Payday Loans in Atlantic, Pennsylvania

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No payday loan companies in Atlantic, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
The Farmers National Bank of Emlenton 612 Main St, Emlenton, PA 16373 +1 (877) 862 - 9270
ACE Cash Express 4528 Liberty Ave, Pittsburgh, PA 15224 +1 (412) 621 - 5968
First National Bank 51 Hadley Rd, Greenville, PA 16125 +1 (724) 589 - 6740
PNC Bank 1015 S Bethlehem Pike, Ambler, PA 19002 +1 (215) 654 - 6181
Elderton State Bank Mid-Towne Plaza, 1906 River Rd, North Apollo, PA 15673 +1 (724) 478 - 2111
First National Bank 101 N Main St, Shenandoah, PA 17976 +1 (570) 462 - 1983
Homeside Financial 320 Rolling Ridge Dr STE 202, State College, PA 16801 +1 (814) 364 - 9262
1ST SUMMIT BANK 404 N Center Ave, Somerset, PA 15501 +1 (814) 444 - 1413
Horizon Federal Credit Union 1007 E 3rd St, Williamsport, PA 17701 +1 (570) 326 - 3636
Timberland Federal Credit Union 8764 Clearfield Curwensville Hwy, Clearfield, PA 16830 +1 (814) 371 - 2676

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Atlantic, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Abington, PA, Payday Loans in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, No Credit Check Loans in Bethel Park, PA, 24-Hour Loan in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Atlantic, PA.

Payday Loans Available in Atlantic, PA By The Following ZIP Codes:

16111

Are Payday Loans Legal In Atlantic, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Atlantic, PA payday loan calculator

When in need of quick cash, a payday loan can seem like an ideal solution. However, they are illegal in the state of Pennsylvania. Atlantic, Pennsylvania is no exception.

What are payday loans?

A payday loan is a short-term, high-interest loan usually offered for small amounts of money. They are typically offered to individuals who need quick access to cash and have exhausted other loan options. The borrower promises to pay back the loan with their next paycheck.

Payday loans can seem like an easy solution to a financial problem, but they are often accompanied by high-interest rates and fees. This can lead to a cycle of debt, leaving the borrower worse off than before they took out the loan.

The illegality of payday loans in Atlantic, Pennsylvania

In Pennsylvania, payday loans have been illegal for many years. Under state law, lenders are prohibited from charging interest rates that exceed a certain cap. In addition, payday loans are not considered legal because they do not meet the state’s requirements regarding lending practices.

As such, no payday loan stores are operating in Atlantic, Pennsylvania. It is important for individuals to be aware of this fact and seek out other options when in need of quick cash.

Alternatives to payday loans in Atlantic, Pennsylvania

While payday loans may not be an option in Atlantic, Pennsylvania, there are other alternatives available to individuals who need quick access to cash. Some of these may include:

  • Personal loans from a local financial institution
  • Credit card advances
  • Borrowing money from friends or family members
  • Selling unwanted items for cash

It is important for individuals to explore their options and carefully consider the terms and conditions of any loan before borrowing money. This can help ensure that they do not find themselves in a cycle of debt that can be difficult to break.

Interesting facts and statistics

  • The average payday loan APR in Pennsylvania is 591%.
  • Payday loans trap borrowers in an average of ten loans per year in Pennsylvania.
  • The majority of payday loan borrowers in Pennsylvania have an average annual income of less than $30,000.
  • The average payday loan in Pennsylvania is $375.
  • The Pennsylvania Supreme Court has ruled that lenders who offer payday loans with interest rates exceeding 6% are breaking the law.

These facts and statistics highlight the dangers and risks associated with payday loans. It is important for individuals to be aware of the risks involved and avoid falling into a cycle of debt.

Apply Now

If you are in need of quick cash, TheGuaranteedLoans can help connect you with a potential lender. We offer a simple and easy-to-use online application process, allowing you to submit your application quickly and easily.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of lenders who can provide you with the loan you need.

Apply now and get connected with a potential lender today!

F.A.Q.

Why are payday loans illegal in Atlantic, Pennsylvania?

Payday loans are illegal in Atlantic, Pennsylvania because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Atlantic, Pennsylvania?

in Atlantic, Pennsylvania, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.