Payday Loans in Curtisville, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Curtisville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Belco Community Credit Union 320 N Hanover St, Carlisle, PA 17013 +1 (717) 232 - 3526
TD Bank 991 S Township Line Rd, Royersford, PA 19468 +1 (610) 792 - 1455
Business Loan Express LLC 100 Springhouse Dr, Collegeville, PA 19426 +1 (610) 831 - 9080
ACNB Bank 1127 Eichelberger St, Hanover, PA 17331 +1 (888) 334 - 2262
F & M Trust 5293 Main St, Marion, PA 17235 +1 (717) 375 - 2210
Whitehall Branch 2971 MacArthur Rd, Whitehall, PA 18052 +1 (610) 432 - 2485
Oppenheimer & Co. Inc. 101 S Centre St, Pottsville, PA 17901 +1 (215) 576 - 3059
First Keystone Community Bank 111 W Front St, Berwick, PA 18603 +1 (570) 752 - 3671
Freedom United 3589 Brodhead Rd STE 4, Monaca, PA 15061 +1 (724) 775 - 5025
QNB Bank 51 S 3rd St, Coopersburg, PA 18036 +1 (215) 538 - 5600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Curtisville, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Chester, PA, Payday Loans in Erie, PA, Same Day Loans in Harrisburg, PA, Guaranteed Loans in Haverford, PA, Payday Loans in Lancaster, PA, Online Loans in Levittown, PA, Same Day Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Curtisville, PA.

Beautiful sights of Curtisville, PA

Payday Loans Available in Curtisville, PA By The Following ZIP Codes:

15032

Are Payday Loans Legal In Curtisville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Curtisville, PA payday loan calculator

Important note: While payday loans might seem like a quick solution, they are prohibited in Pennsylvania. Therefore, it is crucial to understand the risks and pitfalls of payday loans and seek out alternative options. In this article, we will explore the topic of payday loans in Curtisville, Pennsylvania, and provide information on how individuals can get financial assistance through other means.

What are payday loans?

Payday loans are short-term, high-interest loans that require borrowers to repay the loan, along with fees and interest, on their next payday. In Pennsylvania, payday loans are prohibited, meaning that lenders cannot offer them to borrowers. However, this does not stop some lenders from offering online payday loans to Pennsylvania residents. It is important to avoid these lenders as they operate outside the law, and borrowers may face serious financial consequences as a result.

Why are payday loans prohibited in Pennsylvania?

In 2008, Pennsylvania passed a law that made payday lending illegal in the state. This law was aimed at protecting consumers from the cycle of debt that payday loans often create. Payday loans have high-interest rates, often exceeding 400%, making them one of the most expensive forms of credit available. These high fees can trap borrowers in a cycle of debt, making it difficult to repay the loan, which results in borrowers taking out another payday loan to cover the previous loan, creating a vicious cycle of debt.

What alternatives are available for individuals in need of financial assistance?

Credit unions: Many credit unions offer small-dollar loans with reasonable interest rates and fees. These loans are designed to help people who need quick access to cash without the high costs and risks of payday loans. Credit unions are member-owned, and their focus is on providing financial services to their members, rather than making a profit.

Government assistance programs: The federal government, along with state and local governments, offer a variety of programs that can help people in need of financial assistance. The programs are designed to provide individuals with the resources they need to get back on their feet and support themselves and their families. Some programs include food assistance, housing assistance, and cash assistance.

Personal Loans: A personal loan is a loan that you can take out from a bank, credit union, or online lender. Personal loans typically have lower interest rates than payday loans, making them a more affordable option for people in need of financial assistance.

Interesting Facts and Statistics

  • According to the Pennsylvania Department of Banking and Securities, payday lending is a $1.3 billion industry in the United States, with 12 million borrowers taking out payday loans every year.
  • The average payday loan borrower in Pennsylvania has an annual income of $30,000 and takes out eight loans per year, with an average loan amount of $430.
  • A typical payday loan of $375 in Pennsylvania carries a fee of $55, which equates to an annual percentage rate (APR) of 332%.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we do not offer loans directly, but instead, we work with a network of lenders who can help you get the financial assistance you need. Please note that it is important to read the terms and conditions of any loan carefully before accepting it, and to only borrow what you can afford to repay.

If you are interested in applying for a loan, please visit our website and fill out our online application. Our lenders will review your application and contact you with the options that may suit your financial needs best.

Conclusion

While payday loans might seem like a quick fix to a financial emergency, they are often a trap that leads to more significant financial problems. In Pennsylvania, payday loans are prohibited, and borrowers may face serious consequences if they engage with lenders who operate outside the law. Our goal at TheGuaranteedLoans is to help you find a loan that meets your financial needs while avoiding the risks and pitfalls of payday lending. Please reach out to us if you have any questions or need financial assistance.

F.A.Q.

Are payday loans legal in Curtisville, Pennsylvania?

No, payday loans are prohibited in Curtisville, Pennsylvania.

What are the alternatives to payday loans in Curtisville, Pennsylvania?

Some options for short-term financial assistance in Curtisville, Pennsylvania include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.