Payday Loans in Shamrock, Oklahoma

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No payday loan companies in Shamrock, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank of Pawnee 601 Harrison St, Pawnee, OK 74058 +1 (918) 762 - 2503
Money Tree Finance Loans 2602 NW Sheridan Rd B, Lawton, OK 73505 +1 (580) 248 - 2284
Imperial PFS 5700 N Portland Ave STE 200, Oklahoma City, OK 73112 +1 (866) 412 - 2565
Paid In Cash 1201 N Rockwell Ave, Oklahoma City, OK 73127 +1 (405) 491 - 0555
American Loans Inc 720 Manvel Ave, Chandler, OK 74834 +1 (405) 258 - 4099
Check Into Cash 621 12th Ave NE Suite 100, Norman, OK 73071 +1 (405) 329 - 8449
Red River Credit Corporation 1311 N Perkins Rd, Stillwater, OK 74075 +1 (405) 624 - 0799
First National Bank and Trust 200 S Wewoka Ave, Wewoka, OK 74884 +1 (405) 257 - 3333
World Finance 8529 N Rockwell Ave, Oklahoma City, OK 73132 +1 (405) 720 - 4425
Red River Credit Corporation 200 W Main St, Ada, OK 74820 +1 (580) 310 - 9816

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shamrock, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bartlesville, OK, No Credit Check Loans in Broken Arrow, OK, Payday Loans in Edmond, OK, Bad Credit Loans in Enid, OK, Online Loans in Lawton, OK, Payday Loans in Muskogee, OK, Payday Loans in Norman, OK and Payday Loans in Oklahoma City, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shamrock, OK.

Beautiful sights of Shamrock, OK

Payday Loans Available in Shamrock, OK By The Following ZIP Codes:

74068

Are Payday Loans Legal In Shamrock, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Shamrock, OK payday loan calculator

Payday Loans in Shamrock, Oklahoma: Everything You Need to know

Are you struggling to make ends meet this month? Do you need cash fast but don’t have the credit rating to get a conventional loan from a bank? You might consider a payday loan. Payday loans are a type of short-term loan that is ideal for individuals who lack access to traditional forms of borrowing. In Oklahoma, payday loans are legal and are an attractive option for individuals in need of quick cash. In this article, we will go over everything you need to know about payday loans in Shamrock, Oklahoma.

What are Payday Loans?

Payday loans are a type of short-term loan that is typically due to be repaid on the borrower’s next payday. Payday loans are available to those who need a small amount of cash quickly and have no other means of borrowing. These loans typically come with high-interest rates and fees because they are designed to be repaid quickly.

Payday Loans in Shamrock, Oklahoma

In Oklahoma, payday loans are legal and can be obtained by anyone who is at least 18 years old and has a bank account. The loan amount varies, but it is typically between $100 and $500. Lenders are also allowed to charge a maximum APR (annual percentage rate) of 390%. This high-interest rate is necessary to protect lenders from borrowers who default on their loans.

Be warned that payday loans can become a trap if not used correctly. The interest rates and fees associated with these loans can quickly add up and leave the borrower in more debt than they initially were. It is vital to only borrow what you need and have a plan in place to repay the loan on time.

Applying for a Payday Loan in Shamrock, Oklahoma

Applying for a payday loan in Shamrock, Oklahoma is straightforward. You can either apply in person or online. Online applications are often more convenient because they can be completed from the comfort of your own home. Be sure to have the necessary documentation on hand, including a government-issued ID and proof of income.

It is important to remember that payday loans are not a long-term solution to financial difficulties. They should only be used as a short-term fix to a temporary problem. For those with persistent financial difficulties, it is crucial to seek professional advice or look for other options.

Interesting Facts about Payday Loans in Shamrock, Oklahoma

  • Oklahoma has the highest payday loan usage rate in the US.
  • 46% of payday loan borrowers in Oklahoma take out 12 or more loans in a year.
  • More than 1 in 4 households in Oklahoma rely on payday loans to make ends meet.
  • On average, Oklahoma borrowers pay a 391% APR on their payday loans.

Apply Now

If you need a payday loan in Shamrock, Oklahoma, TheGuaranteedLoans can help connect you with potential lenders. Fill out our easy online application to get started. Please note that TheGuaranteedLoans is a connector service and not a direct lender. We facilitate connections between borrowers and potential lenders.

In conclusion, payday loans can be a useful tool for those in a financial pinch. However, they should only be used as a short-term fix and not as a long-term solution. Remember to only borrow what you need and create a plan to repay the loan on time. If you need a payday loan in Shamrock, Oklahoma, TheGuaranteedLoans can help connect you with potential lenders.

F.A.Q.

Can I renew or rollover a payday loan in Shamrock, Oklahoma?

No, in Shamrock, Oklahoma payday loans cannot be renewed or rolled over.

What fees and interest rates are associated with payday loans in Shamrock, Oklahoma?

The fees and interest rates associated with payday loans in Shamrock, Oklahoma are determined by the lender and are subject to state regulations.