Payday Loans in Bradenville, Pennsylvania

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No payday loan companies in Bradenville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Ace Check Cashing 1130 Bristol Pike, Bensalem, PA 19020 +1 (215) 638 - 9994
KeyBank 278 Main St, Harleysville, PA 19438 +1 (215) 256 - 6500
44 Business Capital 1787 Sentry Pkwy W #200, Blue Bell, PA 19422 +1 (215) 985 - 4400
Tri County Area Federal Credit Union 1550 Medical Dr, Pottstown, PA 19464 +1 (610) 326 - 3705
First National Bank 8 Edgewood Dr, Greenville, PA 16125 +1 (724) 646 - 3501
Kase FCU 110 Grant Ave, Vandergrift, PA 15690 +1 (724) 568 - 1697
Rite Aid 207 Route 6 West, Coudersport, PA 16915 +1 (814) 274 - 0439
MCG 275 E Street Rd, Feasterville-Trevose, PA 19053 +1 (215) 390 - 0636
Athens Alternative Lending Solutions 1108 S Braddock Ave, Pittsburgh, PA 15218 +1 (412) 501 - 6710
Pennstar Bank 736 Main St, Dickson City, PA 18519 +1 (570) 489 - 7519

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradenville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Bad Credit Loans in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loan Companies in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradenville, PA.

Beautiful sights of Bradenville, PA

Payday Loans Available in Bradenville, PA By The Following ZIP Codes:

15620

Are Payday Loans Legal In Bradenville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bradenville, PA payday loan calculator

Payday Loans in Bradenville, Pennsylvania: What You Need to Know

Payday loans, also known as cash advances or payday advances, are a type of short-term loan that is typically due on the borrower’s next payday. These loans are often marketed as a quick and easy way to get cash when you need it, but they can come with high fees and interest rates, making them difficult to repay for some borrowers. In Pennsylvania, however, payday loans are prohibited by law.

What is a Payday Loan?

A payday loan is a small-dollar, short-term loan that is typically due on the borrower’s next payday. The borrower writes a post-dated check for the loan amount plus fees, and the lender advances the cash. The borrower then has until their next payday to repay the loan or extend it for another fee.

Payday loans are often marketed as a quick and easy way to get cash when you need it, but they come with high interest rates and fees that can make it difficult to repay the loan on time. According to the Consumer Financial Protection Bureau, the average payday loan borrower is in debt for almost 200 days per year because of these loan products.

Payday Loans in Bradenville, Pennsylvania: Why They are Prohibited

In Pennsylvania, payday loans are prohibited by state law. Under the state’s Short-Term Loan Act, loans with terms of less than four months and interest rates greater than 6% are prohibited. This means that payday lenders operating in Bradenville, Pennsylvania are not legally allowed to offer payday loans to consumers.

The ban on payday loans in Pennsylvania was put in place to protect consumers from the high fees and interest rates associated with these loan products. According to the state Attorney General’s office, payday lenders were charging interest rates as high as 700% on these loans, trapping borrowers in a cycle of debt that was difficult to escape.

What Are the Alternatives to Payday Loans in Bradenville, Pennsylvania?

If you need to borrow money in Bradenville, Pennsylvania, there are several alternatives to payday loans that you may want to consider:

  • Personal loans: Personal loans offer larger loan amounts and longer repayment terms than payday loans. They may have lower interest rates and fees, making them a better option for borrowers who need to borrow money over a longer period of time.
  • Credit cards: If you have a credit card, you can use it to make purchases or withdraw cash advances. While credit cards may have higher interest rates than personal loans, they can be a good option if you need to borrow money for a short period of time.
  • Installment loans: Installment loans allow you to borrow money and repay it over time with fixed monthly payments. These loans may have lower interest rates and fees than payday loans, making them a good option for borrowers who need to borrow larger amounts of money.

The Risks of Payday Loans in Bradenville, Pennsylvania

While payday loans are illegal in Pennsylvania, some borrowers may still turn to online lenders who claim to offer payday loans in the state. These lenders may be operating illegally and may charge even higher fees and interest rates than payday lenders operating in other states. Borrowers who take out payday loans from these lenders may find themselves in a cycle of debt that is difficult to escape.

Interesting Facts and Statistics About Payday Loans in Bradenville, Pennsylvania

  • The average payday loan borrower in the United States takes out eight loans per year
  • Payday loans can have interest rates as high as 400%
  • The total cost of borrowing a payday loan can be as much as 500% of the original loan amount

Apply Now for a Personal Loan Through TheGuaranteedLoans

If you need to borrow money in Bradenville, Pennsylvania, TheGuaranteedLoans can help you connect with potential lenders who offer personal loans. As a connector service, we work with a network of reputable lenders who may be able to offer you a loan, even if you have bad credit or no credit history.

When you apply for a loan through TheGuaranteedLoans, you will be asked to provide some basic information, such as your name, address, and income. We will then use this information to match you with potential lenders who may be able to offer you a loan. If you are connected with a lender, you will receive an offer with the loan terms and interest rates.

It’s important to note that TheGuaranteedLoans is not a direct lender and cannot guarantee that you will be approved for a personal loan. However, we can help you connect with potential lenders who may be able to offer you a loan that fits your needs and budget.

Conclusion

While payday loans are illegal in Pennsylvania, borrowers in Bradenville, Pennsylvania may still be tempted by these loan products. However, there are alternatives to payday loans that may be a better option for borrowers who need to borrow money. If you need to borrow money in Bradenville, Pennsylvania, consider applying for a personal loan through TheGuaranteedLoans to connect with potential lenders who may be able to offer you a loan with favorable terms and interest rates.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Bradenville, Pennsylvania?

It is illegal for lenders to offer payday loans in Bradenville, Pennsylvania, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Bradenville, Pennsylvania?

If you have already taken out a payday loan in Bradenville, Pennsylvania, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.