Payday Loans in Daisytown, Pennsylvania

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No payday loan companies in Daisytown, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Bank 434 Lawrence Ave, Ellwood City, PA 16117 +1 (724) 758 - 5531
Wells Fargo Bank 1 S Main St, Pittston, PA 18640 +1 (570) 654 - 4688
USA Payroll Network 49 Winged Foot Dr, Reading, PA 19607 +1 (610) 587 - 2219
KeyBank 298 Veterans Way, Warminster, PA 18974 +1 (215) 444 - 0776
Diamond Credit Union Boyertown Branch 173 Holly Rd, Gilbertsville, PA 19525 +1 (610) 326 - 5490
Fulton Bank 55 S Tulpehocken St, Pine Grove, PA 17963 +1 (570) 345 - 2151
Wells Fargo Home Mortgage 3 Landmark Center, East Stroudsburg, PA 18301 +1 (570) 424 - 4100
Woodforest National Bank 5370 Allentown Pike, Temple, PA 19560 +1 (610) 939 - 2615
Mariner Finance 1901 Rotunda Dr B, Erie, PA 16509 +1 (814) 806 - 2889
Victorian Finance 212 Washington Ave, Bridgeville, PA 15017 +1 (412) 854 - 4500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Daisytown, PA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Emergency Loan in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loans in Norristown, PA and Online Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Daisytown, PA.

Payday Loans Available in Daisytown, PA By The Following ZIP Codes:

15427

Are Payday Loans Legal In Daisytown, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Daisytown, PA payday loan calculator

Payday Loans in Daisytown, Pennsylvania

Are you considering taking out a payday loan in Daisytown, Pennsylvania? While it may seem like a quick solution to your financial problems, it’s important to understand that payday loans are actually illegal in the state of Pennsylvania. Let’s take a closer look at what payday loans are, why they’re prohibited in Pennsylvania, and what your other options are if you’re in need of short-term financial assistance.

What are Payday Loans?

Payday loans are short-term loans that typically come with high interest rates and fees. They’re often marketed as a way to bridge the gap between paychecks or to cover unexpected expenses. However, these loans can be incredibly expensive and often trap borrowers in a cycle of debt.

In order to obtain a payday loan, you typically need to provide proof of income and a postdated check or access to your bank account. The lender will then provide you with cash, which you must repay in full (plus interest and fees) within a few weeks.

Why are Payday Loans Prohibited in Pennsylvania?

In 2010, the Pennsylvania legislature passed a law which effectively banned payday loans in the state. The law states that lenders are not allowed to charge more than 24% APR on small loans, effectively making payday lending illegal. This was done in order to protect consumers from the predatory lending practices that are often associated with payday loans.

While some lenders have attempted to circumvent the law by offering loans through online platforms or by partnering with out-of-state banks, these practices are also illegal in Pennsylvania.

What Other Options Do You Have?

If you’re in need of short-term financial assistance, there are several alternatives to payday loans that you can consider:

  • Credit Union Loans: Many credit unions offer small-dollar loans to their members with more reasonable interest rates and fees than payday loans.
  • Personal Loans: You could also consider taking out a personal loan from a bank or online lender.
  • Credit Cards: If you have a good credit score, you may be able to use a credit card to cover your expenses.
  • Negotiate with Creditors: If you’re having trouble paying bills, you may be able to negotiate a repayment plan with your creditors.

Interesting Facts and Statistics

  • Payday loans are illegal in 14 states, including Pennsylvania.
  • The average payday loan borrower takes out 10 loans per year.
  • The average payday loan has an interest rate of 391%.
  • The payday loan industry is worth an estimated $46 billion.
  • Payday lenders have been known to target low-income and minority communities.

Apply Now

While payday loans are illegal in Pennsylvania, TheGuaranteedLoans can connect you with potential lenders who can provide other short-term loan options. Simply fill out our online application to get started. Please note that we are not a direct lender and do not provide payday loans. Our service is designed to help you find the best loan options available to you.

Remember, when it comes to borrowing money, it’s important to do your research and understand all of your options. Don’t fall prey to the predatory lending practices of payday lenders. Explore alternative options and work with reputable lenders to ensure that you’re getting a fair deal.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Daisytown, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Daisytown, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Daisytown, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Daisytown, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.