Payday Loans in Bowers, Pennsylvania

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No payday loan companies in Bowers, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 900 Commerce Blvd, Dickson City, PA 18519 +1 (570) 383 - 2354
Thomas Christopher - Raymond James 161 Washington St, Conshohocken, PA 19428 +1 (610) 897 - 2710
Rob's Auto Repair 5316 National Pike 1, Markleysburg, PA 15459 +1 (724) 329 - 5670
The Dime Bank 1679 Cochecton Turnpike, Damascus, PA 18415 +1 (570) 224 - 6300
BB&T 3421 Carlisle Rd, Dover, PA 17315 +1 (717) 292 - 9605
Financial Exchange Co of Pa 2200 Washington Ave, Philadelphia, PA 19146 +1 (215) 985 - 0303
Pete Loncar - Raymond James 446 3rd St, Beaver, PA 15009 +1 (724) 987 - 6755
UKRFCU - Ukrainian Selfreliance Federal Credit Union 221 W St Rd, Feasterville-Trevose, PA 19053 +1 (215) 725 - 4430
Fulton Bank 2017 N Atherton St, State College, PA 16803 +1 (814) 272 - 0166
Northwest Consumer Discount Co 2055 W 8th St, Erie, PA 16505 +1 (814) 454 - 9925

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bowers, PA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Chester, PA, Emergency Loan in Erie, PA, Payday Loans in Harrisburg, PA, Payday Loan Companies in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loan Companies in Levittown, PA, 24-Hour Loan in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bowers, PA.

Payday Loans Available in Bowers, PA By The Following ZIP Codes:

19511

Are Payday Loans Legal In Bowers, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bowers, PA payday loan calculator

Understanding Payday Loans in Bowers, Pennsylvania

Payday loans, also known as cash advances or paycheck advances, are typically small-dollar loans used to cover unexpected expenses or bridge the gap between paychecks. These loans are short-term and usually due on the borrower’s next payday, although some lenders may offer longer repayment terms.

However, it’s important to note that payday loans are prohibited in Pennsylvania. Under state law, lenders are not allowed to offer payday loans to residents of Bowers or any other city in Pennsylvania.

Why are Payday Loans Prohibited in Pennsylvania?

The state of Pennsylvania has enacted strict consumer protection laws to prevent predatory lending practices. These laws regulate the rates and fees that lenders can charge, making it difficult for payday lenders to operate profitably within the state.

As a result, payday loans are not available to residents of Bowers, Pennsylvania. Any lender that attempts to offer a payday loan to a Pennsylvania resident is operating outside of the law and should be avoided.

What Are the Alternatives to Payday Loans in Bowers, Pennsylvania?

If you’re facing an unexpected expense or need to bridge the gap between paychecks, there are several alternatives to payday loans in Bowers, Pennsylvania. Some options to consider include:

  • Personal Loans: If you have good credit, a personal loan from a bank or credit union could be a more affordable alternative to a payday loan.
  • Credit Cards: If you have a credit card with an available balance, you could use it to cover unexpected expenses.
  • Installment Loans: Some lenders offer installment loans with longer repayment terms than payday loans. These loans can be an option if you need more time to repay the loan.
  • Friends and Family: If you have a close friend or family member who is willing to lend you money, this could be a better option than taking out a payday loan.

Interesting Facts and Statistics

  • The average payday loan borrower takes out eight loans per year, with a total loan amount of $375 each time.
  • Payday loan borrowers spend approximately $520 in fees and interest, on average, to borrow $375.
  • The payday lending industry generates approximately $9 billion in fees annually.
  • A 2018 survey found that 41% of borrowers needed a cash advance to cover unexpected expenses, while 20% needed a cash advance to cover regular expenses.

Apply Now

If you need financial assistance, TheGuaranteedLoans can help connect you with potential lenders who may be able to help. We are a connector service, not a direct lender, and we take pride in providing our customers with access to a network of trusted lenders.

Simply fill out our online application to get started. We’ll do our best to match you with a lender who can provide the financial assistance you need.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Bowers, Pennsylvania?

No, taking out an illegal payday loan in Bowers, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Bowers, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Bowers, Pennsylvania.