Payday Loans in Stuart, Oklahoma

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No payday loan companies in Stuart, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Mr Payroll 1199 NE 12th St, Guymon, OK 73942 +1 (580) 338 - 0920
Empire Finance 1503 S Mission St 7-G, Anadarko, OK 73005 +1 (405) 247 - 2850
INTRUST Bank 8402 Northwest Expy, Oklahoma City, OK 73162 +1 (405) 949 - 6586
Red River Credit Corporation 622 S Lynn Riggs Blvd, Claremore, OK 74017 +1 (918) 283 - 1565
Stride Bank, N.A. 324 W Broadway Ave, Enid, OK 73701 +1 (580) 233 - 3535
Red River Credit Corporation 742 State Line Rd, Colcord, OK 74338 +1 (918) 422 - 8992
Midwestern Loans 3422 US-412, Colcord, OK 74338 +1 (918) 422 - 9900
Empire Finance 205 Dewey Ave # 4, Poteau, OK 74953 +1 (918) 647 - 2294
Circle D Pawn 131 N Milt Phillips Ave, Seminole, OK 74868 +1 (405) 382 - 5598
Speedy Loans 500 E Cherokee Ave, Sallisaw, OK 74955

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stuart, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawton, OK, Payday Loans in Muskogee, OK, Bad Credit Loans in Norman, OK, Quick Loan in Oklahoma City, OK, Payday Loan Without a Credit Check in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loan for Stillwater, OK and Payday Loans in Tulsa, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stuart, OK.

Beautiful sights of Stuart, OK

Payday Loans Available in Stuart, OK By The Following ZIP Codes:

74570

Are Payday Loans Legal In Stuart, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Stuart, OK payday loan calculator

Understanding Payday Loans in Stuart, Oklahoma

Payday loans have become a popular choice for borrowers in need of quick and easy cash. These short-term loans are intended to provide relief to individuals facing financial emergencies, unexpected bills, or other expenses. In Stuart, Oklahoma, payday loans are legal and offer borrowers access to financial assistance when they need it most.

What are Payday Loans?

Payday loans are short-term loans designed to provide financial assistance to individuals facing unexpected expenses. Often referred to as a “cash advance,” a payday loan is typically a smaller loan that is repaid when the borrower’s next paycheck or income is received. In Stuart, Oklahoma, payday loans are legal and can be an essential resource for individuals who need quick cash.

How do Payday Loans Work?

The process of obtaining a payday loan is fairly simple and straightforward. A borrower typically writes a postdated check or signs an authorization for electronic debit of their bank account for the loan amount plus fees. The lender then provides the borrower with the loan amount, and the borrower repays the loan on their next payday or another agreed-upon date. The interest rates can be high for payday loans, so it is crucial to read the terms and conditions thoroughly before agreeing to the loan.

Benefits of Payday Loans

  • Quick Approval – Payday loans offer quick approval, often within minutes of submitting an application. This makes them a good choice for urgent financial needs.
  • No Credit Check – Most payday lenders do not require a credit check, making it easier for individuals with poor credit to access loans.
  • Flexible Repayment Terms – Payday lenders are often more flexible with repayment terms than traditional lenders. They may offer multiple repayment options, including extending the loan term.

Risks of Payday Loans

  • High-Interest Rates – Payday loans typically come with high-interest rates, making it crucial to read the terms and conditions thoroughly before agreeing to the loan.
  • Debt Cycle – Payday loans can become a debt cycle for individuals who continually borrow to pay off previous loans. It is essential to assess one’s financial situation before applying for a payday loan.
  • Scams – Scammers may pose as legitimate payday lenders, making it crucial to research the lender before applying for a loan.

Interesting Facts and Statistics about Payday Loans in Stuart, Oklahoma

  • Oklahoma has some of the highest interest rates and fees for payday loans compared to other states. According to a report by the Center for Responsible Lending, Oklahomans pay an average annual payday loan interest rate of 390 percent.
  • In 2019, Oklahomans took out over 900,000 payday loans, with an average loan amount of $389.
  • The Oklahoma legislature approved a bill in 2019 requiring payday lenders to check a statewide database before approving a loan to prevent borrowers from taking out multiple loans at once.

Apply Now for a Payday Loan in Stuart, Oklahoma

If you are facing a financial emergency or unexpected expenses in Stuart, Oklahoma, TheGuaranteedLoans can help connect you with potential payday lenders. As a connector service, we make it easy to fill out our online application and receive offers from lenders. Remember to read the terms and conditions thoroughly before agreeing to a loan. Apply now and get the financial assistance you need today.

F.A.Q.

What are the risks of taking out a payday loan in Stuart, Oklahoma?

One of the main risks of taking out a payday loan in Stuart, Oklahoma is the high interest rates and fees that can make it difficult to repay the loan on time. This can lead to a cycle of debt and financial stress.

What is the role of the Oklahoma Department of Consumer Credit in regulating payday loans?

The Oklahoma Department of Consumer Credit is responsible for enforcing the state's payday lending laws and regulations. This includes monitoring lenders to ensure they are complying with the rules and taking action against those who violate the law.