Payday Loans in Adamstown, Pennsylvania

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No payday loan companies in Adamstown, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 375 S Cedar Crest Blvd, Allentown, PA 18103 +1 (610) 776 - 6422
Walmart Money Center 405 Murtha Dr, Waynesburg, PA 15370
Daniel P Morrissey - Ameriprise Financial Services, LLC 1536 Cornwall Rd, Lebanon, PA 17042 +1 (717) 270 - 6937
Walmart Money Center 20 Industrial Dr, DuBois, PA 15801 +1 (814) 375 - 5000
Arrow Appraisal Affiliates 160 Arch St, Sunbury, PA 17801 +1 (570) 286 - 8888
Citizens Bank 1128 State St, Erie, PA 16501 +1 (814) 453 - 7400
First National Bank 341 Main St, Spartansburg, PA 16434 +1 (814) 654 - 7298
Highway Federal Credit Union 1843 PA-315, Pittston, PA 18640 +1 (570) 602 - 7400
Golden Oak Lending 2009 Mackenzie Way Suite 320, Cranberry Twp, PA 16066 +1 (724) 779 - 4653
First National Bank 8 Edgewood Dr, Greenville, PA 16125 +1 (724) 646 - 3501

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Adamstown, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, No Credit Check Loans in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loan Without a Credit Check in Bethlehem, PA, Payday Loans in Bristol, PA and Short-term Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Adamstown, PA.

Beautiful sights of Adamstown, PA

Payday Loans Available in Adamstown, PA By The Following ZIP Codes:

19501

Are Payday Loans Legal In Adamstown, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Adamstown, PA payday loan calculator

Understanding Payday Loans in Adamstown, Pennsylvania

Payday loans are a type of short-term loan that is typically due on a borrower’s next payday. These loans can be appealing to those who need quick cash, but they often come with high interest rates and fees that can trap borrowers in a cycle of debt. It’s important to note that payday loans are prohibited in Pennsylvania, including in Adamstown.

The Prohibition of Payday Loans in Pennsylvania

Pennsylvania law prohibits payday lenders from operating within the state and offering payday loans to its residents. The Pennsylvania Department of Banking and Securities is responsible for enforcing these laws, and any lender found violating them can be subject to fines or other penalties.

While payday loans may seem like a quick solution to financial problems, the risk of falling into debt and facing financial hardship is much higher. This is why Pennsylvania lawmakers have banned payday loans in an effort to protect its citizens from predatory lending practices.

Alternatives to Payday Loans in Adams County

Despite the prohibition of payday loans, there are still many alternative lending options available to residents of Adamstown in need of financial assistance. One option is to seek help from local non-profit organizations or government agencies that provide emergency financial assistance, such as rent and utility aid or food assistance programs.

Additionally, individuals who need quick access to cash may consider applying for other types of loans such as personal loans, credit cards or overdraft lines of credit. These options may have lower interest rates and fees than payday loans, but borrowers should still be cautious and only borrow what they need and can afford to repay.

Interesting Facts & Statistics About Payday Loans in Adamstown, Pennsylvania

  • In 2016, the average payday loan borrower in Pennsylvania had an annual income of $25,000
  • Payday loans in Pennsylvania can carry interest rates as high as 400% APR
  • In 2018, the Pennsylvania Attorney General’s office received 877 complaints about payday loans

Apply Now with TheGuaranteedLoans Connecting Service

If you are in need of financial assistance, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide you with a loan. Our online application process is quick and easy, and we work with a network of trusted lenders to help find the best loan option for you.

It’s important to note that TheGuaranteedLoans is not a direct lender, but a connecting service. This means that we facilitate connections between borrowers and lenders, but we do not provide loans ourselves. Our goal is to help our users find the best loan option that suits their needs and helps them get back on track financially.

Conclusion

Payday loans may seem like an easy solution to financial troubles, but the risks of falling into a cycle of debt can be high. Fortunately, there are alternative lending options available to Adamstown residents, and TheGuaranteedLoans is here to help connect borrowers with potential lenders. Remember to always borrow responsibly and only what you need and can afford to pay back.

F.A.Q.

Can I be sued for defaulting on a payday loan in Adamstown, Pennsylvania?

No, you cannot be sued for defaulting on a payday loan in Adamstown, Pennsylvania because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Adamstown, Pennsylvania?

No, a payday loan cannot be included in a bankruptcy filing in Adamstown, Pennsylvania because these loans are illegal in the state.