Payday Loans in Cressona, Pennsylvania

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No payday loan companies in Cressona, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Federal Savings & Loan 25 E High St, Waynesburg, PA 15370 +1 (724) 627 - 6116
Fash Cash ATM 6826 Market St, Upper Darby, PA 19082 +1 (610) 352 - 6835
M&T Bank 28 Walnut Bottom Rd, Shippensburg, PA 17257 +1 (717) 532 - 2414
Lexington Law 437 Grant St Suite 1240, Pittsburgh, PA 15219 +1 (833) 333 - 8277
Seager Accounting 619 Washington St, Huntingdon, PA 16652 +1 (814) 643 - 6492
Beaver Valley Foot Clinic Bridgewater 500 Market St, Beaver, PA 15009 +1 (878) 313 - 3338
Apollo Trust Co 501 Hyde Park Rd, Leechburg, PA 15656 +1 (724) 478 - 3151
Yocum & Company 23 S 4th St, Lebanon, PA 17042 +1 (717) 273 - 5972
AFS Insurance & Financial Services/Keystone; Advanced Financial Security, Inc. 11001 Anthony Hwy, Waynesboro, PA 17268 +1 (717) 762 - 5780
Stroudsburg Trading Post 631 N Courtland St, East Stroudsburg, PA 18301 +1 (570) 424 - 2777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cressona, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loan for Harrisburg, PA, Guaranteed Loans in Haverford, PA, Same Day Loans in Lancaster, PA, Quick Loan in Levittown, PA, 24-Hour Loan in Norristown, PA and No Credit Check Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cressona, PA.

Beautiful sights of Cressona, PA

Payday Loans Available in Cressona, PA By The Following ZIP Codes:

17929

Are Payday Loans Legal In Cressona, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Cressona, PA payday loan calculator

Payday Loans in Cressona, Pennsylvania

Payday loans are a common financial solution for people who need quick cash for unexpected expenses. However, payday loans are prohibited in Pennsylvania, including Cressona. This means that residents of Cressona cannot legally obtain a payday loan from any lender, whether it is online or in-person.

Why are Payday Loans Prohibited in Cressona, Pennsylvania?

The state of Pennsylvania has set strict regulations to protect consumers from predatory lending practices. One of these regulations is the prohibition of payday loans, which has been in effect since 1998. According to the Pennsylvania Department of Banking and Securities, this law was put in place to prevent lenders from charging excessively high interest rates and fees on short-term loans.

Payday loans are typically small-dollar loans that are meant to be repaid within a short period of time, usually within a few weeks. However, these loans often come with exorbitant interest rates and fees that can trap borrowers in a cycle of debt. When payday loans are allowed, lenders can charge interest rates of up to 400% or more, which can make it difficult for borrowers to repay the loan on time.

Alternatives to Payday Loans in Cressona, Pennsylvania

Although payday loans are prohibited in Cressona, there are other options available for residents who need quick cash. One of the most common alternatives is a personal installment loan. Unlike payday loans, which must be repaid in a lump sum, installment loans are repaid over time in equal installments. These loans often come with lower interest rates and fees than payday loans, and borrowers have more time to repay the loan.

Another alternative to payday loans is a credit card cash advance. This is when you use your credit card to withdraw cash, which you then repay over time with interest. While credit card cash advances can be expensive, they are often less expensive than payday loans.

If you need money quickly, you could also consider asking friends or family for a loan. While this may feel awkward, it can be a much cheaper option than a payday loan.

Fact Sheet: Payday Loans in Cressona, Pennsylvania

  • Payday loans are prohibited in Cressona, Pennsylvania
  • The law prohibiting payday loans in Pennsylvania has been in effect since 1998
  • The law is designed to prevent lenders from charging excessively high interest rates and fees on short-term loans
  • Alternatives to payday loans in Cressona include personal installment loans, credit card cash advances, and borrowing from friends or family
  • In 2018, the Pennsylvania Supreme Court ruled that lenders who had been charging interest rates over 6% on loans made to Pennsylvania residents via the internet were in violation of state law.

Apply Now

If you need fast, reliable financial assistance, TheGuaranteedLoans can help you find a lender that meets your needs. As a connection service, we have a network of trusted lenders who can provide personal installment loans, auto title loans, and other types of loans.

To get started, simply fill out our online application. We’ll connect you with lenders who are interested in working with you. Keep in mind that we are not a direct lender, so the loan terms and conditions will vary by lender. However, we work hard to connect you with lenders who offer fair and reasonable loan terms. Start your application today and get the funds you need to cover unexpected expenses.

F.A.Q.

Can I be sued for defaulting on a payday loan in Cressona, Pennsylvania?

No, you cannot be sued for defaulting on a payday loan in Cressona, Pennsylvania because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Cressona, Pennsylvania?

No, a payday loan cannot be included in a bankruptcy filing in Cressona, Pennsylvania because these loans are illegal in the state.