Cash 7406 S Walker Ave, Oklahoma City, OK 73139 +1 (405) 635 - 0725
Southern Finance 2603 NW Cache Rd, Lawton, OK 73505 +1 (580) 351 - 9924
First State Bank 136 Broadway Ave, Pond Creek, OK 73766 +1 (580) 532 - 6611
Covington Credit 346 East Side Blvd Block 437, Muskogee, OK 74403 +1 (918) 684 - 1078
Halliburton Employees' Federal Credit Union 2015 US-81, Duncan, OK 73533 +1 (580) 251 - 9071
Courtesy Loans Inc 1012 S Douglas Blvd, Oklahoma City, OK 73130 +1 (405) 733 - 9955
Tower Loans 707 Frisco Ave, Clinton, OK 73601 +1 (580) 323 - 5323

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Louis, OK, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Owasso, OK, Short-term Loans in Shawnee, OK, 24-Hour Loan in Stillwater, OK, 24-Hour Loan in Tulsa, OK, Payday Loans in Bartlesville, OK, Payday Loan Without a Credit Check in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Louis, OK.

Beautiful sights of Saint Louis, OK

Are Payday Loans Legal In Saint Louis, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Saint Louis, OK payday loan calculator

Payday Loans in Saint Louis, Oklahoma: Everything You Need to Know

Life can be unpredictable, and sometimes you find yourself in a financial bind. When money is tight, payday loans can provide a quick solution. If you live in Saint Louis, Oklahoma, you have a few options if you’re considering a payday loan. Here’s everything you need to know.

What Are Payday Loans?

Payday loans are short-term loans that are intended to be repaid by your next payday. These loans are usually for small amounts, ranging from $100 to $1000. The terms of the loan may vary, but the basic idea is the same – you borrow money now and pay it back with your next paycheck.

The Payday Loan Process

Applying for a payday loan is easy. You’ll need to have a few things on hand, including your ID, proof of income, and a bank account. The lender will review your information and usually make a decision within minutes. If you are approved, you’ll receive your money quickly – often on the same day.

When it’s time to repay your loan, the lender will deduct the amount you owe from your bank account. If you can’t pay the loan back on time, you may be charged additional fees and interest.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can be a convenient way to get money fast. You don’t need good credit to qualify, and the application process is usually quick and easy.
  • Cons: Payday loans can be expensive. The interest rates and fees are often high, and if you can’t pay the loan back on time, the charges can add up quickly.

Payday Loans in Saint Louis, Oklahoma

Payday loans are legal in Oklahoma, including Saint Louis. However, the state has some regulations in place to protect consumers. For example, lenders can only lend up to $500, and they must give borrowers at least 12 days to repay the loan. Additionally, lenders cannot charge more than 15% of the loan amount in interest and fees.

Interesting Facts and Statistics About Payday Loans in Saint Louis, Oklahoma

  • In Oklahoma, the average APR on a payday loan is 394%. (source: Center for Responsible Lending)
  • In 2019, Oklahomans borrowed over $300 million in payday loans. (source: The Oklahoman)
  • According to the Oklahoma Policy Institute, 1 in 8 Oklahomans have used a payday loan.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans can help. We’re a connector service that works with a network of reputable lenders. We’ll take your information and connect you with potential lenders who may be able to help. Remember, we’re not a direct lender – we’re just here to help you find the right loan for your needs.

Ready to get started? Fill out our online application now and get connected with potential lenders in minutes.

F.A.Q.

What is the maximum interest rate that can be charged on a payday loan in Saint Louis, Oklahoma?

The maximum interest rate that can be charged on a payday loan in Saint Louis, Oklahoma is 17.50%.

How long do I have to repay a payday loan in Saint Louis, Oklahoma?

The repayment period for a payday loan in Saint Louis, Oklahoma is typically 14 days, but some lenders may offer longer repayment terms.