Payday Loans in Sharon, Oklahoma

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No payday loan companies in Sharon, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers State Bank 520 S Main St, Eufaula, OK 74432 +1 (918) 618 - 9520
First State Bank of Porter 724 E Main St, Locust Grove, OK 74352 +1 (918) 479 - 5001
Bell Finance 301 E Main St A, Wilburton, OK 74578 +1 (918) 465 - 3277
The Credit Company 311 E W Ray Fine Blvd 3, Roland, OK 74954 +1 (855) 977 - 2274
ACE Cash Express 900 S Broadway, Edmond, OK 73034 +1 (405) 348 - 2274
Bank of Commerce 1601 W Commerce, Duncan, OK 73533 +1 (580) 252 - 8070
Peoples Bank 121 N Williams St, Westville, OK 74965 +1 (918) 723 - 5453
Bank of Oklahoma 3815 SE Frank Phillips Blvd, Bartlesville, OK 74006 +1 (918) 335 - 5311
E-Z Check Cashers 217 E Chickasaw Ave, McAlester, OK 74501 +1 (918) 423 - 4116
Bell Finance Prague 915 Jim Thorpe Blvd, Prague, OK 74864 +1 (405) 567 - 2912

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sharon, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Owasso, OK, Online Loans in Shawnee, OK, No Credit Check Loans in Stillwater, OK, Guaranteed Loans in Tulsa, OK, Payday Loan Companies in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Payday Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sharon, OK.

Payday Loans Available in Sharon, OK By The Following ZIP Codes:

73857

Are Payday Loans Legal In Sharon, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Sharon, OK payday loan calculator

The Ins and Outs of Payday Loans in Sharon, Oklahoma

Life is unpredictable. Unexpected expenses can crop up at any time, leaving you in a tough financial situation. When you need cash fast, one solution may be to consider a payday loan. In Oklahoma, payday loans are legal, and many people in Sharon turn to them for their financial needs. However, it’s important to have a firm understanding of what payday loans are, how they work, and what risks they entail. Keep reading to learn everything you need to know about payday loans in Sharon, Oklahoma.

What are Payday Loans?

A payday loan is a small, short-term loan that’s meant to be repaid quickly, typically within two weeks. In exchange for the loan, the borrower writes a post-dated check to the lender for the loan amount plus fees. The lender will cash the check on the borrower’s next payday or according to the agreed-upon repayment schedule. Payday loans are designed to help people bridge the gap between paychecks or when they have an emergency expense.

How do Payday Loans Work?

Payday loans in Sharon, Oklahoma, work just like they do in other states. When you need a payday loan, you’ll typically need to provide the lender with a post-dated check or authorize them to withdraw the loan and fees from your bank account on the next payday. The fees on payday loans can be steep, often amounting to hundreds of dollars in interest and fees for each $100 borrowed. In Oklahoma, payday lenders can charge up to $15 in fees for every $100 borrowed, and loans can’t exceed $500.

Before you take out a payday loan, understand that the fees on the loan can quickly add up if you’re unable to repay the loan on time. If you fail to repay your payday loan, the lender may charge you additional fees or interest, and could even take legal action. It’s essential to only borrow what you can afford to repay comfortably to avoid getting stuck in a debt trap.

Are Payday Loans a Good Choice?

Like any financial decision, whether or not to take out a payday loan depends on your individual situation. In general, payday loans should be a last resort when you have no other options. They can be useful for emergency expenses, such as a medical bill or a car repair, that require immediate attention and can’t wait for your next paycheck. However, if you’re taking out payday loans repeatedly to cover everyday expenses, it may be a sign of a bigger financial problem that needs to be addressed.

What Are Some Alternatives to Payday Loans?

If you’re considering a payday loan in Sharon, Oklahoma, it’s worth exploring some alternatives that might be a better fit for your situation. Here are some options:

  • Credit Counseling: A nonprofit credit counseling agency can help you get on top of your finances and create a budget to help you avoid payday loans.
  • Personal Loans: If you have good credit, you may be able to qualify for a personal loan with a lower interest rate than a payday loan.
  • Emergency Assistance: Some local organizations in Sharon offer assistance with emergency expenses, such as rent, food, and utilities.

Interesting Facts about Payday Loans in Sharon, Oklahoma

  • According to the Oklahoma Department of Consumer Credit, payday loans are the most popular type of short-term credit in the state.
  • Oklahoma has some of the highest payday loan fees in the nation, with lenders charging up to $45 in fees for every $100 borrowed.
  • More than 1 in 4 Oklahoma households are categorized as “unbanked” or “underbanked,” meaning they don’t have a traditional checking account or rely on alternative financial services like payday loans.

Apply Now

If you’ve considered all of your options and determined that a payday loan is the best choice for your situation, TheGuaranteedLoans is here to help. We’re a connector service that can put you in touch with potential lenders, making it easy to apply for a payday loan online. We work with a network of reliable, trustworthy lenders so you can be confident that you’re getting a fair deal. Please keep in mind that we’re not a direct lender and don’t make credit decisions. Fill out our online application today, and you could have the funds you need to get back on track.

F.A.Q.

What should I do if I have trouble repaying a payday loan in Sharon, Oklahoma?

If you have trouble repaying a payday loan in Sharon, Oklahoma, you should contact the lender immediately to discuss potential options for repayment. You may also be able to seek assistance from a credit counseling agency or non-profit organization.

Are payday loans legal in Sharon, Oklahoma?

Yes, payday loans are legal in Sharon, Oklahoma. However, they are subject to certain regulations to protect borrowers from predatory lending practices.