Payday Loans in Dagus Mines, Pennsylvania

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No payday loan companies in Dagus Mines, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Flick Financial 2674 Darlington Rd, Beaver Falls, PA 15010 +1 (724) 359 - 2500
Allegheny Kiski Postal FCU 501 11th St 206, New Kensington, PA 15068 +1 (724) 337 - 3717
Elliott Community Federal Credit Union 920 N 4th St, Jeannette, PA 15644 +1 (724) 527 - 2822
Fidelity Bank 1250 East Braden Boulevard, Easton, PA 18040 +1 (484) 548 - 6095
M&T Bank 1071 N Susquehanna Trail, Selinsgrove, PA 17870 +1 (570) 374 - 8108
Dan Jones - Raymond James 165 Township Line Rd, Jenkintown, PA 19046 +1 (215) 881 - 2700
Bank of America 7150 Hamilton Blvd, Trexlertown, PA 18087 +1 (610) 481 - 9652
Citizens Bank 1731 Grand Blvd, Monessen, PA 15062 +1 (724) 684 - 6011
Ny Check Cashing Inc 1314 Market St, Harrisburg, PA 17103 +1 (717) 233 - 2444
Forney Financial Solutions LLC 3018 Pleasant Valley Blvd, Altoona, PA 16602 +1 (814) 944 - 8474

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dagus Mines, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Online Loans in Allentown, PA, Quick Loan in Altoona, PA, Payday Loan Without a Credit Check in Bensalem, PA, Payday Loans in Bethel Park, PA, Quick Loan in Bethlehem, PA, Payday Loans in Bristol, PA and Payday Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dagus Mines, PA.

Are Payday Loans Legal In Dagus Mines, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dagus Mines, PA payday loan calculator

Payday Loans in Dagus Mines, Pennsylvania: Explained

Payday loans are a type of short-term loan that cater to borrowers who are in need of quick cash. However, these loans come with exorbitant fees and high-interest rates, often trapping borrowers in a cycle of debt. In Pennsylvania, payday lending is prohibited, and for good reasons.

If you are considering taking out a payday loan in Dagus Mines, Pennsylvania, it’s essential to understand the consequences and why you should avoid them.

Why are Payday Loans Prohibited in Pennsylvania?

The Pennsylvania legislature outlawed payday loans in 2010, citing the predatory nature of these loans. Payday lenders often target vulnerable and low-income borrowers with limited access to traditional banking services. The fees and interest rates associated with payday loans can be astronomical, with some lenders charging up to 400% APR.

The penalties associated with payday loans in Pennsylvania also contribute to their prohibition. If a borrower defaults on a payday loan in Pennsylvania, the lender is not allowed to initiate criminal proceedings against the borrower. However, the lender can sue the borrower for the amount owed, plus legal fees.

These restrictions on payday lending in Pennsylvania are a crucial consumer protection measure. The state has recognized the harm that payday loans cause to borrowers and has taken steps to prevent lenders from exploiting them.

Alternatives to Payday Loans in Dagus Mines, Pennsylvania

While payday loans are not an option in Dagus Mines, Pennsylvania, there are other types of loans and assistance available to those in need of financial help.

  • Personal Loans: Depending on your credit score and history, you may be able to qualify for a personal loan from a bank or credit union. Personal loans have longer repayment terms, lower interest rates, and are typically offered to borrowers with good credit.
  • Financial Counseling: Some organizations offer financial counseling services to individuals in need. These services can help you assess your financial situation, develop a budget, and plan for the future.
  • Government Assistance: Pennsylvania offers various forms of financial assistance to its residents, including emergency cash grants, housing assistance, and food assistance.

Interesting Facts and Statistics About Payday Loans in Dagus Mines, Pennsylvania

  • As of 2021, payday lending is illegal in Pennsylvania. The state has one of the strongest laws against payday lending in the country.
  • In 2008, the Pennsylvania General Assembly enacted a law that limited the interest rate on small loans to 24% APR, effectively banning payday lending in the state.
  • In 2009, Pennsylvania’s Attorney General filed a lawsuit against a payday lender that was found to be charging interest rates of up to 1,140% APR.

Apply Now

If you are in need of financial assistance, TheGuaranteedLoans is here to help. We are a connector service that can link you with potential lenders who may be able to offer you a loan. However, it’s important to note that we are not a direct lender, and we do not make credit decisions. We simply facilitate connections between borrowers and lenders.

To start the application process, simply visit our website and complete our online application. We will review your application and connect you with potential lenders who may be willing to offer you a loan. Remember, before you accept any loan offer, make sure to read the loan terms carefully and understand the associated fees and interest rates.

In Conclusion

Payday loans are prohibited in Dagus Mines, Pennsylvania, for a good reason. These loans come with exorbitant fees and high-interest rates, often trapping borrowers in a debt cycle that’s difficult to break free from. Instead of turning to payday loans, explore alternative options and seek financial counseling if needed. At TheGuaranteedLoans, we are here to connect you with potential lenders who may be able to offer you a loan. However, it’s important to remember that borrowing money comes with risks, and it’s essential to understand the terms of any loan before accepting it.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Dagus Mines, Pennsylvania?

No, taking out an illegal payday loan in Dagus Mines, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Dagus Mines, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Dagus Mines, Pennsylvania.