Payday Loans in Bendersville, Pennsylvania

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No payday loan companies in Bendersville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
1ST SUMMIT BANK 924 Main St, Portage, PA 15946 +1 (814) 736 - 9655
Huntington Mortgage Group 700 Lawrence Ave, Ellwood City, PA 16117 +1 (724) 758 - 5171
Fran Brolley - Raymond James 3813 West Chester Pike, Newtown Square, PA 19073 +1 (877) 958 - 6937
Scranton Times Downtown Federal Credit Union 129 Penn Ave, Scranton, PA 18503 +1 (570) 348 - 9192
TruMark Financial Credit Union - Wayne Gateway Shopping Center Gateway Shopping Center, 115 Swedesford Rd, Wayne, PA 19087 +1 (877) 878 - 6275
Raymond James Financial Services 287 Pittsburgh Rd, Butler, PA 16003 +1 (724) 287 - 7295
First National Bank 281 Church St, Suite B, Montrose, PA 18801 +1 (570) 278 - 3824
United States Postal Service 27 Church St, Dunbar, PA 15431 +1 (800) 275 - 8777
Fulton Bank 835 N 4th St, Sunbury, PA 17801 +1 (570) 286 - 7733
Community Bank, N.A. 406 S Main St, Wilkes-Barre, PA 18701 +1 (570) 825 - 1373

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bendersville, PA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Chester, PA, Payday Loans in Erie, PA, Guaranteed Loans in Harrisburg, PA, 24-Hour Loan in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loan Without a Credit Check in Levittown, PA, Payday Loans in Norristown, PA and No Credit Check Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bendersville, PA.

Beautiful sights of Bendersville, PA

Payday Loans Available in Bendersville, PA By The Following ZIP Codes:

17306

Are Payday Loans Legal In Bendersville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bendersville, PA payday loan calculator

Exploring Payday Loans in Bendersville, Pennsylvania

If you’re a resident of Bendersville in Pennsylvania, you may have noticed that payday loans seem to have become a popular option for many people in need of quick cash. However, it’s important to note that payday loans are illegal in Pennsylvania. In this article, we’ll explore what payday loans are, why they’re prohibited in the state, and what alternative options you can consider if you’re in need of financial assistance.

Understanding Payday Loans

Payday loans are short-term loans that typically range from $50 to $1,000. They’re meant to provide borrowers with emergency cash they can use to cover unexpected expenses, such as car repairs or medical bills. In exchange for the loan, borrowers typically give lenders access to their checking account or write a post-dated check. The loan must be repaid on the borrower’s next payday, which is typically within two weeks.

Why Payday Loans Are Prohibited in Pennsylvania

In 2010, Pennsylvania passed a law that banned payday lending in the state. The interest rates charged by payday lenders were deemed to be excessively high, with some lenders charging upwards of 700% APR. Additionally, the short-term nature of these loans often resulted in borrowers getting caught in a cycle of debt they had difficulty escaping.

Alternative Options

If you’re in need of financial assistance in Bendersville, there are a few options available to you that are legal and safer than payday loans.

  • Credit Union Loans – Many credit unions offer short-term loans to members who are in need of quick cash. These loans typically have lower interest rates and fees than payday loans, making them a more affordable option.
  • Pawn Shop Loans – If you have valuable items such as jewelry or electronics, you can take them to a pawn shop and receive a loan in exchange. The amount of the loan will depend on the value of the item you’re pawning, and you’ll have a set amount of time to repay the loan and retrieve your item.
  • Personal Loans – You can apply for a personal loan from a bank or online lender. These loans typically have longer repayment terms than payday loans, and interest rates vary depending on your credit score.
  • Credit Counseling – If you’re struggling with debt, credit counseling can help you understand your options and create a plan to pay off your debts without resorting to payday loans.

Facts and Statistics

Did you know that according to a report by the Center for Responsible Lending, the average payday borrower in Pennsylvania takes out eight loans per year and pays an average APR of 391%? Additionally, the report found that payday lending costs Pennsylvania families more than $400 million in fees every year.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can cause stress and anxiety. That’s why we offer a simple online application process that can connect you with potential lenders. Whether you’re looking for a personal loan or an alternative option, we can help. Remember, we are a connector service, not a direct lender. We’ll work to find you a lender that fits your needs, and you can receive funds as soon as the next business day.

Conclusion

In conclusion, while payday loans may seem like an easy solution to financial problems, they’re typically more trouble than they’re worth. With alternatives like credit union loans and personal loans, you can get the money you need without incurring high interest rates and fees. Remember to do your research and choose the option that’s best for your unique situation. And, if you need assistance, TheGuaranteedLoans is here to help.

F.A.Q.

Can a payday loan company report me to a credit bureau in Bendersville, Pennsylvania?

No, a payday loan company cannot report you to a credit bureau in Bendersville, Pennsylvania because these loans are illegal in the state.

Can a payday loan company take me to court in Bendersville, Pennsylvania?

No, a payday loan company cannot take you to court in Bendersville, Pennsylvania because these loans are illegal in the state.