Payday Loans in Dickerson Run, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dickerson Run, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrivent Financial for Lutherans 183 Tracy St, Northern Cambria, PA 15714 +1 (814) 920 - 6982
Menard Confident Multi Service LLC 103 S Main St, Chambersburg, PA 17201 +1 (717) 267 - 1111
Freedom Credit Union 626 Jacksonville Rd, Warminster, PA 18974 +1 (215) 612 - 5900
AmeriChoice Federal Credit Union 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA 17055 +1 (717) 697 - 3474
TD Bank 918 Bethlehem Pike, Montgomeryville, PA 18936 +1 (215) 412 - 4159
Mars Bank - Cranberry Office 20246 US-19, Cranberry Twp, PA 16066 +1 (724) 776 - 3800
Montoursville Area FCU 999 N Loyalsock Ave A, Montoursville, PA 17754 +1 (570) 368 - 7401
BB&T 4933 PA-873, Schnecksville, PA 18078 +1 (610) 799 - 5441
Regency Finance Company 2610 Walbert Ave, Allentown, PA 18104 +1 (610) 433 - 4885
Dollar Bank Richland Mall, 5375 William Flinn Hwy, Gibsonia, PA 15044 +1 (724) 443 - 0250

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dickerson Run, PA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Abington, PA, Guaranteed Loans in Allentown, PA, Payday Loans in Altoona, PA, Online Loans in Bensalem, PA, Payday Loans in Bethel Park, PA, No Credit Check Loans in Bethlehem, PA, Short-term Loans in Bristol, PA and Online Loans in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dickerson Run, PA.

Are Payday Loans Legal In Dickerson Run, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dickerson Run, PA payday loan calculator

The Truth About Payday Loans in Dickerson Run, Pennsylvania

Payday loans have been a topic of controversy for some time now. Due to their high interest rates and short repayment periods, many people question whether they are worth the risk. This is especially true in Pennsylvania, where payday lending is prohibited by law. In this article, we will delve into the truth about payday loans in Dickerson Run, Pennsylvania and why they are banned in the state.

What Are Payday Loans?

Payday loans are short-term loans that typically mature on the borrower’s next payday. They are meant to provide quick financial relief to people who cannot obtain traditional loans due to poor credit scores or other reasons. In return for the loan, the borrower is charged a high fee or APR. This fee can range from $15 to $30 for every $100 borrowed. While $30 may not seem like a lot, when you consider the short repayment period and the high fees, it quickly adds up.

Why Are Payday Loans Prohibited in Pennsylvania?

Payday lending is prohibited in Pennsylvania due to the state’s lending laws. These laws cap interest rates at 24%, rendering payday lending unfeasible. The state’s lending laws are in place to protect consumers from predatory lending practices that trap borrowers in debt cycles. Unfortunately, many borrowers are financially vulnerable and cannot repay their payday loans on time, which leads to additional fees and interest charges. This creates a cycle of debt that is hard to break.

Facts and Statistics About Payday Loans in Dickerson Run, Pennsylvania

  • In Pennsylvania, payday lending is illegal. This includes title lending and cash advances.
  • The state has capped interest rates at 24% APR for small loans under $25,000.
  • In 2006, the state passed the Consumer Discount Company Act, which prohibits payday lending.
  • Despite prohibition, many borrowers in Pennsylvania turn to online payday lenders to get around state regulations.
  • Online payday lending is just as risky as storefront lending, and borrowers should avoid it at all costs.

Apply Now Through TheGuaranteedLoans

Although payday lending is illegal in Pennsylvania, many people find themselves in need of short-term financial assistance. At TheGuaranteedLoans, we are a connector service that can help you find lenders in other states that are willing to offer you a loan. However, our services come with a disclaimer. We are not a direct lender, and we do not offer payday loans. Our role is to connect you with potential lenders and facilitate the loan process. It is up to you to choose whether or not to accept a loan offer and to read and understand the lender’s terms and conditions. Visit our website today to fill out an application and get connected with a potential lender.

The Bottom Line

While payday loans may seem like a quick fix, they often lead to more problems than they solve. In Pennsylvania, payday lending is prohibited for a reason. The state’s lending laws protect consumers from predatory lending practices and prohibit lenders from charging excessive fees and interest rates. While TheGuaranteedLoans can help you connect with lenders outside Pennsylvania, you should approach payday lending with caution and borrow only what you need and can afford to repay.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Dickerson Run, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Dickerson Run, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Dickerson Run, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Dickerson Run, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.