Payday Loans in Sweetwater, Oklahoma

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No payday loan companies in Sweetwater, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 2329 E Cherokee Ave Suite 5, Sallisaw, OK 74955 +1 (918) 775 - 9173
Approved Cash 5907 E Admiral Pl, Tulsa, OK 74115 +1 (918) 832 - 7725
World Finance 120 W Main St, Ada, OK 74820 +1 (580) 436 - 4450
Advance America 2410 N Meridian Ave, Oklahoma City, OK 73107 +1 (405) 951 - 5308
Sun Loan Company 2012 S Wood Dr B, Okmulgee, OK 74447 +1 (918) 756 - 4451
First Cash Pawn 5926 NW 39th St, Oklahoma City, OK 73122 +1 (405) 495 - 1555
MidFirst Bank 100 N Rock Island Ave, El Reno, OK 73036 +1 (405) 262 - 2345
Security Finance 3420 US-412, Colcord, OK 74338 +1 (918) 422 - 4449
E-Z Loans 220 W 1st St, Wewoka, OK 74884 +1 (405) 257 - 6618
Guaranty Abstract Co 109 N Main St, Waurika, OK 73573 +1 (580) 228 - 2795

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sweetwater, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Quick Loan in Shawnee, OK, Same Day Loans in Stillwater, OK, Emergency Loan in Tulsa, OK, Online Loans in Bartlesville, OK, Payday Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Bad Credit Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sweetwater, OK.

Payday Loans Available in Sweetwater, OK By The Following ZIP Codes:

73666

Are Payday Loans Legal In Sweetwater, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Sweetwater, OK payday loan calculator

Payday Loans in Sweetwater, Oklahoma: A Comprehensive Guide

Payday loans can be a useful tool for anyone who needs quick access to cash. They’re especially popular in Sweetwater, Oklahoma, where they’re legal and widely available. In this article, we’ll cover everything you need to know about payday loans in Sweetwater.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,000. They’re designed to be repaid on the borrower’s next payday, usually within two to four weeks. Payday loans are unsecured, which means that the borrower doesn’t have to put up collateral to secure the loan.

How Do Payday Loans Work?

The process of getting a payday loan is relatively simple. The borrower fills out an application and provides proof of income and a valid ID. The lender will then review the application and make a decision on whether to approve the loan. If the loan is approved, the funds will be deposited into the borrower’s bank account within a few hours or the next business day.

When it’s time to repay the loan, the lender will usually debit the borrower’s bank account for the amount of the loan plus any fees and interest. If the borrower doesn’t have enough money in their account to cover the payment, they may face overdraft fees from their bank and additional fees from the lender.

What are the Interest Rates and Fees for Payday Loans in Sweetwater?

The interest rates and fees for payday loans in Sweetwater can vary depending on the lender and the amount of the loan. However, the maximum interest rate that lenders can charge in Oklahoma is 390%. This means that if you borrow $100, you’ll generally pay back around $115-$130, depending on the terms of the loan.

It’s important to be aware of the fees and interest rates associated with payday loans in Sweetwater. Make sure to read the loan agreement carefully before signing it. If you have any questions, don’t hesitate to ask the lender for clarification.

Who Qualifies for a Payday Loan in Sweetwater?

In order to qualify for a payday loan in Sweetwater, you must be at least 18 years old and have a valid ID and proof of income. You’ll also need to have a checking account in good standing. Some lenders may require a minimum credit score or limit the amount of the loan based on your income.

The Benefits of Payday Loans in Sweetwater

  • Quick access to cash: Payday loans can be approved and deposited into your bank account within a few hours, making them a useful tool for emergencies or unexpected expenses.
  • No collateral required: Unlike other types of loans, payday loans are unsecured, which means that you don’t have to put up collateral to secure the loan.
  • No credit check required: Payday lenders typically don’t perform credit checks, making them an option for people with poor credit or no credit history.

Interesting Facts and Statistics about Payday Loans in Sweetwater, Oklahoma

  • According to a report by the Oklahoma Policy Institute, the average payday loan borrower in Oklahoma takes out 7 loans per year, with an average loan amount of $394.
  • In 2019, Oklahoma payday lenders made $52.8 million in fees and interest, according to a report by the Center for Responsible Lending.
  • Oklahoma has one of the highest concentrations of payday lenders in the country, with approximately one store for every 5,000 residents.

Apply Now

If you’re in need of a payday loan in Sweetwater, Oklahoma, TheGuaranteedLoans can help. We’re a connector service that works with a network of reputable lenders to help borrowers find the best loan options for their needs. To get started, simply fill out our online application and we’ll connect you with potential lenders. Please note that TheGuaranteedLoans is not a direct lender.

Thank you for reading this comprehensive guide to payday loans in Sweetwater, Oklahoma. We hope that this information has been useful and informative. If you have any questions or comments, please feel free to contact us.

F.A.Q.

Are there any organizations that can help me if I have problems with a payday loan in Sweetwater, Oklahoma?

Yes, if you are having problems with a payday loan in Sweetwater, Oklahoma, there are organizations that can help you. These may include consumer advocacy groups, legal aid organizations, and credit counseling agencies. These organizations can provide advice, assistance, and resources to help you resolve your issues with the payday lender.

Are payday loans legal in Sweetwater, Oklahoma?

Yes, payday loans are legal in Sweetwater, Oklahoma as long as they comply with state regulations.