Payday Loans in Springer, Oklahoma

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No payday loan companies in Springer, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Bell Finance of Tahlequah 1205 Park Hill Rd, Tahlequah, OK 74464 +1 (918) 456 - 3724
Raymond James Financial Services 2514 W University Blvd, Durant, OK 74701 +1 (580) 931 - 0808
Master Finance Corporation 400 W Main St Ste A, Durant, OK 74701 +1 (580) 924 - 4500
Check Into Cash 1739 N Green Ave, Purcell, OK 73080 +1 (405) 527 - 2675
Western-Shamrock Finance 212 E Central Ave, Ponca City, OK 74601 +1 (580) 762 - 8833
AFC Automotive Finance Corp. 1028 S Portland Ave, Oklahoma City, OK 73108 +1 (405) 951 - 5340
Oklahoma AgCredit 2801 N Kickapoo Ave B, Shawnee, OK 74804 +1 (405) 273 - 8176
Tower Loans 405 E 2nd Ave, Owasso, OK 74055 +1 (918) 272 - 6060
Loan Income Verification Services 2828 NW 57th St, Oklahoma City, OK 73112 +1 (405) 242 - 6406
CASH WORLD 5730 NW 39th St, Oklahoma City, OK 73122 +1 (405) 470 - 3343

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Springer, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Emergency Loan in Shawnee, OK, Payday Loan for Stillwater, OK, Bad Credit Loans in Tulsa, OK, Payday Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loan Companies in Edmond, OK and No Credit Check Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Springer, OK.

Beautiful sights of Springer, OK

Payday Loans Available in Springer, OK By The Following ZIP Codes:

73458

Are Payday Loans Legal In Springer, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Springer, OK payday loan calculator

Understanding Payday Loans in Springer, Oklahoma

In Oklahoma, payday loans are legal and widely used as a means of obtaining quick cash. While these loans can be helpful in certain situations, they are not without risks. In this article, we will explore everything you need to know about payday loans in Springer, Oklahoma.

What are Payday Loans?

Payday loans, also known as cash advance loans, are short-term loans that are typically due on the borrower’s next payday. These loans are marketed as a way to help individuals make ends meet between paychecks. The loans are offered at a high interest rate and come with fees and charges that can add up quickly.

The payday loan application process is typically quick and easy. Borrowers are required to provide proof of income, usually in the form of a pay stub, and a personal check that is post-dated to their next payday. The lender will then give the borrower cash, minus the fees and interest.

Payday Loans in Springer, Oklahoma

Payday loans are legal in Oklahoma and regulated by the Oklahoma Deferred Deposit Lending Act. This law requires payday lenders to be licensed and sets limits on how much lenders can charge for loans. In Springer, Oklahoma, payday loans are widely available, and borrowers can find lenders both in person and online.

The Risks of Payday Loans

While payday loans can be helpful in certain situations, they are not without risks. The high-interest rates and fees associated with these loans can quickly add up, leaving borrowers with high levels of debt. Additionally, if a borrower is unable to repay a payday loan on time, they may be subject to additional fees and charges, and their credit score may be negatively impacted.

It is essential to consider all options before taking out a payday loan. If possible, borrowing from a friend or family member may be a better option. Additionally, many banks and credit unions offer personal loans or lines of credit that may have lower interest rates than payday loans.

Interesting facts about Payday Loans in Springer, Oklahoma

  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year and spends 199 days in debt.
  • A study by the Oklahoma Policy Institute found that payday loans in Oklahoma have an average annual percentage rate (APR) of 391%.

Applying for a Payday Loan in Springer, Oklahoma

If you are considering taking out a payday loan in Springer, Oklahoma, TheGuaranteedLoans can help. As a connector service, we can help connect you with potential lenders that meet your needs. To apply for a loan, simply fill out our online application. We will then check with our network of lenders to find the best options for you.

It is important to note that TheGuaranteedLoans is not a direct lender. We act as a connector service to help borrowers find potential lenders. We do not have control over the decision-making process of the lenders in our network.

Takeaways

Payday loans can be a helpful tool for individuals who need quick cash. However, they come with risks and should be used with caution. Before taking out a payday loan, consider all options and understand the terms and fees associated with the loan.

If you are considering a payday loan in Springer, Oklahoma, TheGuaranteedLoans can help. We act as a connector service to help borrowers find potential lenders that meet their needs. Apply now to see if you qualify.

F.A.Q.

Can I roll over or renew my payday loan in Springer, Oklahoma?

No, rollovers and renewals are not allowed for payday loans in Springer, Oklahoma. borrowers must pay off their loans in full on the due date.

What is the repayment period for payday loans in Springer, Oklahoma?

in Springer, Oklahoma, the repayment period for payday loans is typically 14 days, but can be extended to 30 days if agreed upon by both parties.