Payday Loans in Birchrunville, Pennsylvania

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No payday loan companies in Birchrunville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Slovenian Savings & Loan Association 585 Goucher St, Johnstown, PA 15905 +1 (814) 255 - 4130
Long's Prospect Auto Body 733 Chester Pike 1509, Prospect Park, PA 19076 +1 (610) 532 - 3920
Univest Bank and Trust Co. 10 W Broad St, Souderton, PA 18964 +1 (215) 721 - 2464
Walmart Money Center 100 Supercenter Dr, Clearfield, PA 16830
F&M Trust 700 E High St, Carlisle, PA 17013 +1 (717) 249 - 0526
Keystone Lending Alliance 6021 Wallace Rd Extension, Wexford, PA 15090 +1 (724) 934 - 3394
HomeSale Mortgage, LLC 131 Centerville Rd, Lancaster, PA 17603 +1 (717) 286 - 9936
BHCU 501 Industrial Hwy, Ridley Park, PA 19078 +1 (610) 595 - 2929
Members 1st Federal Credit Union 325 S 10th St, Lemoyne, PA 17043 +1 (800) 237 - 7288
Southwest Communities FCU 213 Pine St, Carnegie, PA 15106 +1 (412) 276 - 5379

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Birchrunville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Chester, PA, Payday Loans in Erie, PA, Online Loans in Harrisburg, PA, Same Day Loans in Haverford, PA, Same Day Loans in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Birchrunville, PA.

Are Payday Loans Legal In Birchrunville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Birchrunville, PA payday loan calculator

Everything You Need to Know About Payday Loans in Birchrunville, Pennsylvania

When you’re short on cash and need a quick solution to pay your bills, payday loans may seem like an attractive option. Unfortunately, while payday loans are legal in many states, Pennsylvania is not one of them. That means lenders cannot offer payday loans to Pennsylvania residents, including those in Birchrunville.

What are Payday Loans?

Payday loans are short-term loans designed to help individuals who need cash quickly. These loans generally have a due date that coincides with the borrower’s next payday, hence the name “payday loan.” Borrowers typically write a post-dated check or provide their lender with their bank account information as collateral for the loan.

Unlike traditional loans that require a credit check, payday loans typically have few requirements, which makes them an attractive option for those who may not have the best credit. However, payday loans are known for their high interest rates and fees, which can make them incredibly expensive. In some cases, payday loans can have interest rates well into the triple digits.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in Pennsylvania due to the state’s consumer protection laws. These laws are designed to prevent predatory lending practices and protect Pennsylvania residents against high interest rates and fees.

Interesting Facts about Payday Loans in Pennsylvania

  • In 2016, Pennsylvania passed legislation prohibiting payday loans in the state.
  • Prior to the ban, payday lenders charged an average interest rate of 391% in Pennsylvania.
  • Despite the ban, some lenders may still attempt to offer payday loans to Pennsylvania residents through online or out-of-state lenders.
  • In 2018, a Pew Charitable Trusts poll found that 58% of Pennsylvania residents supported the state’s ban on payday loans.

Alternatives to Payday Loans in Birchrunville

While payday loans may not be an option in Pennsylvania, there are alternatives available to those who need quick cash. Here are a few options to consider:

Installment loans

Installment loans are another type of short-term loan that allows borrowers to repay the loan over a longer period of time. Unlike payday loans, installment loans generally have lower interest rates and fees, making them a more affordable option.

Credit counseling

If you’re struggling with debt, credit counseling may be a good option. Credit counseling services can help you create a budget and develop a debt repayment plan that works for your specific financial situation.

Credit cards

If you have a credit card, you may be able to use it to pay your bills or make purchases. While credit cards often have high interest rates, they can be a more affordable option compared to payday loans.

Apply Now

If you need help finding a loan in Birchrunville, Pennsylvania, TheGuaranteedLoans is here to assist you. As a connection service, we can help you connect with potential lenders who may be able to offer you the cash you need. To get started, simply fill out our online application, and we will work to match you with a lender who meets your needs.

Remember that payday loans are not an option in Pennsylvania, so it’s important to explore other alternatives. With the help of TheGuaranteedLoans, you can find a loan that fits your budget and financial situation.

F.A.Q.

Can I take out a payday loan online in Birchrunville, Pennsylvania?

No, even if the lender is located outside of Pennsylvania, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Birchrunville, Pennsylvania?

No, it is illegal to use a payday loan from another state in Birchrunville, Pennsylvania.