Payday Loans in Terral, Oklahoma

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No payday loan companies in Terral, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Finance Co 2203 Chandler Rd, Muskogee, OK 74401 +1 (918) 687 - 7589
Express Loan Inc 1112 N Harrison St 5202, Shawnee, OK 74801 +1 (405) 275 - 5230
Money Services Inc. 801 S Detroit Ave, Tulsa, OK 74120 +1 (918) 584 - 3161
Sun Loan Company 1524 W Highway 51, Wagoner, OK 74467 +1 (918) 201 - 7006
Sun Loan Company 715 N Milt Phillips Ave, Seminole, OK 74868 +1 (405) 382 - 3325
First National Bank of Weatherford 1107 Broadway, Hinton, OK 73047 +1 (405) 542 - 3925
Southwestern Pawn 107 E Main St, Weatherford, OK 73096 +1 (580) 772 - 7401
Courtesy Loans 1600 E Main St B, Cushing, OK 74023 +1 (918) 225 - 3300
Advance America 5334 NW Cache Rd a, Lawton, OK 73505 +1 (580) 591 - 0333
Covington Credit 1908 NW Cache Rd, Lawton, OK 73507 +1 (580) 250 - 1236

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Terral, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Short-term Loans in Shawnee, OK, Quick Loan in Stillwater, OK, Payday Loans in Tulsa, OK, Quick Loan in Bartlesville, OK, 24-Hour Loan in Broken Arrow, OK, Payday Loan Without a Credit Check in Edmond, OK and Payday Loan Without a Credit Check in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Terral, OK.

Payday Loans Available in Terral, OK By The Following ZIP Codes:

76356, 73569

Are Payday Loans Legal In Terral, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Terral, OK payday loan calculator

Understanding Payday Loans in Terral, Oklahoma

In Oklahoma, payday loans are legal and readily available. These loans are designed to provide short-term financial assistance for those in need of quick cash. Terral, Oklahoma is no exception to this, and residents can access payday loans from various lenders in the area.

How Do Payday Loans Work?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. The loan amount is usually small, ranging from a few hundred to a few thousand dollars, and the loan term can be as short as two weeks to a month.

The process of obtaining a payday loan is relatively simple. The borrower fills out an application, which typically requires personal information, such as name, address, and employment details. The lender then verifies the information and approves or denies the loan request. If approved, the borrower receives the loan amount, usually in the form of a check or direct deposit, and agrees to repay the loan amount plus interest and fees on the due date.

Interest Rates and Fees

Payday loans typically have higher interest rates than traditional loans due to the short-term nature of the loan and the risk involved for the lender. In Oklahoma, lenders can charge up to $15 in interest for every $100 borrowed for a loan term of two weeks. For longer loan terms, the fee may increase. Additionally, lenders may charge a maximum of $25 for a bounced check fee if the borrower’s check bounces when attempting to repay their loan.

Benefits and Risks of Payday Loans

Payday loans can offer benefits for those in need of quick cash, such as the ability to obtain funds quickly, without the need for good credit or collateral, and to address unexpected expenses. However, payday loans can also come with risks, such as high interest rates, fees, and the potential for debt cycles.

It’s important to fully understand the terms of a payday loan before agreeing to one, including the interest rate, fees, and repayment terms.

Facts and Statistics about Payday Loans in Terral, Oklahoma

  • In Terral, Oklahoma, the average payday loan amount is $400
  • Most borrowers in Terral, Oklahoma use payday loans to cover unexpected bills or emergencies
  • Approximately 20% of borrowers in Oklahoma default on their payday loans
  • Oklahoma has more payday loan storefronts per capita than any other state in the US

Apply Now

If you are in need of a payday loan in Terral, Oklahoma, TheGuaranteedLoans can help connect you with potential lenders in the area. Our online application is easy to use and can provide you with access to funds quickly. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders who can fulfill your loan request.

Apply now to get started. We’re here to help you get the financial assistance you need.

F.A.Q.

What is the maximum interest rate that can be charged on a payday loan in Terral, Oklahoma?

The maximum interest rate that can be charged on a payday loan in Terral, Oklahoma is 17.50%.

How long do I have to repay a payday loan in Terral, Oklahoma?

The repayment period for a payday loan in Terral, Oklahoma is typically 14 days, but some lenders may offer longer repayment terms.