Payday Loans in Bigler, Pennsylvania

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No payday loan companies in Bigler, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 16652 Conneaut Lake Rd, Meadville, PA 16335 +1 (814) 724 - 1494
SecondHalf Coach Wealth Management 2519 Ligonier St, Latrobe, PA 15650 +1 (724) 537 - 2799
Mifflinburg Bank & Trust 415 Mahoning St, Milton, PA 17847 +1 (570) 742 - 2265
Dollar Bank Richland Mall, 5375 William Flinn Hwy, Gibsonia, PA 15044 +1 (724) 443 - 0250
Northwest Bank 744 S Broad St, Lititz, PA 17543 +1 (717) 625 - 3001
BB&T 3421 Carlisle Rd, Dover, PA 17315 +1 (717) 292 - 9605
One Stop Pawn Shop 34 W Main St, Norristown, PA 19401 +1 (610) 272 - 7680
Pennstar Federal Credit Union 139 N Diamond St, Mercer, PA 16137 +1 (724) 981 - 2973
Spring Ridge Financial Group 1210 Broadcasting Rd, Reading, PA 19610 +1 (610) 743 - 3484
HR Auto Sales 4050 Columbia Ave, Columbia, PA 17512 +1 (717) 468 - 2308

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bigler, PA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Pittsburgh, PA, Quick Loan in Reading, PA, Payday Loans in Scranton, PA, Payday Loans in State College, PA, Online Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and 24-Hour Loan in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bigler, PA.

Payday Loans Available in Bigler, PA By The Following ZIP Codes:

16825

Are Payday Loans Legal In Bigler, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bigler, PA payday loan calculator

Understanding Payday Loans in Bigler, Pennsylvania

Payday loans are small-dollar, short-term loans often used to cover unexpected expenses or financial emergencies. These loans typically have high interest rates and fees, and are generally due on the borrower’s next payday. However, it’s important to note that payday loans are prohibited in the state of Pennsylvania, including Bigler.

Why Are Payday Loans Prohibited in Pennsylvania?

In 2018, the Pennsylvania Attorney General’s office released a statement stressing the fact that payday loans are, in fact, illegal in the state. This decision was made to protect consumers from the predatory lending practices that often accompany payday loans. According to the statement, payday loans often come with interest rates as high as 400%, making them difficult to repay and potentially trapping borrowers in a cycle of debt. Additionally, payday lenders have been known to exploit vulnerable consumers and take advantage of their financial situations.

Alternatives to Payday Loans in Bigler, Pennsylvania

While payday loans are not an option in Bigler, there are several alternatives available to residents who may need financial assistance. One such option is a personal installment loan. Unlike payday loans, which are due in full on the next payday, personal installment loans allow borrowers to repay the loan over a longer period of time. These loans often have lower interest rates and fees as well, making them a more affordable option.

Credit Union Loans

Credit unions in Bigler, Pennsylvania are another alternative to consider. Many credit unions offer small-dollar loans with reasonable interest rates and repayment terms that are manageable for borrowers. Some credit unions may even offer financial counseling or other resources to help borrowers manage their finances and avoid financial struggles in the future.

Assistance Programs

Assistance programs may also be available to residents of Bigler who are facing financial hardship. These programs can offer a variety of services, including food assistance, housing assistance, and financial counseling. Residents can contact their local government offices or social service agencies to inquire about available programs.

Facts and Statistics

  • The average interest rate for a payday loan in the United States is 391%.
  • In 2019, 12 million Americans used payday loans, with an average loan amount of $375.
  • In Pennsylvania, the state government has been actively working to crack down on predatory lending practices, including those associated with payday loans.
  • In the United States, 46% of payday loan borrowers end up defaulting on their loans, further damaging their credit scores and financial stability.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans can help. As a connector service, we work with potential lenders to help you find the right loan for your needs. Rather than dealing with the stress of finding a lender on your own, let us do the hard work for you. Fill out our online application today and get connected with a potential lender within minutes.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not provide loans directly. We only connect borrowers with potential lenders who may be able to offer the loans they need. Additionally, it’s critical that borrowers read all loan agreement documents carefully, including all terms and conditions, before accepting any loan offers.

Conclusion

While payday loans are not an option for residents of Bigler, Pennsylvania, there are still plenty of alternatives available. By exploring these options and making informed decisions, consumers can get the financial assistance they need without falling victim to predatory lending practices. Remember to read all documents carefully and work with reputable lenders and connector services like TheGuaranteedLoans to make the process as smooth and stress-free as possible.

F.A.Q.

What are the alternatives to payday loans in Bigler, Pennsylvania?

Consumers in Bigler, Pennsylvania can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Bigler, Pennsylvania?

Payday loans are prohibited in Bigler, Pennsylvania due to their high interest rates and fees, which can trap consumers in a cycle of debt.