Payday Loans in Beallsville, Pennsylvania

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No payday loan companies in Beallsville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Jackson Hewitt Tax Service 1321 N Atherton St Suite 1, State College, PA 16803 +1 (814) 231 - 3287
AmeriServ Financial Bank 4206 Crawford Ave 1, Northern Cambria, PA 15714 +1 (800) 837 - 2265
Priority First Federal Credit Union 214 N 2nd St, Clearfield, PA 16830 +1 (814) 765 - 6315
Howard Hanna Coudersport 336 Route 6 West Suite 1, Coudersport, PA 16915 +1 (814) 260 - 1464
Mill Street Insurance Group AutoHomeBusiness 213 Mill St, Bristol, PA 19007 +1 (215) 788 - 2018
PNC Bank 101 E Front St, Berwick, PA 18603 +1 (570) 759 - 6000
United Check Cashing 1142 Franklin Mills Cir, Philadelphia, PA 19154 +1 (215) 281 - 0877
WSFS Bank 1200 Township Line Rd, Havertown, PA 19083 +1 (610) 449 - 4254
United Check Cashing 1155 N 9th St, Stroudsburg, PA 18360 +1 (570) 517 - 0800
Keystone Financial Management 112 S Broad St, Nazareth, PA 18064 +1 (610) 530 - 2112

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Beallsville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loan for Erie, PA, Payday Loans in Harrisburg, PA, Payday Loan for Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, No Credit Check Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beallsville, PA.

Payday Loans Available in Beallsville, PA By The Following ZIP Codes:

15313

Are Payday Loans Legal In Beallsville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Beallsville, PA payday loan calculator

Payday Loans in Beallsville, Pennsylvania: What You Need to Know

Payday loans are a type of short-term loan that is typically used by individuals who need to borrow money quickly and without a lot of paperwork. However, in Pennsylvania, payday loans are prohibited by law. Although it may be tempting to look for a payday loan in Beallsville, Pennsylvania, it is important to explore other options available to you.

Why Payday Loans are Prohibited in Pennsylvania

Payday loans were originally designed to help individuals who needed to bridge the gap between paychecks. However, payday loans have been criticized for charging high interest rates and fees, and for trapping borrowers in a cycle of debt. In Pennsylvania, payday loans are prohibited under the Check Cashing Licensing Act of 1998, which caps interest rates at 6% for loans under $25,000. This means that payday lenders cannot legally operate in Pennsylvania.

The Cost of Payday Loans

Although payday loans are not legal in Pennsylvania, it is important to understand the costs associated with these types of loans. In states where payday loans are legal, lenders typically charge a fee of $15 per $100 borrowed. This may not sound like a lot, but when you consider that the loan must be repaid in full within two weeks, the interest rate is actually over 300% annually. This is why it is important to explore other options, such as borrowing from a bank or credit union, before considering a payday loan.

Alternative Options

If you need to borrow money, there are other options available to you in Beallsville, Pennsylvania. Credit unions and community banks typically offer loans with lower interest rates and fees than payday lenders. Additionally, you may be able to negotiate a payment plan with your creditors or seek assistance from a nonprofit credit counseling agency.

Interesting Facts about Payday Loans in Beallsville, Pennsylvania

  • According to the Pennsylvania Department of Banking and Securities, there were no licensed payday lenders in the state as of January 2021.
  • The average APR (annual percentage rate) for payday loans in states where they are legal is 391%.
  • In 2019, the Consumer Financial Protection Bureau (CFPB) proposed changes to the payday lending regulations that would have made it easier for lenders to offer high-interest loans to consumers. However, the proposed changes were ultimately rejected.

Apply Now

If you need to borrow money, there are options available to you. At TheGuaranteedLoans, we can help you connect with potential lenders who may be able to offer you a loan that meets your needs. Keep in mind that we are not a direct lender, but rather a connector service that can help facilitate your loan application process.

To get started, simply fill out our online application form. We’ll ask you a few questions about your financial situation and loan needs, and then match you with potential lenders who may be able to help. Applying for a loan through TheGuaranteedLoans is easy, convenient, and secure.

Conclusion

Although payday loans are prohibited in Pennsylvania, there are other options available to individuals who need to borrow money quickly. By exploring alternative options, you may be able to find a loan with better terms and lower interest rates than a payday loan. If you do decide to apply for a loan, be sure to read the terms and conditions carefully and understand the costs associated with the loan before accepting any offers.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Beallsville, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Beallsville, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Beallsville, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Beallsville, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.