Payday Loans in Cranesville, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Cranesville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrivent Financial Lutherans 3540 N Progress Ave, Harrisburg, PA 17110 +1 (717) 540 - 0154
Wells Fargo Bank 1 S Main St, Pittston, PA 18640 +1 (570) 654 - 4688
Hidden River Credit Union 538 Altamont Blvd, Frackville, PA 17931 +1 (570) 874 - 1100
PNC Bank 300 W Main St, Monongahela, PA 15063 +1 (724) 258 - 3500
AFS Financial Services 25 N 8th St, Indiana, PA 15701 +1 (724) 463 - 7450
Heights Community Federal Credit Union 3530 Freemansburg Ave, Bethlehem, PA 18020 +1 (610) 868 - 8211
TD Bank 42 E Baltimore Ave, Media, PA 19063 +1 (610) 627 - 9800
Peoples Security Bank & Trust Company 83 E Tioga St, Tunkhannock, PA 18657 +1 (570) 836 - 2135
Marquette Savings Bank Business Banking Office 953 S Main St, Meadville, PA 16335 +1 (814) 337 - 7929
HomeSale Mortgage, LLC 131 Centerville Rd, Lancaster, PA 17603 +1 (717) 286 - 9936

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cranesville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Abington, PA, Short-term Loans in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, Payday Loan for Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cranesville, PA.

Payday Loans Available in Cranesville, PA By The Following ZIP Codes:

16410

Are Payday Loans Legal In Cranesville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Cranesville, PA payday loan calculator

When it comes to short-term borrowing options, payday loans are a popular choice for many Americans, providing financial relief when they need it most. However, not all states are equal in terms of payday loan laws, and in Pennsylvania, payday loans are illegal.

What are payday loans?

Payday loans are short-term loans that are typically taken out for two to four weeks and are meant to tide over borrowers until their next payday. They often come with high interest rates and fees, making them an expensive borrowing option.

In many states, payday loans are seen as controversial because of their high costs and potential to trap borrowers in a cycle of debt. However, lenders argue that they provide a valuable service to people who need quick access to cash.

Payday loans in Cranesville, Pennsylvania

Anyone looking for payday loans in Cranesville, Pennsylvania, will be disappointed to learn that payday loans are illegal in the state. In 2008, the Pennsylvania General Assembly passed the Pennsylvania Loan Interest and Protection Law, which effectively banned payday lending in the state. This law set a maximum interest rate of 6% for loans; payday loans often come with an APR of more than 400%, making them much more expensive than the state’s legal limit for interest rates.

While payday lending storefronts do not operate in Pennsylvania, that doesn’t mean that people don’t find ways to access money quickly. Online payday loans are a popular alternative, with borrowers able to take out loans from lenders based in other states where payday lending is legal. However, these loans can be just as expensive and dangerous as traditional payday loans, and borrowers who take out these loans may be putting themselves at risk of financial ruin.

The dangers of payday loans

Research has shown that payday loans can be harmful to borrowers, often trapping them in a cycle of debt that’s difficult to escape from. According to a study by the Consumer Financial Protection Bureau, more than 80% of payday loans are rolled over or renewed, with borrowers taking out new loans to pay off old ones. This creates a cycle of debt that can be difficult to escape from, with borrowers paying more in interest and fees than they ever borrowed in the first place.

The high cost of payday loans can also make them dangerous for people who are struggling to make ends meet. Taking out a payday loan that you can’t afford to repay can result in a cascade of fees and charges, making it even harder to make ends meet. Late payments can also harm your credit score, making it harder to access affordable credit in the future.

Facts and statistics about payday loans

  • 12 million Americans use payday loans each year
  • The average payday loan borrower takes out eight loans a year
  • The average payday loan is $375
  • Payday loans cost borrowers $9 billion in fees each year
  • The states with the highest payday loan usage are Alabama, Mississippi, Louisiana, South Carolina, and Oklahoma

Apply Now

While payday loans are not available in Cranesville, Pennsylvania, you may still find yourself in need of short-term financial assistance. At TheGuaranteedLoans, we can help connect you with potential lenders who may be able to provide the financial assistance you need. Whether you need a payday loan alternative or a different type of short-term loan, we can assist you in finding the right lender to meet your needs.

It’s important to remember that TheGuaranteedLoans is not a direct lender; we are a connector service that helps you find potential lenders that match your borrowing preferences. When you apply for a loan through our website, we’ll match you with lenders who may be able to provide the financial assistance you’re looking for. Our service is easy to use, with an intuitive online application process that takes only a few minutes to complete.

Conclusion

Payday loans are not available in Cranesville, Pennsylvania, and for good reason. These types of loans are expensive, risky, and can trap borrowers in a cycle of debt that’s difficult to escape from. If you’re in need of short-term financial assistance, it’s important to explore all your options carefully and choose the borrowing solution that’s right for you.

At TheGuaranteedLoans, we’re passionate about providing consumers with the tools they need to make informed financial decisions. If you’re in need of short-term financial assistance, we encourage you to explore our website and learn more about our services. With our help, you can find the right lender to meet your borrowing needs and get the financial assistance you need without putting yourself at unnecessary risk.

F.A.Q.

Why are payday loans illegal in Cranesville, Pennsylvania?

Payday loans are illegal in Cranesville, Pennsylvania because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Cranesville, Pennsylvania?

in Cranesville, Pennsylvania, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.