Payday Loans in Arona, Pennsylvania

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No payday loan companies in Arona, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 52 S Fourth St, Hamburg, PA 19526 +1 (610) 562 - 3811
Keystone Financial 1798 Lincoln Way E, Chambersburg, PA 17202 +1 (717) 267 - 7645
Raymond James Financial Services/Ristvey Investment Group 499 N Hermitage Rd, Hermitage, PA 16148 +1 (724) 342 - 3388
PNC Bank 3790 Dryland Way, Easton, PA 18045 +1 (610) 559 - 5322
ACE Cash Express 206 Fifth Ave, Pittsburgh, PA 15222 +1 (412) 201 - 2018
First National Bank 9 Main St, Sharpsville, PA 16150 +1 (724) 962 - 1907
Citizens Bank 3951 Lincoln Hwy E, Downingtown, PA 19335 +1 (610) 873 - 3780
Ualu 354 Federal Cu 271 Armbrust Rd, Youngwood, PA 15697 +1 (724) 925 - 9354
First National Bank 550 Central Ave, Johnstown, PA 15902 +1 (814) 535 - 5536
Diamond Credit Union Pottstown Branch 1600 Medical Dr, Pottstown, PA 19464 +1 (610) 326 - 5490

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Arona, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Payday Loan for Allentown, PA, Same Day Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loans in Bethlehem, PA, 24-Hour Loan in Bristol, PA and Quick Loan in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Arona, PA.

Beautiful sights of Arona, PA

Payday Loans Available in Arona, PA By The Following ZIP Codes:

15617

Are Payday Loans Legal In Arona, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Arona, PA payday loan calculator

Understanding Payday Loans in Arona, Pennsylvania

Payday loans are popular financial products that provide a quick influx of cash for those facing a financial emergency. These loans are short-term in nature and are usually required to be paid back in full within a few weeks or months, along with any interest and fees associated with the loan. However, it is essential to understand that payday loans are prohibited in Pennsylvania, including Arona.

Why are payday loans illegal in Pennsylvania?

In the state of Pennsylvania, payday lenders are prohibited from operating physical locations. This is because the state’s criminal usury law caps the annual percentage rate (APR) on loans at 6%. Payday loans are known to have very high APRs, often in the triple-digits, which makes them illegal in Pennsylvania.

Additionally, the state government believes that these types of loans can be predatory, targeting borrowers who may not be able to pay back the loan on time, which then leads to an ongoing cycle of debt. This can also harm the state’s economy, as many borrowers end up defaulting on these loans, leading to financial distress and even bankruptcy for some.

Alternatives to Payday Loans in Arona, Pennsylvania

Even though payday loans are prohibited in Arona and the rest of Pennsylvania, that does not mean that borrowers do not have access to other forms of credit. Some good alternatives to payday loans include:

  • Credit Union Loans: Credit unions are known to offer affordable loans at much lower interest rates than payday loans. This is because they are not-for-profit organizations that exist to serve their members rather than to make a profit.
  • Personal Loans from Banks: Borrowers can also opt for personal loans from banks or online lenders, which can offer lower interest rates and more flexible repayment options. However, they often have stricter eligibility criteria and longer approval times.
  • Credit Card Cash Advances: Credit card cash advances are another option, although they come with higher interest rates than a standard credit card purchase.

Interesting Stats & Facts

Despite payday loans being illegal in Pennsylvania, it is still interesting to note that:

  • According to a Pew Charitable Trusts research, 12 million people use payday loans each year in the United States.
  • Pennsylvania is one of 18 states that have banned payday lending entirely.
  • In 2018, the average payday loan borrower had an income of approximately $30,000 per year.
  • The typical payday loan is $375 and carries an average fee of $55 for each two-week loan term.

Apply Now

Are you currently facing a financial emergency in Arona, Pennsylvania? While payday loans are not accessible, we can help connect you with potential lenders for other forms of credit. TheGuaranteedLoans is a connector service that will facilitate your connection with potential lenders. Apply online now and see if we can connect you with a lender that meets your financial needs.

F.A.Q.

Where can I get more information about payday loans in Arona, Pennsylvania?

More information about payday loans in Arona, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Arona, Pennsylvania?

No, payday loans are prohibited in Arona, Pennsylvania.