Payday Loans in Auburn, Pennsylvania

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No payday loan companies in Auburn, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
STC Settlement Services 226 Main St 4, Irwin, PA 15642 +1 (724) 216 - 9412
loanDepot 2090 Linglestown Rd 103, Harrisburg, PA 17110 +1 (717) 678 - 6370
Northwest Bank Drive-Through 319 W Central Ave, Titusville, PA 16354 +1 (814) 827 - 3671
Radian Settlement Services Inc. 1000 GSK Dr 210, Coraopolis, PA 15108 +1 (800) 646 - 8258
BB&T 159 E High St, Pottstown, PA 19464 +1 (610) 323 - 6100
Matesich Financial Services 1235 S Center St Ext, Grove City, PA 16127 +1 (724) 458 - 4405
KeyBank 101 W Ridge Pike, Conshohocken, PA 19428 +1 (610) 832 - 9302
First Commonwealth Bank 1913 N Juniata St, Hollidaysburg, PA 16648 +1 (814) 696 - 1421
Mid Penn Bank 349 Union St, Millersburg, PA 17061 +1 (717) 692 - 2133
Craig Hummer - Epharta National Bank 1 N Penryn Rd, Manheim, PA 17545 +1 (717) 738 - 5440

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Auburn, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Pittsburgh, PA, Payday Loans in Reading, PA, No Credit Check Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Quick Loan in Wilkes-Barre, PA and Online Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Auburn, PA.

Payday Loans Available in Auburn, PA By The Following ZIP Codes:

17922

Are Payday Loans Legal In Auburn, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Auburn, PA payday loan calculator

Understanding Payday Loans in Auburn, Pennsylvania

Are you strapped for cash and considering taking out a payday loan in Auburn, Pennsylvania? While payday loans may seem like a quick fix, it’s important to understand that they are actually illegal in Pennsylvania. In this article, we’ll explore the reasons for this and provide alternative options to meet your financial needs.

What are payday loans?

Payday loans are short-term loans that typically must be paid back by your next paycheck. They are known for their high interest rates and fees, making them an expensive option for borrowing money. In some states, these loans are legal, but in Pennsylvania, they are prohibited by law.

Why are payday loans illegal in Pennsylvania?

In 2010, Pennsylvania passed the “Check Cashers Licensing Act”, which prohibited payday lenders from operating in the state. The law was enacted to protect consumers from the predatory lending practices often associated with payday loans. These lenders would often charge exorbitant interest rates and fees, trapping borrowers in a cycle of debt that was almost impossible to escape.

Alternative options for borrowing money in Auburn, Pennsylvania

If you’re in need of quick cash in Auburn, Pennsylvania, there are other options available to you. Here are a few to consider:

Credit unions: Credit unions are not-for-profit financial institutions that offer loans and other financial services. They often have lower fees and interest rates than traditional banks.

Personal loans: Personal loans are another option for borrowing money. They are typically offered by banks, credit unions, and online lenders. Personal loans may have lower interest rates and fees than payday loans, but they may also require a higher credit score.

Credit cards: If you have a credit card, you may be able to use it to borrow money. While credit cards often have high interest rates, they may be a cheaper option than payday loans.

The dangers of payday loans

While payday loans may seem like a quick fix for your financial troubles, they can actually do more harm than good. Here are a few dangers to consider before taking out a payday loan:

High interest rates: Payday loans often come with interest rates of 400% or more. This means that if you borrow $500, you could end up paying back $2,000 or more.

Hidden fees: Payday lenders often bury hidden fees in their loan agreements. These fees can add up quickly and make it even harder to pay back the loan.

Debt cycle: Because payday loans must be paid back by your next paycheck, many borrowers find themselves unable to pay back the loan and end up taking out another loan to cover the first one. This cycle can continue indefinitely, trapping borrowers in a cycle of debt.

Interesting facts and statistics about payday loans in Auburn, Pennsylvania

While payday loans are illegal in Pennsylvania, there are still many people who use them in other states. Here are a few interesting facts and statistics about payday loans in the United States:

  • The average payday loan amount in the United States is $350.
  • Payday lenders make around $46 billion in loans each year.
  • 12 million Americans take out payday loans each year.
  • The average payday loan borrower takes out 8 loans per year.

Apply now

If you’re in need of quick cash, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we’ll do the rest. Please note that we are a connector service, not a direct lender. We work with a network of lenders to help you find the best loan option for your needs.

Conclusion

While payday loans may seem like a tempting option for quick cash, it’s important to remember that they are illegal in Pennsylvania for a reason. They often come with high interest rates and fees that can trap borrowers in a cycle of debt. Instead, consider alternative options like credit unions, personal loans, or credit cards to meet your financial needs. And if you need help finding a loan, TheGuaranteedLoans is here to help.

F.A.Q.

Can I be sued for not paying back a payday loan in Auburn, Pennsylvania?

Because payday loans are illegal in Auburn, Pennsylvania, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Auburn, Pennsylvania?

No, payday loan lenders cannot garnish your wages in Auburn, Pennsylvania because payday loans are illegal in the state.