Payday Loans in Bakerstown, Pennsylvania

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No payday loan companies in Bakerstown, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 74 E Tioga St, Tunkhannock, PA 18657 +1 (570) 836 - 5555
PNC Bank 2485 Memorial Hwy, Dallas, PA 18612 +1 (570) 675 - 5242
Firstrust Bank 725 W Lancaster Ave, Bryn Mawr, PA 19010 +1 (610) 519 - 2265
First National Bank 92 Brooklyn St # 3, Carbondale, PA 18407 +1 (570) 282 - 2276
Somerset Abstract Co Ltd 124 N Center Ave, Somerset, PA 15501 +1 (814) 445 - 9525
Bergey's Ford of Ambler 700 N Bethlehem Pike, Ambler, PA 19002 +1 (215) 793 - 3700
PNC Bank 1 W Church St, Uniontown, PA 15401 +1 (724) 437 - 1526
Santander Bank 1415 Old York Rd, Abington, PA 19001 +1 (215) 887 - 8010
NE PA Community Federal Credit Union 337 Clay Ave, Stroudsburg, PA 18360 +1 (570) 421 - 5585
Check Cashing Plus 300 S George St, York, PA 17401 +1 (717) 846 - 2588

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bakerstown, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loan Without a Credit Check in Norristown, PA and Payday Loan Without a Credit Check in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bakerstown, PA.

Payday Loans Available in Bakerstown, PA By The Following ZIP Codes:

15007

Are Payday Loans Legal In Bakerstown, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bakerstown, PA payday loan calculator

Exploring Payday Loans in Bakerstown, Pennsylvania

If you’re in need of quick cash, you may be wondering if a payday loan is the right solution for you. However, before you consider applying for a payday loan in Bakerstown, Pennsylvania, it’s important to understand that these types of loans are prohibited in the state. Let’s take a closer look at what payday loans are, why they are banned in Pennsylvania, and what alternative options you have.

What are Payday Loans?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. These types of loans are usually for small amounts, such as $500 or less, and come with high interest rates and fees. In many cases, borrowers are required to give the lender access to their bank account or provide a post-dated check for the full amount of the loan, plus the fees and interest.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans have been banned in Pennsylvania since 2010 due to their high interest rates and potential for predatory lending practices. The state’s Department of Banking and Securities has stated that payday loans are illegal in Pennsylvania because they violate the state’s lending laws that cap interest rates at 6% for licensed lenders and 24% for unlicensed lenders.

Alternatives to Payday Loans in Bakerstown, Pennsylvania

Even though payday loans are prohibited in Pennsylvania, there are still alternative options available if you need quick cash. Some of these include:

1. Personal Loans: Personal loans can be obtained from banks, credit unions, or online lenders. These loans typically have lower interest rates than payday loans and can be paid back over a longer period of time.

2. Credit Cards: If you have a credit card, you can use it to make purchases or get a cash advance. While the interest rates on cash advances are typically high, they are still lower than payday loan rates.

3. Borrow from Friends or Family: While it may be uncomfortable to ask for money from loved ones, borrowing from them can be a viable alternative to payday loans.

Interesting Facts and Statistics about Payday Loans in Bakerstown, Pennsylvania

  • The APR for payday loans in Pennsylvania can range from 200% to 300%.
  • In 2010, a law went into effect that made payday loans illegal in Pennsylvania.
  • Pennsylvania is one of 14 states that have banned payday loans.
  • Payday lenders in Pennsylvania have been known to charge interest rates as high as 1,000%.

Apply Now

While we do not offer payday loans, TheGuaranteedLoans is a connector service that can help you find a lender who may be able to offer you alternative options. Our online application process is quick and easy, and we work with a network of trusted lenders who can help you get the money you need. So why wait? Click the link below to start your application today.

Note: TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Instead, we work to connect borrowers with potential lenders. We do not charge any fees for our services.

F.A.Q.

Can I still be charged fees on a payday loan in Bakerstown, Pennsylvania?

No, you cannot be charged fees on a payday loan in Bakerstown, Pennsylvania because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Bakerstown, Pennsylvania?

No, you cannot be evicted from your home for taking out a payday loan in Bakerstown, Pennsylvania because these loans are illegal in the state.