Payday Loans in Ackermanville, Pennsylvania

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No payday loan companies in Ackermanville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Cash Inc 1508 Point Breeze Ave, Philadelphia, PA 19146 +1 (215) 463 - 2637
Holiday Financial Services 300 Walmart Dr Ste 150, Ebensburg, PA 15931 +1 (814) 472 - 4561
Dorrance Auto Center 94 Robert St, Nanticoke, PA 18634 +1 (570) 735 - 4645
First Choice Federal CU 2209 W State St, New Castle, PA 16101 +1 (724) 652 - 8393
Regency Finance Company 2052 W State St, New Castle, PA 16101 +1 (724) 658 - 9054
PNC Bank 110 S 32nd St, Camp Hill, PA 17011 +1 (717) 761 - 2099
Grove City Community Library 125 W Main St, Grove City, PA 16127 +1 (724) 458 - 7320
Pawn Plus 46 W King St, Lancaster, PA 17603 +1 (717) 290 - 6000
First National Bank 2066 Indian Head Rd, Indian Head, PA 15446 +1 (724) 455 - 2300
Western Union 241 N 1st St, Lehighton, PA 18235 +1 (800) 325 - 6000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ackermanville, PA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loan for Scranton, PA, Payday Loans in State College, PA, Bad Credit Loans in Upper Darby, PA, Guaranteed Loans in Warminster, PA, Emergency Loan in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ackermanville, PA.

Payday Loans Available in Ackermanville, PA By The Following ZIP Codes:

18010

Are Payday Loans Legal In Ackermanville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Ackermanville, PA payday loan calculator

Payday Loans in Ackermanville, Pennsylvania

Payday loans are a form of short-term borrowing that have been popular for many years. They typically involve borrowing a small amount of money to cover expenses until payday, with the intention of repaying the loan in full when the borrower receives their next paycheck. However, payday loans have been banned in Pennsylvania since 2010, and this includes Ackermanville.

What Are Payday Loans?

Payday loans are typically marketed towards individuals who find themselves in need of quick cash. The loans are often small, typically ranging from a few hundred dollars to a couple of thousand dollars, and they come with high interest rates and fees. The borrower is expected to pay back the loan in full, along with interest and fees, on their next payday. The entire process is usually completed within a few weeks.

Payday Loans in Pennsylvania

Payday loans are illegal in Pennsylvania under the state’s Consumer Discount Company Act. This Act caps the interest rate on small loans at 6%, making payday lending unprofitable for lenders. There have been several attempts to legalize payday lending in Pennsylvania, but all attempts have been unsuccessful so far.

It’s important to note that while payday loans are illegal, there are still other borrowing options available in Pennsylvania. These include installment loans, personal loans, and lines of credit from banks and credit unions. These options are generally less expensive and more regulated than payday loans, making them a safer choice for borrowers.

Why Are Payday Loans Prohibited in Pennsylvania?

There are several reasons why payday loans have been banned in Pennsylvania. One of the main reasons is the high interest rates and fees associated with payday loans. These rates can sometimes reach as high as 400%, making it nearly impossible for borrowers to repay the loan in full without falling into debt.

Another reason why payday loans have been banned in Pennsylvania is to protect consumers from predatory lending practices. Payday lenders have been known to target low-income individuals and those with poor credit, as they are more vulnerable to taking out high-interest loans. By banning payday lending, Pennsylvania is protecting these individuals from falling into a cycle of debt and financial instability.

Interesting Facts and Statistics about Payday Loans in Ackermanville, Pennsylvania

  • Payday loans have been banned in Pennsylvania since 2010.
  • According to the Pennsylvania Attorney General’s office, payday lenders have been known to charge interest rates as high as 700%.
  • Borrowers who take out payday loans are often unable to repay the loan in full, leading to a cycle of debt.
  • The average payday loan borrower takes out eight loans per year.

Apply Now

While payday loans are prohibited in Pennsylvania, there are still other borrowing options available for those in need of quick cash. At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time, which is why we offer a free loan matching service to connect you with potential lenders.

Please note that TheGuaranteedLoans is not a direct lender, but a connector service that helps you find lenders that may be able to meet your borrowing needs. Our application process is fast and easy, allowing you to get the cash you need as soon as possible.

To get started, simply fill out our online application, and we’ll do the rest. Our online application is safe and secure, and we only work with reputable lenders to ensure that you’re getting the best possible borrowing experience. Apply now and get connected with potential lenders today!

F.A.Q.

Why are payday loans illegal in Ackermanville, Pennsylvania?

Payday loans are illegal in Ackermanville, Pennsylvania because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Ackermanville, Pennsylvania?

in Ackermanville, Pennsylvania, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.